TellerScore

C T a F C Federal Credit Union (NCUA charter #18882) is based in Chicago, Illinois. Its Q2 2026 call report shows $756K in total assets and $628K in member shares and deposits and 1 office.

C T a F C Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 70th. Capital cushion contributes the most (100/100, 16.50%); earnings contributes the least (0/100, -2.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.50%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -2.80%
Funding & liquidity100/100
Loans ÷ shares: 26.2% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 80).

TellerScore
8090100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 202499
Q1 202580
Q2 202580
Q3 202580
Q4 202580
Q1 202680
Q2 202680
Net worth ratio
7.00%13.37%19.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.31%
Q3 202419.73%
Q4 202414.60%
Q1 202517.76%
Q2 202517.34%
Q3 202517.86%
Q4 202517.85%
Q1 202617.14%
Q2 202616.50%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-3.18%1.58%6.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20244.07%
Q3 20246.35%
Q4 20244.93%
Q1 2025-1.13%
Q2 2025-3.18%
Q3 2025-1.95%
Q4 2025-1.67%
Q1 2026-2.46%
Q2 2026-2.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$756K16.50%0.00%-2.80%26.2%
Q1 202680$756K17.14%0.00%-2.46%28.0%
Q4 202580$759K17.85%0.00%-1.67%32.9%
Q3 202580$760K17.86%0.00%-1.95%37.5%
Q2 202580$775K17.34%0.00%-3.18%40.1%
Q1 202580$772K17.76%0.00%-1.13%37.9%
Q4 202499$756K14.60%0.00%4.93%32.9%
Q3 2024100$737K19.73%0.00%6.35%31.0%
Q2 2024100$723K17.31%0.00%4.07%34.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.50%
63rd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-2.80%
3rd
Loans to deposits26.2%
92nd
Uninsured deposits0.0%
81st
Loan-loss reserves5.10%
96th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Smartchoice Credit UnionCredit union Spring Valley, IL74 out of 100, Strong$787K30.3%1.07%vs
Mea Credit UnionCredit union Monticello, IL79 out of 100, Strong$806K9.1%0.00%vs
St. Gregory Parish Credit UnionCredit union Chicago, IL80 out of 100, Strong$683K23.1%0.00%vs
Reavis - Stickney Credit UnionCredit union Burbank, IL55 out of 100, Moderate$850K14.2%4.57%vs
St. Mark Credit UnionCredit union Chicago, IL71 out of 100, Strong$472K23.2%1.11%vs
Fellowship Baptist Church Credit UnionCredit union Chicago, IL89 out of 100, Very strong$1.0M26.4%1.26%vs

Deposit insurance

Is my money safe at C T a F C Federal Credit Union?

Yes. C T a F C Federal Credit Union is a federally insured credit union (NCUA charter #18882). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.50%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

C T a F C Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
C T a F C Federal Credit Union
Type
Federal credit union
NCUA charter #
18882
RSSD ID
799386
Primary regulator
NCUA
Established
1968
Headquarters
14 S Ashland Ave, Chicago, IL 60607
Employees
1

Quick answers

C T a F C Federal Credit Union: common questions

Is C T a F C Federal Credit Union NCUA insured?

Yes. C T a F C Federal Credit Union is a federally insured credit union (NCUA charter #18882). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is C T a F C Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does C T a F C Federal Credit Union have?

1 office as of the latest NCUA data.

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