TellerScore

Dunlop Employees Federal Credit Union (NCUA charter #7118) is based in Buffalo, New York. Its Q2 2026 call report shows $14.7M in total assets and $12.5M in member shares and deposits and 1 office.

Dunlop Employees Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 129th. Funding & liquidity contributes the most (100/100, 47% loans-to-deposits, 0% uninsured); loan quality contributes the least (43/100, 1.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.47%
Loan quality43/100
Loans 60+ days delinquent ÷ total loans: 1.70%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity100/100
Loans ÷ shares: 47.4% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.08%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (63 → 72), mostly because the earnings component improved by 45 points.

TellerScore
596672Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202471
Q4 202472
Q1 202570
Q2 202563
Q3 202559
Q4 202562
Q1 202668
Q2 202672
Net worth ratio
7.00%10.23%13.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.72%
Q3 202412.82%
Q4 202413.10%
Q1 202512.02%
Q2 202511.91%
Q3 202512.55%
Q4 202512.55%
Q1 202612.84%
Q2 202613.47%
Delinquent loans (60+ days)
0.31%1.21%2.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20240.45%
Q4 20240.31%
Q1 20250.53%
Q2 20251.11%
Q3 20252.10%
Q4 20251.44%
Q1 20261.34%
Q2 20261.70%
Return on assets
-0.41%0.28%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.41%
Q3 20240.04%
Q4 2024-0.17%
Q1 20250.01%
Q2 2025-0.15%
Q3 20250.17%
Q4 2025-0.27%
Q1 20260.35%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$14.7M13.47%1.70%0.97%47.4%
Q1 202668$14.9M12.84%1.34%0.35%48.7%
Q4 202562$15.8M12.55%1.44%-0.27%51.3%
Q3 202559$15.8M12.55%2.10%0.17%52.1%
Q2 202563$16.4M11.91%1.11%-0.15%52.1%
Q1 202570$16.3M12.02%0.53%0.01%58.1%
Q4 202472$14.9M13.10%0.31%-0.17%75.6%
Q3 202471$15.6M12.82%0.45%0.04%74.9%
Q2 202466$15.7M12.72%0.56%-0.41%75.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.47%
43rd
Problem loans1.70%
25th
Net charge-offs0.00%
77th
Return on assets0.97%
66th
Loans to deposits47.4%
68th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio5.1%
29th

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Deposit insurance

Is my money safe at Dunlop Employees Federal Credit Union?

Yes. Dunlop Employees Federal Credit Union is a federally insured credit union (NCUA charter #7118). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Dunlop Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dunlop Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
7118
RSSD ID
534484
Primary regulator
NCUA
Established
1951
Headquarters
PO Box 1109, Buffalo, NY 14240
Employees
2

Quick answers

Dunlop Employees Federal Credit Union: common questions

Is Dunlop Employees Federal Credit Union NCUA insured?

Yes. Dunlop Employees Federal Credit Union is a federally insured credit union (NCUA charter #7118). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dunlop Employees Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dunlop Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Moog Employees Federal Credit UnionCredit union East Aurora, NY100 out of 100, Very strong$257.3M26.6%0.00%vs
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Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs
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