TellerScore

Mississippi · Q2 2026 call reports

Safest banks & credit unions in Mississippi

57 banks and 55 credit unions are headquartered in Mississippi, holding $117.4B in deposits. Including out-of-state institutions, there are 1,133 branch locations in the state. The highest-scoring Mississippi-based bank is Merchants and Planters Bank (91/100); highest-scoring credit union is Delta Federal Credit Union (98/100). The median score across all of them is 71.

Banks
57
Credit unions
55
Branches
1,133
Failures since 1934
38latest Apr 15, 2011

57 headquartered here

Mississippi banks ranked by score

InstitutionScoreAssetsCapitalProblem loans
Merchants and Planters BankBank Raymond91 out of 100, Very strong$199.0M18.2%0.00%
Citizens BankBank Columbia90 out of 100, Very strong$466.3M13.5%0.33%
The Jefferson BankBank Greenville90 out of 100, Very strong$210.8M16.6%0.38%
Richton Bank & Trust CompanyBank Richton90 out of 100, Very strong$52.0M15.9%0.00%
FNB Picayune BankBank Picayune86 out of 100, Very strong$282.3M15.4%1.26%
First Southern BankBank Columbia83 out of 100, Strong$317.3M10.6%0.00%
The Peoples Bank, Biloxi, MississippiBank Biloxi82 out of 100, Strong$770.7M15.2%0.18%
RiverHills BankBank Vicksburg82 out of 100, Strong$445.2M12.5%0.64%
Bank of Yazoo CityBank Yazoo City79 out of 100, Strong$318.2M12.0%0.01%
Copiah BankBank Hazlehurst78 out of 100, Strong$332.2M11.8%0.19%
Bank of BrookhavenBank Brookhaven78 out of 100, Strong$262.2M11.6%0.02%
BNA BankBank New Albany77 out of 100, Strong$855.7M12.5%0.72%
Farmers and Merchants BankBank Baldwyn77 out of 100, Strong$565.8M14.2%1.69%
Covington County BankBank Collins77 out of 100, Strong$109.2M13.8%0.99%
The Cleveland State BankBank Cleveland76 out of 100, Strong$340.2M11.2%0.26%
FNB Oxford BankBank Oxford75 out of 100, Strong$939.7M11.9%0.13%
United Mississippi BankBank Natchez75 out of 100, Strong$560.7M11.0%0.19%
Bank of WinonaBank Winona75 out of 100, Strong$142.7M13.1%1.30%
First BankBank Mccomb74 out of 100, Strong$562.9M13.0%1.11%
Commerce BankBank Corinth74 out of 100, Strong$167.9M12.5%1.72%
First National Bank of ClarksdaleBank Clarksdale73 out of 100, Strong$386.1M12.8%0.64%
Bank of CommerceBank Greenwood72 out of 100, Strong$1.1B12.9%0.88%
The Peoples BankBank Ripley72 out of 100, Strong$581.8M10.2%0.34%
Pike National BankBank Mccomb72 out of 100, Strong$408.8M11.7%0.59%
The Commercial BankBank De Kalb72 out of 100, Strong$295.5M10.6%0.25%
BankPlusBank Belzoni71 out of 100, Strong$8.4B10.8%0.64%
Planters Bank & Trust CompanyBank Indianola71 out of 100, Strong$2.7B11.2%0.61%
The Citizens National Bank of MeridianBank Meridian70 out of 100, Strong$1.9B11.3%0.87%
PriorityOne BankBank Magee70 out of 100, Strong$1.2B11.9%1.58%
Bank of FranklinBank Meadville70 out of 100, Strong$302.3M9.9%0.27%
BankFirst Financial ServicesBank Columbus69 out of 100, Moderate$3.3B10.9%0.77%
Century BankBank Lucedale69 out of 100, Moderate$566.2M10.1%0.60%
The Bank of ForestBank Forest68 out of 100, Moderate$296.3M10.9%1.30%
BankOkolonaBank Okolona67 out of 100, Moderate$359.6M10.1%1.04%
The Citizens Bank of Philadelphia, MississippiBank Philadelphia66 out of 100, Moderate$1.6B9.1%0.47%
Story Bank DBA Story Financial PartnersBank Jackson66 out of 100, Moderate$1.0B10.8%0.37%
First Security BankBank Batesville66 out of 100, Moderate$976.5M9.3%0.55%
Great Southern BankBank Meridian66 out of 100, Moderate$355.1M9.5%0.67%
Amory First Savings And Loan Bank, SsbBank Amory66 out of 100, Moderate$78.7M13.1%1.37%
Bank of WigginsBank Wiggins65 out of 100, Moderate$228.1M12.9%1.75%
Bank of AnguillaBank Anguilla65 out of 100, Moderate$192.2M14.7%2.66%
Hancock Whitney BankBank Gulfport64 out of 100, Moderate$36.3B10.6%0.57%
Renasant BankBank Tupelo64 out of 100, Moderate$27.0B10.7%0.96%
Community Bank of MississippiBank Flowood64 out of 100, Moderate$5.1B8.3%0.25%
Grand Bank for Savings, FSBBank Hattiesburg64 out of 100, Moderate$280.4M11.0%0.78%
Trustmark BankBank Jackson62 out of 100, Moderate$19.2B10.4%1.14%
Bank of KilmichaelBank Kilmichael62 out of 100, Moderate$341.6M9.1%0.96%
TownBridge BankBank Pascagoula61 out of 100, Moderate$1.3B8.8%1.94%
First Choice BankBank Pontotoc61 out of 100, Moderate$561.0M9.5%0.31%
First Federal Savings and Loan AssociationBank Pascagoula61 out of 100, Moderate$381.4M9.7%0.16%
Show all 57 banks
InstitutionScoreAssetsCapitalProblem loans
Unity Bank of MississippiBank Holly Springs61 out of 100, Moderate$281.8M11.0%0.80%
First State BankBank Waynesboro57 out of 100, Moderate$951.5M10.7%1.18%
Guaranty Bank and Trust CompanyBank Belzoni55 out of 100, Moderate$3.1B10.4%2.01%
Genesis BankBank Benoit54 out of 100, Below average$97.2M19.6%2.85%
Citizens Bank & Trust Co.Bank Marks53 out of 100, Below average$98.6M14.0%5.50%
Bank of Holly SpringsBank Holly Springs52 out of 100, Below average$587.5M13.1%4.61%
Peoples BankBank Mendenhall52 out of 100, Below average$503.5M11.7%4.28%

55 headquartered here

Mississippi credit unions ranked by score

InstitutionScoreAssetsCapitalProblem loans
Delta Federal Credit UnionCredit union Greenville98 out of 100, Very strong$8.9M29.2%0.27%
Mississippi Public Employees Federal Credit UnionCredit union Jackson97 out of 100, Very strong$29.2M18.1%0.10%
N. Mississippi Health Services Emp. Federal Credit UnionCredit union Tupelo97 out of 100, Very strong$14.0M20.9%0.00%
Vickswood Federal Credit UnionCredit union Vicksburg94 out of 100, Very strong$11.5M25.8%0.00%
Navigator Federal Credit UnionCredit union Pascagoula90 out of 100, Very strong$406.7M18.0%0.38%
Gulf Trust Federal Credit UnionCredit union Pascagoula88 out of 100, Very strong$25.5M21.8%0.03%
Magnolia Federal Credit UnionCredit union Jackson87 out of 100, Very strong$185.6M23.4%0.55%
Members Exchange Federal Credit UnionCredit union Jackson87 out of 100, Very strong$143.6M21.2%0.37%
Ecm Federal Credit UnionCredit union Ridgeland87 out of 100, Very strong$28.9M14.9%0.66%
Tombigbee Federal Credit UnionCredit union Amory87 out of 100, Very strong$5.5M19.4%1.18%
Meridian Postal Federal Credit UnionCredit union Meridian86 out of 100, Very strong$4.4M23.0%0.00%
Sunbelt Federal Credit UnionCredit union Hattiesburg85 out of 100, Very strong$366.4M16.2%0.39%
Cm Members Federal Credit UnionCredit union Columbus85 out of 100, Very strong$16.5M15.6%0.51%
Mutual Federal Credit UnionCredit union Vicksburg84 out of 100, Strong$528.5M14.0%1.08%
Rivertrust Federal Credit UnionCredit union Pearl84 out of 100, Strong$167.8M19.3%0.60%
Camp Shelby Federal Credit UnionCredit union Hattiesburg84 out of 100, Strong$31.8M23.9%0.83%
Memorial Federal Credit UnionCredit union Gulfport84 out of 100, Strong$5.9M38.3%0.16%
Biloxi Teachers Federal Credit UnionCredit union Biloxi83 out of 100, Strong$12.1M11.9%0.25%
First Neshoba Federal Credit UnionCredit union Philadelphia81 out of 100, Strong$24.6M13.2%0.91%
Southern Coastal Federal Credit UnionCredit union Biloxi81 out of 100, Strong$14.0M18.2%0.68%
1st Mississippi Federal Credit UnionCredit union Meridian79 out of 100, Strong$82.8M28.5%0.79%
Brightview Federal Credit UnionCredit union Ridgeland78 out of 100, Strong$37.6M16.3%0.75%
Meridian Mississippi Ang Federal Credit UnionCredit union Meridian78 out of 100, Strong$31.3M14.6%1.57%
Vicksburg Railroad Federal Credit UnionCredit union Vicksburg77 out of 100, Strong$12.0M32.8%0.52%
Pearl Municipal Federal Credit UnionCredit union Pearl74 out of 100, Strong$2.0M26.4%0.84%
Gulf Coast Community Federal Credit UnionCredit union Gulfport73 out of 100, Strong$125.5M17.7%1.22%
Eagle Express Federal Credit UnionCredit union Jackson73 out of 100, Strong$66.8M20.3%1.13%
Pine Belt Federal Credit UnionCredit union Hattiesburg73 out of 100, Strong$13.9M27.2%0.72%
Meridian Mutual Federal Credit UnionCredit union Meridian71 out of 100, Strong$71.2M12.4%1.19%
Shelby/Bolivar County Federal Credit UnionCredit union Boyle71 out of 100, Strong$4.5M20.3%5.89%
Keesler Federal Credit UnionCredit union Biloxi70 out of 100, Strong$5.3B12.8%1.04%
Mississippi Highway Safty Pat Federal Credit UnionCredit union Jackson69 out of 100, Moderate$13.1M28.4%6.62%
Issaquena County Federal Credit UnionCredit union Mayersville69 out of 100, Moderate$870K14.2%8.94%
Singing River Federal Credit UnionCredit union Moss Point68 out of 100, Moderate$397.4M11.4%0.55%
Statewide Federal Credit UnionCredit union Flowood68 out of 100, Moderate$211.4M9.5%0.59%
Triangle Federal Credit UnionCredit union Columbus67 out of 100, Moderate$129.0M11.0%1.16%
Centuryfirst Federal Credit UnionCredit union Hattiesburg66 out of 100, Moderate$144.9M13.9%1.80%
Mississippi College Employees Federal Credit UnionCredit union Clinton61 out of 100, Moderate$2.1M25.4%7.53%
Natchez Educators Federal Credit UnionCredit union Natchez61 out of 100, Moderate$1.3M50.6%1.78%
Community Partners Federal Credit UnionCredit union Newton60 out of 100, Moderate$5.3M9.2%0.25%
Hope Federal Credit UnionCredit union Jackson59 out of 100, Moderate$881.4M16.2%1.96%
Mississippi National Guard Federal Credit UnionCredit union Jackson58 out of 100, Moderate$43.5M8.8%1.53%
One South Federal Credit UnionCredit union Natchez58 out of 100, Moderate$16.7M21.2%3.42%
First Unity Federal Credit UnionCredit union McComb58 out of 100, Moderate$11.7M14.0%26.52%
Mississippi Dhs Federal Credit UnionCredit union Jackson58 out of 100, Moderate$10.5M13.2%1.79%
Northeast Mississippi Federal Credit UnionCredit union Amory56 out of 100, Moderate$6.8M15.0%5.21%
Choctaw Federal Credit UnionCredit union Choctaw55 out of 100, Moderate$2.8M25.9%2.49%
Ampot Federal Credit UnionCredit union Hamilton52 out of 100, Below average$15.2M11.2%1.84%
Water'S Edge Federal Credit UnionCredit union Biloxi49 out of 100, Below average$5.0M7.2%1.12%
Muw Federal Credit UnionCredit union Columbus43 out of 100, Below average$4.4M9.6%3.49%
Show all 55 credit unions
InstitutionScoreAssetsCapitalProblem loans
Treasury Employees Federal Credit UnionCredit union Jackson41 out of 100, Below average$9.4M9.8%4.57%
Jackson Area Federal Credit UnionCredit union Jackson38 out of 100, Low$60.9M-145.4%1.49%
Ferguson Federal Credit UnionCredit union Monticello33 out of 100, Low$94.2M9.6%3.79%
Citizens Choice Federal Credit UnionCredit union Natchez25 out of 100, Low$679K-0.7%5.66%
Healthplus Federal Credit UnionCredit union Jackson24 out of 100, Low$10.5M8.3%8.53%

Branch networks

Out-of-state institutions with the most Mississippi branches

InstitutionScoreAssetsCapitalProblem loansMS branches
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%94
The Huntington National BankBank Columbus, OH59 out of 100, Moderate$283.1B9.3%1.06%86
Woodforest National BankBank The Woodlands, TX60 out of 100, Moderate$9.0B9.3%1.93%27
Southern Bancorp BankBank Arkadelphia, AR61 out of 100, Moderate$3.0B11.9%1.42%18
CB&S Bank, Inc.Bank Russellville, AL59 out of 100, Moderate$3.1B10.4%1.15%12
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%9
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%8
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%7
Origin BankBank Choudrant, LA64 out of 100, Moderate$10.2B11.4%0.97%6
First Horizon BankBank Memphis, TN64 out of 100, Moderate$84.1B10.3%0.83%4
Concordia Bank & Trust CompanyBank Vidalia, LA52 out of 100, Below average$667.0M11.1%2.54%4
Navy Federal Credit UnionCredit union Vienna, VA66 out of 100, Moderate$204.4B11.7%1.58%3
Home Bank, National AssociationBank Lafayette, LA70 out of 100, Strong$3.6B12.1%0.95%3
The Bank of VernonBank Vernon, AL85 out of 100, Very strong$445.4M16.6%0.47%3
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%2
Community Spirit BankBank Red Bay, AL77 out of 100, Strong$228.8M9.7%0.00%2
Paragon BankBank Memphis, TN62 out of 100, Moderate$908.1M8.7%0.18%2
First Financial BankBank El Dorado, AR50 out of 100, Below average$2.0B11.2%3.64%2
Riverland Federal Credit UnionCredit union New Orleans, LA78 out of 100, Strong$319.7M15.8%0.55%2
First Southern BankBank Florence, AL18 out of 100, Low$679.2M8.9%10.86%1
Liberty Bank and Trust CompanyBank New Orleans, LA68 out of 100, Moderate$1.1B11.4%0.89%1
First National Banker's BankBank Baton Rouge, LA69 out of 100, Moderate$983.0M16.1%0.78%1
Gulf Coast Bank and Trust CompanyBank New Orleans, LA55 out of 100, Moderate$3.9B9.1%1.60%1
Home Banking CompanyBank Selmer, TN57 out of 100, Moderate$124.0M10.1%1.49%1
Truist BankBank Charlotte, NC63 out of 100, Moderate$548.3B9.8%0.72%1

43 city pages

Banks by city in Mississippi

171 smaller places (below our 5-institution, 8-branch threshold for a separate page)

These places don't get a separate page; here is what's there.

  • Indianola: 7 branches of 6 institutions
  • Booneville: 7 branches of 5 institutions
  • Canton: 7 branches of 7 institutions
  • Kosciusko: 7 branches of 5 institutions
  • Gautier: 7 branches of 6 institutions
  • Byram: 6 branches of 6 institutions
  • Monticello: 6 branches of 4 institutions
  • Magee: 6 branches of 5 institutions
  • Richland: 6 branches of 6 institutions
  • Lucedale: 6 branches of 5 institutions
  • Louisville: 6 branches of 4 institutions
  • Bay Saint Louis: 6 branches of 5 institutions
  • West Point: 6 branches of 6 institutions
  • Collins: 5 branches of 4 institutions
  • Wiggins: 5 branches of 4 institutions
  • Fulton: 5 branches of 5 institutions
  • Carthage: 5 branches of 4 institutions
  • Newton: 5 branches of 4 institutions
  • Hazlehurst: 5 branches of 4 institutions
  • Yazoo City: 4 branches of 4 institutions
  • Byhalia: 4 branches of 3 institutions
  • Ellisville: 4 branches of 4 institutions
  • Forest: 4 branches of 4 institutions
  • Holly Springs: 4 branches of 2 institutions
  • Horn Lake: 4 branches of 4 institutions
  • Long Beach: 4 branches of 4 institutions
  • Quitman: 4 branches of 4 institutions
  • Saltillo: 4 branches of 4 institutions
  • Tylertown: 4 branches of 3 institutions
  • Water Valley: 4 branches of 3 institutions
  • Winona: 4 branches of 4 institutions
  • Iuka: 3 branches of 3 institutions
  • Seminary: 3 branches of 3 institutions
  • Houston: 3 branches of 3 institutions
  • Ripley: 3 branches of 3 institutions
  • Leland: 3 branches of 3 institutions
  • Aberdeen: 3 branches of 3 institutions
  • Diamondhead: 3 branches of 3 institutions
  • Purvis: 3 branches of 3 institutions
  • Waveland: 3 branches of 3 institutions
  • Tunica: 3 branches of 3 institutions
  • Florence: 3 branches of 3 institutions
  • Bruce: 3 branches of 3 institutions
  • Bay Springs: 3 branches of 3 institutions
  • Crystal Springs: 3 branches of 3 institutions
  • Poplarville: 3 branches of 3 institutions
  • Eupora: 3 branches of 3 institutions
  • Port Gibson: 3 branches of 3 institutions
  • Ackerman: 3 branches of 3 institutions
  • Magnolia: 2 branches of 2 institutions
  • Mantachie: 2 branches of 2 institutions
  • Leakesville: 2 branches of 2 institutions
  • Okolona: 2 branches of 2 institutions
  • Sumrall: 2 branches of 2 institutions
  • Taylorsville: 2 branches of 2 institutions
  • Marks: 2 branches of 2 institutions
  • Lexington: 2 branches of 2 institutions
  • Pass Christian: 2 branches of 2 institutions
  • Union: 2 branches of 2 institutions
  • Mayersville: 2 branches of 2 institutions
  • Pelahatchie: 2 branches of 2 institutions
  • Collinsville: 2 branches of 2 institutions
  • Liberty: 2 branches of 2 institutions
  • Ashland: 2 branches of 2 institutions
  • Belzoni: 2 branches of 2 institutions
  • Walnut: 2 branches of 2 institutions
  • Mendenhall: 2 branches of 2 institutions
  • Woodville: 2 branches of 2 institutions
  • Belmont: 2 branches of 2 institutions
  • Gloster: 2 branches of 2 institutions
  • Coldwater: 2 branches of 1 institution
  • Flora: 2 branches of 2 institutions
  • Choctaw: 2 branches of 2 institutions
  • Hamilton: 2 branches of 1 institution
  • Prentiss: 2 branches of 2 institutions
  • Raleigh: 2 branches of 2 institutions
  • Raymond: 2 branches of 2 institutions
  • Hurley: 2 branches of 2 institutions
  • Richton: 2 branches of 2 institutions
  • Morton: 2 branches of 2 institutions
  • Charleston: 2 branches of 2 institutions
  • Wesson: 2 branches of 2 institutions
  • Decatur: 2 branches of 2 institutions
  • Ruleville: 2 branches of 2 institutions
  • Sardis: 2 branches of 2 institutions
  • Durant: 2 branches of 2 institutions
  • Bay St Louis: 2 branches of 2 institutions
  • Macon: 2 branches of 2 institutions
  • Shelby: 2 branches of 2 institutions
  • Calhoun City: 2 branches of 2 institutions
  • De Kalb: 2 branches of 2 institutions
  • Bassfield: 1 branch of 1 institution
  • State Line: 1 branch of 1 institution
  • Sturgis: 1 branch of 1 institution
  • Summit: 1 branch of 1 institution
  • Sumner: 1 branch of 1 institution
  • Sunflower: 1 branch of 1 institution
  • Tchula: 1 branch of 1 institution
  • Tishomingo: 1 branch of 1 institution
  • Baldwyn: 1 branch of 1 institution
  • Abbeville: 1 branch of 1 institution
  • Vaiden: 1 branch of 1 institution
  • Ecru: 1 branch of 1 institution
  • Vardaman: 1 branch of 1 institution
  • Verona: 1 branch of 1 institution
  • Victoria: 1 branch of 1 institution
  • Walnut Grove: 1 branch of 1 institution
  • Anguilla: 1 branch of 1 institution
  • Goodman: 1 branch of 1 institution
  • Fayette: 1 branch of 1 institution
  • Enterprise: 1 branch of 1 institution
  • Vancleave: 1 branch of 1 institution
  • Heidelberg: 1 branch of 1 institution
  • Duck Hill: 1 branch of 1 institution
  • Hickory Flat: 1 branch of 1 institution
  • Hollandale: 1 branch of 1 institution
  • Webb: 1 branch of 1 institution
  • Houlka: 1 branch of 1 institution
  • Drew: 1 branch of 1 institution
  • Inverness: 1 branch of 1 institution
  • Keesler AFB: 1 branch of 1 institution
  • Kilmichael: 1 branch of 1 institution
  • Kiln: 1 branch of 1 institution
  • Derma: 1 branch of 1 institution
  • Lamar: 1 branch of 1 institution
  • Lambert: 1 branch of 1 institution
  • West: 1 branch of 1 institution
  • Louin: 1 branch of 1 institution
  • Louise: 1 branch of 1 institution
  • Lula: 1 branch of 1 institution
  • Lumberton: 1 branch of 1 institution
  • Crenshaw: 1 branch of 1 institution
  • Como: 1 branch of 1 institution
  • Mantee: 1 branch of 1 institution
  • Marietta: 1 branch of 1 institution
  • Mathiston: 1 branch of 1 institution
  • Meadville: 1 branch of 1 institution
  • Mooreville: 1 branch of 1 institution
  • Moorhead: 1 branch of 1 institution
  • Mount Olive: 1 branch of 1 institution
  • Mount Pleasant: 1 branch of 1 institution
  • Myrtle: 1 branch of 1 institution
  • Cary: 1 branch of 1 institution
  • Nettleton: 1 branch of 1 institution
  • Carriere: 1 branch of 1 institution
  • New Augusta: 1 branch of 1 institution
  • North Carrollton: 1 branch of 1 institution
  • Noxapater: 1 branch of 1 institution
  • Oakland: 1 branch of 1 institution
  • Caledonia: 1 branch of 1 institution
  • Burnsville: 1 branch of 1 institution
  • Osyka: 1 branch of 1 institution
  • Bude: 1 branch of 1 institution
  • Boyle: 1 branch of 1 institution
  • Bolton: 1 branch of 1 institution
  • Benoit: 1 branch of 1 institution
  • Pickens: 1 branch of 1 institution
  • Pope: 1 branch of 1 institution
  • Potts Camp: 1 branch of 1 institution
  • Redwood: 1 branch of 1 institution
  • Belden: 1 branch of 1 institution
  • Beaumont: 1 branch of 1 institution
  • Robinsonville: 1 branch of 1 institution
  • Rolling Fork: 1 branch of 1 institution
  • Rosedale: 1 branch of 1 institution
  • Saucier: 1 branch of 1 institution
  • Scooba: 1 branch of 1 institution
  • Sebastopol: 1 branch of 1 institution
  • Shannon: 1 branch of 1 institution
  • Sherman: 1 branch of 1 institution
  • Sledge: 1 branch of 1 institution

FDIC records

Recent bank failures in Mississippi

Full failed bank list

Mortgage lenders by county in Mississippi