TellerScore

Coast Guard Employees Credit Union (NCUA charter #62258) is based in New Orleans, Louisiana. Its Q2 2026 call report shows $3.7M in total assets and $3.2M in member shares and deposits.

Coast Guard Employees Credit Union has a TellerScore of 47 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 122nd. Funding & liquidity contributes the most (100/100, 30% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -5.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.78%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.01%
Earnings0/100
Return on assets (annualized): -5.67%
Funding & liquidity100/100
Loans ÷ shares: 29.7% · 0.0% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (55 → 47), mostly because the capital cushion component weakened by 22 points.

TellerScore
476480Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202455
Q4 202476
Q1 202580
Q2 202555
Q3 202576
Q4 202565
Q1 202650
Q2 202647
Net worth ratio
7.00%12.41%17.83%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.83%
Q3 202415.61%
Q4 202415.66%
Q1 202515.33%
Q2 202516.41%
Q3 202515.85%
Q4 202514.59%
Q1 202613.60%
Q2 202612.78%
Delinquent loans (60+ days)
0.05%2.53%5.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20242.82%
Q4 20240.52%
Q1 20250.06%
Q2 20252.83%
Q3 20250.50%
Q4 20251.58%
Q1 20262.95%
Q2 20265.01%
Return on assets
-8.04%-4.38%-0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.43%
Q3 2024-1.05%
Q4 2024-0.73%
Q1 2025-1.80%
Q2 2025-3.25%
Q3 2025-2.76%
Q4 2025-3.22%
Q1 2026-8.04%
Q2 2026-5.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202647$3.7M12.78%5.01%-5.67%29.7%
Q1 202650$3.7M13.60%2.95%-8.04%37.2%
Q4 202565$3.9M14.59%1.58%-3.22%41.5%
Q3 202576$3.9M15.85%0.50%-2.76%44.0%
Q2 202555$3.9M16.41%2.83%-3.25%46.2%
Q1 202580$4.4M15.33%0.06%-1.80%43.0%
Q4 202476$4.5M15.66%0.52%-0.73%42.4%
Q3 202455$4.5M15.61%2.82%-1.05%43.4%
Q2 202480$3.9M17.83%0.05%-1.43%47.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.78%
38th
Problem loans5.01%
6th
Net charge-offs5.38%
1st
Return on assets-5.67%
1st
Loans to deposits29.7%
89th
Uninsured deposits0.0%
81st
Loan-loss reserves3.56%
94th
Texas ratio9.4%
14th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
N.O. Port Commission Employees Credit UnionCredit union New Orleans, LA69 out of 100, Moderate$3.5M14.2%1.60%vs
Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA79 out of 100, Strong$3.9M22.4%0.00%vs
Electrical Workers Local 130 Federal Credit UnionCredit union Metairie, LA47 out of 100, Below average$3.3M14.6%3.72%vs
G. C. A. Federal Credit UnionCredit union Lake Charles, LA56 out of 100, Moderate$4.0M30.1%2.78%vs
S H P E Federal Credit UnionCredit union Greensburg, LA33 out of 100, Low$4.1M7.5%11.30%vs
Concordia Parish School Emp Federal Credit UnionCredit union Ferriday, LA44 out of 100, Below average$3.2M10.7%5.93%vs

Deposit insurance

Is my money safe at Coast Guard Employees Credit Union?

Yes. Coast Guard Employees Credit Union is a federally insured credit union (NCUA charter #62258). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Coast Guard Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62258
RSSD ID
211990
Primary regulator
State + NCUA
Established
1950
Headquarters
500 Poydras St Rm 1228, New Orleans, LA 70130
Employees
3

Quick answers

Coast Guard Employees Credit Union: common questions

Is Coast Guard Employees Credit Union NCUA insured?

Yes. Coast Guard Employees Credit Union is a federally insured credit union (NCUA charter #62258). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Coast Guard Employees Credit Union's TellerScore?

47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.