TellerScore

Centris Federal Credit Union (NCUA charter #28) is based in Omaha, Nebraska. Its Q2 2026 call report shows $1.5B in total assets and $1.3B in member shares and deposits and 15 offices across 2 states.

Based on its Q2 2026 filing, Centris Federal Credit Union scores 52/100, which we describe as below average. That is higher than only 8% of 454 credit unions with $1 billion – $10 billion. Among 50 credit unions headquartered in Nebraska, it ranks 41st. Its strongest component is problem-loan coverage (72/100; 14.1%), and its lowest is capital cushion (45/100; 9.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.49%
Loan quality49/100
Loans 60+ days delinquent ÷ total loans: 1.53%
Earnings49/100
Return on assets (annualized): 0.73%
Funding & liquidity64/100
Loans ÷ shares: 95.9% · 5.5% uninsured
Problem-loan coverage72/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (52 → 52).

TellerScore
485154Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202452
Q3 202449
Q4 202449
Q1 202554
Q2 202552
Q3 202550
Q4 202548
Q1 202650
Q2 202652
Net worth ratio
7.00%8.30%9.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.16%
Q3 20249.28%
Q4 20249.39%
Q1 20259.45%
Q2 20259.53%
Q3 20259.60%
Q4 20259.51%
Q1 20269.44%
Q2 20269.49%
Delinquent loans (60+ days)
1.21%1.55%1.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.21%
Q3 20241.63%
Q4 20241.73%
Q1 20251.43%
Q2 20251.67%
Q3 20251.77%
Q4 20251.90%
Q1 20261.35%
Q2 20261.53%
Return on assets
0.32%0.66%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.64%
Q4 20240.68%
Q1 20250.78%
Q2 20251.00%
Q3 20250.91%
Q4 20250.77%
Q1 20260.32%
Q2 20260.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$1.5B9.49%1.53%0.73%95.9%
Q1 202650$1.5B9.44%1.35%0.32%98.2%
Q4 202548$1.5B9.51%1.90%0.77%103.0%
Q3 202550$1.4B9.60%1.77%0.91%105.7%
Q2 202552$1.4B9.53%1.67%1.00%102.0%
Q1 202554$1.4B9.45%1.43%0.78%95.1%
Q4 202449$1.4B9.39%1.73%0.68%97.9%
Q3 202449$1.4B9.28%1.63%0.64%100.6%
Q2 202452$1.3B9.16%1.21%0.50%99.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.49%
19th
Problem loans1.53%
9th
Net charge-offs1.41%
4th
Return on assets0.73%
41st
Loans to deposits95.9%
24th
Uninsured deposits5.5%
85th
Loan-loss reserves0.00%
50th
Texas ratio14.1%
7th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Cobalt Federal Credit UnionCredit union Papillion, NE60 out of 100, Moderate$1.3B9.2%0.80%vs

Deposit insurance

Is my money safe at Centris Federal Credit Union?

Yes. Centris Federal Credit Union is a federally insured credit union (NCUA charter #28). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.5% of shares and deposits ($70.3M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.49%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

15 locations

Branches

Centris Federal Credit Union lists 15 offices in 7 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Centris Federal Credit Union
Type
Federal credit union
NCUA charter #
28
RSSD ID
953375
Primary regulator
NCUA
Established
1934
Headquarters
13120 Pierce St, Omaha, NE 68144
Employees
343

Quick answers

Centris Federal Credit Union: common questions

Is Centris Federal Credit Union NCUA insured?

Yes. Centris Federal Credit Union is a federally insured credit union (NCUA charter #28). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Centris Federal Credit Union's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Centris Federal Credit Union have?

15 offices as of the latest NCUA data, in 2 states.

Nearby

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