TellerScore

Brockport Federal Credit Union is a federal credit union headquartered in Brockport, New York, in business for about 56 years. At the end of Q2 2026 it reported $15.4M in total assets and $14.5M in member shares and deposits.

Based on its Q2 2026 filing, Brockport Federal Credit Union scores 19/100, which we describe as low. That is higher than only 0% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 268th. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 13% uninsured), and its lowest is earnings (0/100; -1.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Net worth ratio: 4.40%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.05%
Earnings0/100
Return on assets (annualized): -1.75%
Funding & liquidity100/100
Loans ÷ shares: 47.1% · 12.7% uninsured
Problem-loan coverage38/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 30.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (26 → 19), mostly because the capital cushion component weakened by 18 points.

TellerScore
192735Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202428
Q3 202427
Q4 202424
Q1 202535
Q2 202526
Q3 202531
Q4 202520
Q1 202625
Q2 202619
Net worth ratio
4.40%6.04%7.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.67%
Q3 20247.58%
Q4 20246.93%
Q1 20257.02%
Q2 20256.78%
Q3 20255.77%
Q4 20255.24%
Q1 20265.30%
Q2 20264.40%
Delinquent loans (60+ days)
2.08%3.55%5.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.68%
Q3 20245.02%
Q4 20244.24%
Q1 20252.79%
Q2 20253.33%
Q3 20252.08%
Q4 20253.12%
Q1 20264.42%
Q2 20263.05%
Return on assets
-1.75%-0.70%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.06%
Q3 2024-0.35%
Q4 2024-1.60%
Q1 20250.26%
Q2 2025-0.84%
Q3 2025-1.10%
Q4 2025-0.93%
Q1 20260.34%
Q2 2026-1.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202619$15.4M4.40%3.05%-1.75%47.1%
Q1 202625$15.6M5.30%4.42%0.34%48.4%
Q4 202520$15.5M5.24%3.12%-0.93%51.4%
Q3 202531$14.5M5.77%2.08%-1.10%55.0%
Q2 202526$15.1M6.78%3.33%-0.84%54.1%
Q1 202535$15.6M7.02%2.79%0.26%56.7%
Q4 202424$15.7M6.93%4.24%-1.60%56.7%
Q3 202427$15.7M7.58%5.02%-0.35%59.5%
Q2 202428$15.7M7.67%4.68%-0.06%60.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio4.40%
1st
Problem loans3.05%
12th
Net charge-offs1.15%
12th
Return on assets-1.75%
4th
Loans to deposits47.1%
68th
Uninsured deposits12.7%
4th
Loan-loss reserves0.00%
37th
Texas ratio30.8%
2nd

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InstitutionScoreAssetsCapitalProblem loansCompare
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Long Island Alliance Federal Credit UnionCredit union Hauppauge, NY87 out of 100, Very strong$16.5M14.1%0.32%vs
Att-Wyo Correctional Employees Federal Credit UnionCredit union Attica, NY94 out of 100, Very strong$16.7M19.3%0.62%vs
Niagara Falls Teachers Federal Credit UnionCredit union Niagara Falls, NY89 out of 100, Very strong$13.6M18.4%0.43%vs
Oneida County Federal Credit UnionCredit union Utica, NY73 out of 100, Strong$13.5M12.5%0.38%vs
Afgm Enterprises Federal Credit UnionCredit union Cheektowaga, NY76 out of 100, Strong$13.4M25.6%1.16%vs

Deposit insurance

Is my money safe at Brockport Federal Credit Union?

Yes. Brockport Federal Credit Union is a federally insured credit union (NCUA charter #20013). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.7% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 4.40%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Brockport Federal Credit Union
Type
Federal credit union
NCUA charter #
20013
RSSD ID
312486
Primary regulator
NCUA
Established
1970
Headquarters
400 West Ave, Brockport, NY 14420
Employees
4

Quick answers

Brockport Federal Credit Union: common questions

Is Brockport Federal Credit Union NCUA insured?

Yes. Brockport Federal Credit Union is a federally insured credit union (NCUA charter #20013). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brockport Federal Credit Union's TellerScore?

19 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.