TellerScore

St. Mark Credit Union (NCUA charter #61566) is based in Chicago, Illinois. Its Q2 2026 call report shows $472K in total assets and $362K in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, St. Mark Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 120th. Its strongest component is capital cushion (100/100; 23.22%), and its lowest is earnings (0/100; -3.95%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.22%
Loan quality63/100
Loans 60+ days delinquent ÷ total loans: 1.11%
Earnings0/100
Return on assets (annualized): -3.95%
Funding & liquidity100/100
Loans ÷ shares: 24.4% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (73 → 71), mostly because the earnings component weakened by 100 points.

TellerScore
5176100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202451
Q4 202465
Q1 202574
Q2 202573
Q3 2025100
Q4 2025100
Q1 202654
Q2 202671
Net worth ratio
7.00%16.16%25.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.62%
Q3 202419.41%
Q4 202420.54%
Q1 202525.18%
Q2 202525.32%
Q3 202524.09%
Q4 202523.55%
Q1 202621.52%
Q2 202623.22%
Delinquent loans (60+ days)
0.00%8.04%16.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.63%
Q3 202416.08%
Q4 20245.95%
Q1 20256.36%
Q2 202513.43%
Q3 20250.00%
Q4 20250.00%
Q1 20263.40%
Q2 20261.11%
Return on assets
-4.28%8.95%22.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.27%
Q3 2024-0.67%
Q4 20240.95%
Q1 202522.18%
Q2 202511.40%
Q3 20254.97%
Q4 20253.18%
Q1 2026-4.28%
Q2 2026-3.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$472K23.22%1.11%-3.95%24.4%
Q1 202654$526K21.52%3.40%-4.28%27.4%
Q4 2025100$505K23.55%0.00%3.18%26.0%
Q3 2025100$505K24.09%0.00%4.97%27.4%
Q2 202573$524K25.32%13.43%11.40%31.6%
Q1 202574$524K25.18%6.36%22.18%32.6%
Q4 202465$501K20.54%5.95%0.95%34.3%
Q3 202451$492K19.41%16.08%-0.67%36.6%
Q2 202455$496K19.62%5.63%-0.27%35.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.22%
86th
Problem loans1.11%
36th
Net charge-offs0.00%
77th
Return on assets-3.95%
2nd
Loans to deposits24.4%
93rd
Uninsured deposits0.0%
81st
Loan-loss reserves7.22%
97th
Texas ratio0.8%
68th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Unified Homeowners of Illinois Federal Credit UnionCredit union Chicago, IL57 out of 100, Moderate$460K7.2%0.00%vs
Alton Municipal Employees Federal Credit UnionCredit union Alton, IL56 out of 100, Moderate$436K38.4%1.87%vs
Mt. Zion Credit UnionCredit union Zion, IL74 out of 100, Strong$428K18.9%3.97%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Services Credit UnionCredit union Naperville, IL80 out of 100, Strong$407K69.2%2.32%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs

Deposit insurance

Is my money safe at St. Mark Credit Union?

Yes. St. Mark Credit Union is a federally insured credit union (NCUA charter #61566). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

St. Mark Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Mark Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61566
RSSD ID
1015999
Primary regulator
State + NCUA
Established
1954
Headquarters
8441 S Saint Lawrence Ave, Chicago, IL 60619

Quick answers

St. Mark Credit Union: common questions

Is St. Mark Credit Union NCUA insured?

Yes. St. Mark Credit Union is a federally insured credit union (NCUA charter #61566). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Mark Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Mark Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Chicago

InstitutionScoreAssetsCapitalProblem loansCompare
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL100 out of 100, Very strong$10.0M19.4%0.00%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Pilgrim Baptist Credit UnionCredit union Chicago, IL100 out of 100, Very strong$263K25.8%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$4.2M16.5%0.00%vs