TellerScore

Dupont Community Credit Union is a federally insured state-chartered credit union headquartered in Waynesboro, Virginia, in business for about 67 years. At the end of Q2 2026 it reported $2.1B in total assets and $1.9B in member shares and deposits, with 8 offices.

Dupont Community Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 79% of its 454 credit unions with $1 billion – $10 billion. Among 95 credit unions headquartered in Virginia, it ranks 30th. Problem-loan coverage contributes the most (97/100, 1.7%); capital cushion contributes the least (59/100, 10.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Net worth ratio: 10.91%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.33%
Earnings60/100
Return on assets (annualized): 1.01%
Funding & liquidity96/100
Loans ÷ shares: 64.4% · 8.1% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (72 → 76), mostly because the earnings component improved by 12 points.

TellerScore
687276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202468
Q4 202471
Q1 202573
Q2 202572
Q3 202575
Q4 202575
Q1 202675
Q2 202676
Net worth ratio
7.00%8.97%10.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.94%
Q3 202410.67%
Q4 202410.71%
Q1 202510.54%
Q2 202510.63%
Q3 202510.78%
Q4 202510.92%
Q1 202610.77%
Q2 202610.91%
Delinquent loans (60+ days)
0.26%0.34%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.26%
Q3 20240.43%
Q4 20240.32%
Q1 20250.31%
Q2 20250.37%
Q3 20250.32%
Q4 20250.35%
Q1 20260.31%
Q2 20260.33%
Return on assets
0.27%0.64%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20240.27%
Q4 20240.48%
Q1 20250.79%
Q2 20250.69%
Q3 20250.90%
Q4 20250.99%
Q1 20260.87%
Q2 20261.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$2.1B10.91%0.33%1.01%64.4%
Q1 202675$2.1B10.77%0.31%0.87%62.9%
Q4 202575$2.0B10.92%0.35%0.99%66.1%
Q3 202575$2.0B10.78%0.32%0.90%66.4%
Q2 202572$1.9B10.63%0.37%0.69%66.6%
Q1 202573$1.9B10.54%0.31%0.79%66.2%
Q4 202471$1.9B10.71%0.32%0.48%68.7%
Q3 202468$1.8B10.67%0.43%0.27%70.1%
Q2 202474$1.8B10.94%0.26%0.85%70.1%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.91%
51st
Problem loans0.33%
87th
Net charge-offs0.28%
78th
Return on assets1.01%
68th
Loans to deposits64.4%
90th
Uninsured deposits8.1%
61st
Loan-loss reserves0.00%
50th
Texas ratio1.7%
91st

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
University of VA Community Credit UnionCredit union Charlottesville, VA69 out of 100, Moderate$1.6B10.4%0.57%vs
United States Senate Federal Credit UnionCredit union Alexandria, VA45 out of 100, Below average$1.5B7.9%1.63%vs
Bayport Federal Credit UnionCredit union Newport News, VA69 out of 100, Moderate$2.8B11.3%0.71%vs
State Department Federal Credit UnionCredit union Alexandria, VA65 out of 100, Moderate$2.9B10.8%0.86%vs
Freedom First Federal Credit UnionCredit union Roanoke, VA64 out of 100, Moderate$1.3B10.9%0.48%vs
Justice Federal Credit UnionCredit union Chantilly, VA65 out of 100, Moderate$1.1B12.1%1.28%vs

Deposit insurance

Is my money safe at Dupont Community Credit Union?

Yes. Dupont Community Credit Union is a federally insured credit union (NCUA charter #62474). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.1% of shares and deposits ($150.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.91%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Dupont Community Credit Union lists 8 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dupont Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62474
RSSD ID
678098
Primary regulator
State + NCUA
Established
1959
Headquarters
P.O. Box 1365, Waynesboro, VA 22980
Employees
367

Quick answers

Dupont Community Credit Union: common questions

Is Dupont Community Credit Union NCUA insured?

Yes. Dupont Community Credit Union is a federally insured credit union (NCUA charter #62474). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dupont Community Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dupont Community Credit Union have?

8 offices as of the latest NCUA data.