Friona Texas Federal Credit Union (NCUA charter #9843) is based in Friona, Texas. Its Q2 2026 call report shows $14.1M in total assets and $12.0M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Friona Texas Federal Credit Union scores 49/100, which we describe as below average. That is higher than only 8% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 360th. Its strongest component is funding & liquidity (100/100; 39% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -3.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (49 → 49).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 50 |
| Q4 2024 | 51 |
| Q1 2025 | 51 |
| Q2 2025 | 49 |
| Q3 2025 | 50 |
| Q4 2025 | 51 |
| Q1 2026 | 49 |
| Q2 2026 | 49 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.32% |
| Q3 2024 | 19.31% |
| Q4 2024 | 18.10% |
| Q1 2025 | 16.86% |
| Q2 2025 | 17.40% |
| Q3 2025 | 17.55% |
| Q4 2025 | 18.69% |
| Q1 2026 | 14.64% |
| Q2 2026 | 14.70% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 13.52% |
| Q3 2024 | 12.91% |
| Q4 2024 | 8.97% |
| Q1 2025 | 8.61% |
| Q2 2025 | 13.57% |
| Q3 2025 | 13.19% |
| Q4 2025 | 11.20% |
| Q1 2026 | 11.68% |
| Q2 2026 | 12.40% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | -0.36% |
| Q4 2024 | -2.02% |
| Q1 2025 | -6.06% |
| Q2 2025 | -2.29% |
| Q3 2025 | -0.77% |
| Q4 2025 | -2.69% |
| Q1 2026 | -5.06% |
| Q2 2026 | -3.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 49 | $14.1M | 14.70% | 12.40% | -3.03% | 39.2% |
| Q1 2026 | 49 | $14.5M | 14.64% | 11.68% | -5.06% | 38.6% |
| Q4 2025 | 51 | $15.0M | 18.69% | 11.20% | -2.69% | 40.5% |
| Q3 2025 | 50 | $15.0M | 17.55% | 13.19% | -0.77% | 43.2% |
| Q2 2025 | 49 | $15.0M | 17.40% | 13.57% | -2.29% | 46.1% |
| Q1 2025 | 51 | $15.1M | 16.86% | 8.61% | -6.06% | 47.4% |
| Q4 2024 | 51 | $14.5M | 18.10% | 8.97% | -2.02% | 51.9% |
| Q3 2024 | 50 | $15.0M | 19.31% | 12.91% | -0.36% | 55.2% |
| Q2 2024 | 54 | $15.3M | 19.32% | 13.52% | 0.17% | 55.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Refugio County Federal Credit UnionCredit union Refugio, TX | 87 out of 100, Very strong | $14.2M | 16.4% | 0.42% | vs |
| Cherokee County Teachers Federal Credit UnionCredit union Rusk, TX | 56 out of 100, Moderate | $13.9M | 20.0% | 2.13% | vs |
| Alpine Community Credit UnionCredit union Alpine, TX | 86 out of 100, Very strong | $14.5M | 16.6% | 0.39% | vs |
| Central Texas Teachers Credit UnionCredit union Corsicana, TX | 77 out of 100, Strong | $13.7M | 15.9% | 0.00% | vs |
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Laredo Fire Department Federal Credit UnionCredit union Laredo, TX | 55 out of 100, Moderate | $14.7M | 12.5% | 1.74% | vs |
Deposit insurance
Is my money safe at Friona Texas Federal Credit Union?
Yes. Friona Texas Federal Credit Union is a federally insured credit union (NCUA charter #9843). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Friona Texas Federal Credit Union lists 2 offices in 1 city. Most locations:
- Friona, TX (2)
Identity & history
Profile
- Legal name
- Friona Texas Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9843
- RSSD ID
- 93187
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 801 Austin Ave, P.O. Box 848, Friona, TX 79035
- Employees
- 6
Quick answers
Friona Texas Federal Credit Union: common questions
Is Friona Texas Federal Credit Union NCUA insured?
Yes. Friona Texas Federal Credit Union is a federally insured credit union (NCUA charter #9843). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Friona Texas Federal Credit Union's TellerScore?
49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Friona Texas Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Friona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security State BankBank Farwell, TX | 88 out of 100, Very strong | $338.0M | 14.6% | 0.03% | vs |
| First National Bank of HerefordBank Hereford, TX | 84 out of 100, Strong | $344.6M | 12.3% | 0.05% | vs |
| Hereford Texas Federal Credit UnionCredit union Hereford, TX | 80 out of 100, Strong | $77.3M | 21.4% | 0.91% | vs |
| The Citizens Bank of ClovisBank Clovis, NM | 80 out of 100, Strong | $493.1M | 12.2% | 0.04% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| First Financial BankBank Abilene, TX | 76 out of 100, Strong | $15.2B | 11.6% | 0.77% | vs |