TellerScore

Camp Shelby Federal Credit Union is a federal credit union headquartered in Hattiesburg, Mississippi, in business for about 59 years. At the end of Q2 2026 it reported $31.8M in total assets and $23.9M in member shares and deposits, with 2 offices.

Camp Shelby Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 16th. Capital cushion contributes the most (100/100, 23.89%); earnings contributes the least (64/100, 1.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.89%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.83%
Earnings64/100
Return on assets (annualized): 1.11%
Funding & liquidity93/100
Loans ÷ shares: 66.9% · 1.2% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (87 → 84), mostly because the loan quality component weakened by 8 points.

TellerScore
808692Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202492
Q4 202481
Q1 202586
Q2 202587
Q3 202590
Q4 202582
Q1 202680
Q2 202684
Net worth ratio
7.00%16.10%25.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202424.55%
Q3 202424.91%
Q4 202424.30%
Q1 202524.64%
Q2 202524.85%
Q3 202525.20%
Q4 202524.12%
Q1 202624.42%
Q2 202623.89%
Delinquent loans (60+ days)
0.53%1.21%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.71%
Q3 20240.55%
Q4 20241.89%
Q1 20250.67%
Q2 20250.61%
Q3 20250.53%
Q4 20251.39%
Q1 20260.72%
Q2 20260.83%
Return on assets
0.47%1.33%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.35%
Q3 20242.18%
Q4 20242.14%
Q1 20251.27%
Q2 20251.28%
Q3 20251.53%
Q4 20251.48%
Q1 20260.47%
Q2 20261.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$31.8M23.89%0.83%1.11%66.9%
Q1 202680$30.5M24.42%0.72%0.47%68.5%
Q4 202582$30.7M24.12%1.39%1.48%69.2%
Q3 202590$28.9M25.20%0.53%1.53%73.3%
Q2 202587$28.7M24.85%0.61%1.28%73.1%
Q1 202586$28.6M24.64%0.67%1.27%74.5%
Q4 202481$28.6M24.30%1.89%2.14%75.0%
Q3 202492$27.2M24.91%0.55%2.18%79.2%
Q2 202485$26.9M24.55%0.71%1.35%81.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.89%
87th
Problem loans0.83%
45th
Net charge-offs0.77%
19th
Return on assets1.11%
72nd
Loans to deposits66.9%
38th
Uninsured deposits1.2%
52nd
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Meridian Mississippi Ang Federal Credit UnionCredit union Meridian, MS78 out of 100, Strong$31.3M14.6%1.57%vs
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs
Brightview Federal Credit UnionCredit union Ridgeland, MS78 out of 100, Strong$37.6M16.3%0.75%vs
Gulf Trust Federal Credit UnionCredit union Pascagoula, MS88 out of 100, Very strong$25.5M21.8%0.03%vs
First Neshoba Federal Credit UnionCredit union Philadelphia, MS81 out of 100, Strong$24.6M13.2%0.91%vs

Deposit insurance

Is my money safe at Camp Shelby Federal Credit Union?

Yes. Camp Shelby Federal Credit Union is a federally insured credit union (NCUA charter #18150). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.2% of shares and deposits ($287K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Camp Shelby Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Camp Shelby Federal Credit Union
Type
Federal credit union
NCUA charter #
18150
RSSD ID
656180
Primary regulator
NCUA
Established
1967
Headquarters
Warehouse Ave, Bldg 82, Hattiesburg, MS 39407
Employees
8

Quick answers

Camp Shelby Federal Credit Union: common questions

Is Camp Shelby Federal Credit Union NCUA insured?

Yes. Camp Shelby Federal Credit Union is a federally insured credit union (NCUA charter #18150). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Camp Shelby Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Camp Shelby Federal Credit Union have?

2 offices as of the latest NCUA data.