Headquartered in Charleston, West Virginia, Camc Federal Credit Union is a federal credit union with $80.3M in total assets and $57.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1977.
Based on its Q2 2026 filing, Camc Federal Credit Union scores 98/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 3rd. Its five components are fairly even, ranging from 93 to 100 out of 100.
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (99 → 98).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 96 |
| Q3 2024 | 96 |
| Q4 2024 | 92 |
| Q1 2025 | 99 |
| Q2 2025 | 99 |
| Q3 2025 | 99 |
| Q4 2025 | 98 |
| Q1 2026 | 97 |
| Q2 2026 | 98 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 25.20% |
| Q3 2024 | 26.58% |
| Q4 2024 | 26.80% |
| Q1 2025 | 26.82% |
| Q2 2025 | 26.81% |
| Q3 2025 | 28.27% |
| Q4 2025 | 27.95% |
| Q1 2026 | 28.15% |
| Q2 2026 | 28.25% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.45% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.09% |
| Q1 2026 | 0.09% |
| Q2 2026 | 0.01% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.59% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.63% |
| Q1 2025 | 1.98% |
| Q2 2025 | 2.00% |
| Q3 2025 | 2.03% |
| Q4 2025 | 1.88% |
| Q1 2026 | 1.78% |
| Q2 2026 | 1.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 98 | $80.3M | 28.25% | 0.01% | 1.82% | 62.4% |
| Q1 2026 | 97 | $79.2M | 28.15% | 0.09% | 1.78% | 61.7% |
| Q4 2025 | 98 | $78.5M | 27.95% | 0.09% | 1.88% | 63.2% |
| Q3 2025 | 99 | $76.6M | 28.27% | 0.01% | 2.03% | 65.2% |
| Q2 2025 | 99 | $79.4M | 26.81% | 0.04% | 2.00% | 62.3% |
| Q1 2025 | 99 | $77.8M | 26.82% | 0.00% | 1.98% | 64.0% |
| Q4 2024 | 92 | $76.4M | 26.80% | 0.45% | 1.63% | 65.8% |
| Q3 2024 | 96 | $75.9M | 26.58% | 0.09% | 1.62% | 65.2% |
| Q2 2024 | 96 | $78.9M | 25.20% | 0.08% | 1.59% | 61.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Priority Federal Credit UnionCredit union Huntington, WV | 82 out of 100, Strong | $74.8M | 12.5% | 1.14% | vs |
| 167th Tfr Federal Credit UnionCredit union Martinsburg, WV | 78 out of 100, Strong | $72.5M | 10.7% | 0.44% | vs |
| Wvu Employees Federal Credit UnionCredit union Morgantown, WV | 97 out of 100, Very strong | $67.8M | 22.8% | 0.23% | vs |
| Members Choice Wv Federal Credit UnionCredit union Charleston, WV | 81 out of 100, Strong | $93.6M | 21.6% | 1.03% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Universal Federal Credit UnionCredit union Huntington, WV | 78 out of 100, Strong | $99.5M | 13.0% | 0.46% | vs |
Deposit insurance
Is my money safe at Camc Federal Credit Union?
Yes. Camc Federal Credit Union is a federally insured credit union (NCUA charter #22657). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.7% of shares and deposits ($977K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 28.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Camc Federal Credit Union lists 1 office in 1 city. Most locations:
- Charleston, WV (1)
HMDA 2025
Mortgage lending
In 2025, Camc Federal Credit Union reported 65 home-loan applications under HMDA (LEI 54930086UI4O90IKYD43): 45 originated ($3,295,000 total), 17 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Camc Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22657
- RSSD ID
- 437688
- Primary regulator
- NCUA
- Established
- 1977
- Headquarters
- 3400 MacCorkle Avenue SE, Charleston, WV 25304
- Employees
- 15
Quick answers
Camc Federal Credit Union: common questions
Is Camc Federal Credit Union NCUA insured?
Yes. Camc Federal Credit Union is a federally insured credit union (NCUA charter #22657). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Camc Federal Credit Union's TellerScore?
98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Camc Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Charleston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Putnam School Employees Federal Credit UnionCredit union Eleanor, WV | 99 out of 100, Very strong | $14.1M | 21.0% | 0.14% | vs |
| Wv National Guard Federal Credit UnionCredit union Charleston, WV | 98 out of 100, Very strong | $51.6M | 14.8% | 0.00% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Charleston Federal Credit UnionCredit union Charleston, WV | 88 out of 100, Very strong | $15.5M | 14.8% | 0.75% | vs |
| West Virginia Federal Credit UnionCredit union South Charlesto, WV | 88 out of 100, Very strong | $141.6M | 18.5% | 0.74% | vs |
| Cha-Tel Federal Credit UnionCredit union Charleston, WV | 86 out of 100, Very strong | $11.5M | 13.6% | 0.04% | vs |