TellerScore

Headquartered in Metairie, Louisiana, Fleur-De-Lis Federal Credit Union is a federal credit union with $16.8M in total assets and $14.9M in member shares and deposits as of Q2 2026. Its charter dates back to 1951.

Fleur-De-Lis Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 56th. Funding & liquidity contributes the most (100/100, 41% loans-to-deposits, 2% uninsured); earnings contributes the least (33/100, 0.32%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.89%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings33/100
Return on assets (annualized): 0.32%
Funding & liquidity100/100
Loans ÷ shares: 41.3% · 2.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (67 → 75), mostly because the earnings component improved by 30 points.

TellerScore
486275Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202475
Q4 202474
Q1 202548
Q2 202567
Q3 202569
Q4 202574
Q1 202672
Q2 202675
Net worth ratio
7.00%9.46%11.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.56%
Q3 202411.61%
Q4 202411.92%
Q1 202511.16%
Q2 202511.12%
Q3 202511.39%
Q4 202511.57%
Q1 202611.55%
Q2 202611.89%
Delinquent loans (60+ days)
0.18%1.23%2.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.42%
Q4 20240.59%
Q1 20252.28%
Q2 20250.18%
Q3 20250.43%
Q4 20250.25%
Q1 20260.44%
Q2 20260.23%
Return on assets
-1.03%-0.19%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.00%
Q3 20240.65%
Q4 20240.57%
Q1 2025-1.03%
Q2 2025-0.42%
Q3 2025-0.03%
Q4 20250.31%
Q1 20260.28%
Q2 20260.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$16.8M11.89%0.23%0.32%41.3%
Q1 202672$17.1M11.55%0.44%0.28%40.8%
Q4 202574$17.0M11.57%0.25%0.31%41.6%
Q3 202569$17.0M11.39%0.43%-0.03%41.0%
Q2 202567$17.1M11.12%0.18%-0.42%40.8%
Q1 202548$16.9M11.16%2.28%-1.03%43.2%
Q4 202474$16.3M11.92%0.59%0.57%47.7%
Q3 202475$16.6M11.61%0.42%0.65%47.6%
Q2 202469$16.5M11.56%0.47%0.00%48.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.89%
31st
Problem loans0.23%
72nd
Net charge-offs1.15%
12th
Return on assets0.32%
32nd
Loans to deposits41.3%
77th
Uninsured deposits2.2%
43rd
Loan-loss reserves0.00%
37th
Texas ratio0.7%
71st

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Caddo Parish Teachers Federal Credit UnionCredit union Shreveport, LA80 out of 100, Strong$17.0M23.4%1.27%vs
Bayou Community Federal Credit UnionCredit union Saint Gabriel, LA68 out of 100, Moderate$17.7M9.9%0.56%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs
Tulane/Loyola Federal Credit UnionCredit union New Orleans, LA27 out of 100, Low$15.3M6.7%2.33%vs
Calcasieu Parish Employees Federal Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$18.6M16.5%1.51%vs

Deposit insurance

Is my money safe at Fleur-De-Lis Federal Credit Union?

Yes. Fleur-De-Lis Federal Credit Union is a federally insured credit union (NCUA charter #7376). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.2% of shares and deposits ($332K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.89%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Fleur-De-Lis Federal Credit Union
Type
Federal credit union
NCUA charter #
7376
RSSD ID
614984
Primary regulator
NCUA
Established
1951
Headquarters
433 Metairie Rd, St. 114, Metairie, LA 70005
Employees
7

Quick answers

Fleur-De-Lis Federal Credit Union: common questions

Is Fleur-De-Lis Federal Credit Union NCUA insured?

Yes. Fleur-De-Lis Federal Credit Union is a federally insured credit union (NCUA charter #7376). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fleur-De-Lis Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.