TellerScore

Paper Converters Local 286/1034 Federal Credit Union (NCUA charter #23556) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $1.8M in total assets and $1.5M in member shares and deposits and 1 office.

Paper Converters Local 286/1034 Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 205th. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 0% uninsured); capital cushion contributes the least (26/100, 7.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion26/100
Net worth ratio: 7.56%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.28%
Earnings47/100
Return on assets (annualized): 0.67%
Funding & liquidity100/100
Loans ÷ shares: 54.4% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 65).

TellerScore
405365Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202459
Q4 202440
Q1 202563
Q2 202564
Q3 202563
Q4 202565
Q1 202664
Q2 202665
Net worth ratio
5.66%6.61%7.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20245.66%
Q3 20246.08%
Q4 20246.33%
Q1 20256.43%
Q2 20256.73%
Q3 20256.78%
Q4 20257.15%
Q1 20267.06%
Q2 20267.56%
Delinquent loans (60+ days)
0.00%1.33%2.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.77%
Q4 20242.67%
Q1 20250.12%
Q2 20250.12%
Q3 20250.20%
Q4 20250.09%
Q1 20260.21%
Q2 20260.28%
Return on assets
0.63%0.88%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20241.12%
Q4 20241.04%
Q1 20250.69%
Q2 20250.77%
Q3 20250.67%
Q4 20250.63%
Q1 20260.64%
Q2 20260.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$1.8M7.56%0.28%0.67%54.4%
Q1 202664$1.9M7.06%0.21%0.64%54.0%
Q4 202565$1.8M7.15%0.09%0.63%58.6%
Q3 202563$1.9M6.78%0.20%0.67%52.0%
Q2 202564$1.9M6.73%0.12%0.77%50.4%
Q1 202563$1.9M6.43%0.12%0.69%50.8%
Q4 202440$1.9M6.33%2.67%1.04%53.3%
Q3 202459$1.9M6.08%0.77%1.12%51.5%
Q2 202462$1.9M5.66%0.00%0.74%50.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.56%
3rd
Problem loans0.28%
69th
Net charge-offs0.00%
77th
Return on assets0.67%
51st
Loans to deposits54.4%
56th
Uninsured deposits0.0%
81st
Loan-loss reserves1.59%
87th
Texas ratio1.5%
58th

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Deposit insurance

Is my money safe at Paper Converters Local 286/1034 Federal Credit Union?

Yes. Paper Converters Local 286/1034 Federal Credit Union is a federally insured credit union (NCUA charter #23556). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.56%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Paper Converters Local 286/1034 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Paper Converters Local 286/1034 Federal Credit Union
Type
Federal credit union
NCUA charter #
23556
RSSD ID
501682
Primary regulator
NCUA
Established
1979
Headquarters
410 N 8th St, Philadelphia, PA 19123
Employees
2

Quick answers

Paper Converters Local 286/1034 Federal Credit Union: common questions

Is Paper Converters Local 286/1034 Federal Credit Union NCUA insured?

Yes. Paper Converters Local 286/1034 Federal Credit Union is a federally insured credit union (NCUA charter #23556). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Paper Converters Local 286/1034 Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Paper Converters Local 286/1034 Federal Credit Union have?

1 office as of the latest NCUA data.

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