TellerScore

Headquartered in Attica, New York, Att-Wyo Correctional Employees Federal Credit Union is a federal credit union with $16.7M in total assets and $13.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1935.

Based on its Q2 2026 filing, Att-Wyo Correctional Employees Federal Credit Union scores 94/100, which we describe as very strong. That is higher than 95% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 14th. Its strongest component is capital cushion (100/100; 19.30%), and its lowest is loan quality (79/100; 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.30%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.62%
Earnings99/100
Return on assets (annualized): 1.97%
Funding & liquidity100/100
Loans ÷ shares: 27.8% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (100 → 94), mostly because the loan quality component weakened by 21 points.

TellerScore
9095100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202498
Q3 202499
Q4 202490
Q1 202596
Q2 2025100
Q3 202599
Q4 202596
Q1 202698
Q2 202694
Net worth ratio
7.00%13.19%19.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.76%
Q3 202417.52%
Q4 202417.31%
Q1 202517.03%
Q2 202517.85%
Q3 202518.55%
Q4 202519.01%
Q1 202619.38%
Q2 202619.30%
Delinquent loans (60+ days)
0.00%0.31%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.63%
Q1 20250.00%
Q2 20250.00%
Q3 20250.12%
Q4 20250.26%
Q1 20260.00%
Q2 20260.62%
Return on assets
1.41%1.79%2.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.74%
Q3 20241.88%
Q4 20241.41%
Q1 20251.44%
Q2 20252.08%
Q3 20252.16%
Q4 20251.80%
Q1 20261.76%
Q2 20261.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202694$16.7M19.30%0.62%1.97%27.8%
Q1 202698$16.1M19.38%0.00%1.76%30.2%
Q4 202596$16.0M19.01%0.26%1.80%31.6%
Q3 202599$16.4M18.55%0.12%2.16%31.0%
Q2 2025100$16.6M17.85%0.00%2.08%32.7%
Q1 202596$16.7M17.03%0.00%1.44%32.7%
Q4 202490$16.1M17.31%0.63%1.41%37.2%
Q3 202499$16.0M17.52%0.00%1.88%39.5%
Q2 202498$16.3M16.76%0.00%1.74%40.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.30%
75th
Problem loans0.62%
53rd
Net charge-offs0.41%
31st
Return on assets1.97%
94th
Loans to deposits27.8%
91st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.7%
71st

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InstitutionScoreAssetsCapitalProblem loansCompare
Long Island Alliance Federal Credit UnionCredit union Hauppauge, NY87 out of 100, Very strong$16.5M14.1%0.32%vs
Buffalo Police Federal Credit UnionCredit union Buffalo, NY95 out of 100, Very strong$17.5M22.9%0.35%vs
Cadets Federal Credit UnionCredit union Elma, NY56 out of 100, Moderate$17.7M8.6%0.65%vs
Brockport Federal Credit UnionCredit union Brockport, NY19 out of 100, Low$15.4M4.4%3.05%vs
Fasny Federal Credit UnionCredit union Albany, NY67 out of 100, Moderate$17.9M11.6%0.49%vs
Syracuse Postal Federal Credit UnionCredit union Syracuse, NY58 out of 100, Moderate$18.6M7.6%0.00%vs

Deposit insurance

Is my money safe at Att-Wyo Correctional Employees Federal Credit Union?

Yes. Att-Wyo Correctional Employees Federal Credit Union is a federally insured credit union (NCUA charter #884). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.30%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Att-Wyo Correctional Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Attica, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Att-Wyo Correctional Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
884
RSSD ID
607173
Primary regulator
NCUA
Established
1935
Headquarters
221 E Main St, Attica, NY 14011
Employees
4

Quick answers

Att-Wyo Correctional Employees Federal Credit Union: common questions

Is Att-Wyo Correctional Employees Federal Credit Union NCUA insured?

Yes. Att-Wyo Correctional Employees Federal Credit Union is a federally insured credit union (NCUA charter #884). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Att-Wyo Correctional Employees Federal Credit Union's TellerScore?

94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Att-Wyo Correctional Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Attica

InstitutionScoreAssetsCapitalProblem loansCompare
Moog Employees Federal Credit UnionCredit union East Aurora, NY100 out of 100, Very strong$257.3M26.6%0.00%vs
Genesee Valley Federal Credit UnionCredit union Geneseo, NY98 out of 100, Very strong$175.9M16.6%0.19%vs
Akron School Employees Federal Credit UnionCredit union Akron, NY87 out of 100, Very strong$1.2M20.9%0.00%vs
Le Roy Federal Credit UnionCredit union Le Roy, NY86 out of 100, Very strong$21.1M11.4%0.37%vs
Lake Shore BankBank Dunkirk, NY86 out of 100, Very strong$735.9M17.4%0.25%vs
Tonawanda Valley Federal Credit UnionCredit union Batavia, NY82 out of 100, Strong$170.7M11.1%0.19%vs