TellerScore

Headquartered in Texarkana, Texas, Domino Federal Credit Union is a federal credit union with $86.6M in total assets and $71.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1973.

Domino Federal Credit Union has a TellerScore of 96 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 11th. Capital cushion contributes the most (100/100, 17.53%); loan quality contributes the least (88/100, 0.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.53%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.35%
Earnings98/100
Return on assets (annualized): 1.95%
Funding & liquidity100/100
Loans ÷ shares: 53.9% · 8.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (89 → 96), mostly because the earnings component improved by 33 points.

TellerScore
839199Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202491
Q4 202483
Q1 202589
Q2 202589
Q3 202593
Q4 202594
Q1 202699
Q2 202696
Net worth ratio
7.00%12.27%17.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.75%
Q3 202416.38%
Q4 202416.03%
Q1 202516.07%
Q2 202516.49%
Q3 202517.09%
Q4 202517.33%
Q1 202617.26%
Q2 202617.53%
Delinquent loans (60+ days)
0.06%0.32%0.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.26%
Q3 20240.40%
Q4 20240.58%
Q1 20250.19%
Q2 20250.45%
Q3 20250.21%
Q4 20250.16%
Q1 20260.06%
Q2 20260.35%
Return on assets
0.50%1.27%2.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.16%
Q3 20241.29%
Q4 20240.50%
Q1 20250.77%
Q2 20251.13%
Q3 20251.40%
Q4 20251.38%
Q1 20262.03%
Q2 20261.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$86.6M17.53%0.35%1.95%53.9%
Q1 202699$85.6M17.26%0.06%2.03%51.4%
Q4 202594$82.8M17.33%0.16%1.38%53.3%
Q3 202593$82.3M17.09%0.21%1.40%50.9%
Q2 202589$82.9M16.49%0.45%1.13%50.0%
Q1 202589$83.1M16.07%0.19%0.77%50.9%
Q4 202483$82.3M16.03%0.58%0.50%52.2%
Q3 202491$83.0M16.38%0.40%1.29%52.4%
Q2 202491$84.3M15.75%0.26%1.16%51.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.53%
68th
Problem loans0.35%
65th
Net charge-offs0.25%
43rd
Return on assets1.95%
94th
Loans to deposits53.9%
57th
Uninsured deposits8.7%
9th
Loan-loss reserves0.00%
37th
Texas ratio1.1%
64th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
U. S. Employees Credit UnionCredit union Tomball, TX74 out of 100, Strong$86.4M10.4%0.20%vs
Irving City Employees Federal Credit UnionCredit union Irving, TX86 out of 100, Very strong$85.8M12.0%0.56%vs
Southwest Research Center Federal Credit UnionCredit union San Antonio, TX79 out of 100, Strong$87.6M11.6%0.50%vs
Southwest Financial Federal Credit UnionCredit union Farmers Branch, TX72 out of 100, Strong$85.3M15.2%0.95%vs
Postel Family Credit UnionCredit union Wichita Falls, TX71 out of 100, Strong$85.2M11.1%0.33%vs
Westex Federal Credit UnionCredit union Lubbock, TX52 out of 100, Below average$88.9M9.3%1.84%vs

Deposit insurance

Is my money safe at Domino Federal Credit Union?

Yes. Domino Federal Credit Union is a federally insured credit union (NCUA charter #21383). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.7% of shares and deposits ($6.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Domino Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Domino Federal Credit Union
Type
Federal credit union
NCUA charter #
21383
RSSD ID
422488
Primary regulator
NCUA
Established
1973
Headquarters
PO Box 7509, Texarkana, TX 75505
Employees
21

Quick answers

Domino Federal Credit Union: common questions

Is Domino Federal Credit Union NCUA insured?

Yes. Domino Federal Credit Union is a federally insured credit union (NCUA charter #21383). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Domino Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Domino Federal Credit Union have?

2 offices as of the latest NCUA data.