TellerScore

F R B Federal Credit Union (NCUA charter #320) is based in Washington, District of Columbia. Its Q2 2026 call report shows $123.4M in total assets and $110.9M in member shares and deposits and 1 office.

F R B Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 1,341 credit unions with $100 million – $1 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 21st. Funding & liquidity contributes the most (88/100, 72% loans-to-deposits, 15% uninsured); earnings contributes the least (26/100, 0.15%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.38%
Loan quality53/100
Loans 60+ days delinquent ÷ total loans: 1.41%
Earnings26/100
Return on assets (annualized): 0.15%
Funding & liquidity88/100
Loans ÷ shares: 72.1% · 15.3% uninsured
Problem-loan coverage79/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (56 → 53), mostly because the loan quality component weakened by 10 points.

TellerScore
525659Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202453
Q4 202453
Q1 202557
Q2 202556
Q3 202559
Q4 202555
Q1 202657
Q2 202653
Net worth ratio
7.00%8.21%9.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.91%
Q3 20249.03%
Q4 20248.88%
Q1 20258.62%
Q2 20259.03%
Q3 20259.43%
Q4 20259.07%
Q1 20269.30%
Q2 20269.38%
Delinquent loans (60+ days)
0.92%1.16%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.95%
Q3 20240.92%
Q4 20241.01%
Q1 20250.95%
Q2 20251.12%
Q3 20250.97%
Q4 20251.18%
Q1 20261.03%
Q2 20261.41%
Return on assets
-0.15%0.15%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.15%
Q3 2024-0.04%
Q4 20240.01%
Q1 20250.42%
Q2 20250.38%
Q3 20250.44%
Q4 20250.28%
Q1 20260.23%
Q2 20260.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$123.4M9.38%1.41%0.15%72.1%
Q1 202657$124.2M9.30%1.03%0.23%72.7%
Q4 202555$126.7M9.07%1.18%0.28%73.5%
Q3 202559$122.6M9.43%0.97%0.44%76.8%
Q2 202556$126.2M9.03%1.12%0.38%75.4%
Q1 202557$130.9M8.62%0.95%0.42%73.0%
Q4 202453$125.6M8.88%1.01%0.01%78.5%
Q3 202453$123.1M9.03%0.92%-0.04%82.7%
Q2 202452$124.2M8.91%0.95%-0.15%82.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.38%
18th
Problem loans1.41%
16th
Net charge-offs0.20%
70th
Return on assets0.15%
9th
Loans to deposits72.1%
57th
Uninsured deposits15.3%
5th
Loan-loss reserves0.00%
50th
Texas ratio10.4%
12th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Dept of Labor Federal Credit UnionCredit union Washington, DC48 out of 100, Below average$137.6M7.8%0.59%vs
Advantage Financial Federal Credit UnionCredit union Washington, DC57 out of 100, Moderate$103.1M12.1%1.84%vs
Treasury Department Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$176.7M10.3%1.86%vs
Department of the Interior Federal Credit UnionCredit union Washington, DC51 out of 100, Below average$268.0M7.5%1.09%vs
O.A.S. Staff Federal Credit UnionCredit union Washington, DC37 out of 100, Low$282.4M7.6%2.58%vs
Library of Congress Federal Credit UnionCredit union Washington, DC84 out of 100, Strong$338.2M16.6%0.53%vs

Deposit insurance

Is my money safe at F R B Federal Credit Union?

Yes. F R B Federal Credit Union is a federally insured credit union (NCUA charter #320). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 15.3% of shares and deposits ($17.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.38%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

F R B Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
F R B Federal Credit Union
Type
Federal credit union
NCUA charter #
320
RSSD ID
577678
Primary regulator
NCUA
Established
1935
Headquarters
PO Box 9867, Washington, DC 20016
Employees
18

Quick answers

F R B Federal Credit Union: common questions

Is F R B Federal Credit Union NCUA insured?

Yes. F R B Federal Credit Union is a federally insured credit union (NCUA charter #320). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is F R B Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does F R B Federal Credit Union have?

1 office as of the latest NCUA data.

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