TellerScore

Department of the Interior Federal Credit Union (NCUA charter #319) is based in Washington, District of Columbia. Its Q2 2026 call report shows $268.0M in total assets and $241.7M in member shares and deposits and 2 offices across 2 states.

Department of the Interior Federal Credit Union has a TellerScore of 51 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 1,341 credit unions with $100 million – $1 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 23rd. Problem-loan coverage contributes the most (76/100, 12.2%); capital cushion contributes the least (25/100, 7.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion25/100
Net worth ratio: 7.49%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.09%
Earnings47/100
Return on assets (annualized): 0.67%
Funding & liquidity72/100
Loans ÷ shares: 87.8% · 9.3% uninsured
Problem-loan coverage76/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.17%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (41 → 51), mostly because the earnings component improved by 47 points.

TellerScore
415058Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202444
Q3 202444
Q4 202441
Q1 202541
Q2 202541
Q3 202542
Q4 202544
Q1 202658
Q2 202651
Net worth ratio
7.00%7.51%8.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.88%
Q3 20248.02%
Q4 20247.76%
Q1 20257.42%
Q2 20257.17%
Q3 20257.27%
Q4 20257.22%
Q1 20267.35%
Q2 20267.49%
Delinquent loans (60+ days)
0.66%0.94%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.96%
Q3 20240.96%
Q4 20241.22%
Q1 20251.20%
Q2 20251.10%
Q3 20251.00%
Q4 20250.82%
Q1 20260.66%
Q2 20261.09%
Return on assets
-0.93%-0.01%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.63%
Q3 2024-0.66%
Q4 2024-0.58%
Q1 2025-0.90%
Q2 2025-0.93%
Q3 2025-0.79%
Q4 2025-0.80%
Q1 20260.91%
Q2 20260.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$268.0M7.49%1.09%0.67%87.8%
Q1 202658$273.2M7.35%0.66%0.91%85.0%
Q4 202544$269.3M7.22%0.82%-0.80%87.2%
Q3 202542$274.7M7.27%1.00%-0.79%86.9%
Q2 202541$282.8M7.17%1.10%-0.93%85.1%
Q1 202541$286.2M7.42%1.20%-0.90%86.4%
Q4 202441$282.0M7.76%1.22%-0.58%91.9%
Q3 202444$285.7M8.02%0.96%-0.66%94.5%
Q2 202444$297.1M7.88%0.96%-0.63%93.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.49%
1st
Problem loans1.09%
26th
Net charge-offs0.97%
11th
Return on assets0.67%
44th
Loans to deposits87.8%
21st
Uninsured deposits9.3%
20th
Loan-loss reserves0.00%
50th
Texas ratio12.2%
9th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
O.A.S. Staff Federal Credit UnionCredit union Washington, DC37 out of 100, Low$282.4M7.6%2.58%vs
Library of Congress Federal Credit UnionCredit union Washington, DC84 out of 100, Strong$338.2M16.6%0.53%vs
Treasury Department Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$176.7M10.3%1.86%vs
Dept of Labor Federal Credit UnionCredit union Washington, DC48 out of 100, Below average$137.6M7.8%0.59%vs
F R B Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$123.4M9.4%1.41%vs
Advantage Financial Federal Credit UnionCredit union Washington, DC57 out of 100, Moderate$103.1M12.1%1.84%vs

Deposit insurance

Is my money safe at Department of the Interior Federal Credit Union?

Yes. Department of the Interior Federal Credit Union is a federally insured credit union (NCUA charter #319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.3% of shares and deposits ($22.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 7.49%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Department of the Interior Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Department of the Interior Federal Credit Union reported 15 home-loan applications under HMDA (LEI 2549003ZYZM7FHPZV590): 3 originated ($125,000 total), 4 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 57.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Department of the Interior Federal Credit Union
Type
Federal credit union
NCUA charter #
319
RSSD ID
572972
Primary regulator
NCUA
Established
1935
Headquarters
1849 C St Nw Rm B038, Washington, DC 20240
Employees
37

Quick answers

Department of the Interior Federal Credit Union: common questions

Is Department of the Interior Federal Credit Union NCUA insured?

Yes. Department of the Interior Federal Credit Union is a federally insured credit union (NCUA charter #319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Department of the Interior Federal Credit Union's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Department of the Interior Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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