TellerScore

Headquartered in Greenville, South Carolina, Greenville Federal Credit Union is a federal credit union with $512.3M in total assets and $443.8M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1968.

Based on its Q2 2026 filing, Greenville Federal Credit Union scores 71/100, which we describe as strong. That is higher than 54% of 1,341 credit unions with $100 million – $1 billion. Among 45 credit unions headquartered in South Carolina, it ranks 28th. Its strongest component is problem-loan coverage (94/100; 3.2%), and its lowest is earnings (57/100; 0.94%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 11.02%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.50%
Earnings57/100
Return on assets (annualized): 0.94%
Funding & liquidity79/100
Loans ÷ shares: 81.5% · 5.3% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (68 → 71), mostly because the loan quality component improved by 10 points.

TellerScore
667074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202466
Q4 202467
Q1 202571
Q2 202568
Q3 202569
Q4 202571
Q1 202674
Q2 202671
Net worth ratio
7.00%9.01%11.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.45%
Q3 202410.45%
Q4 202410.41%
Q1 202510.64%
Q2 202510.72%
Q3 202510.92%
Q4 202510.93%
Q1 202610.85%
Q2 202611.02%
Delinquent loans (60+ days)
0.31%0.61%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.69%
Q3 20240.90%
Q4 20240.84%
Q1 20250.56%
Q2 20250.82%
Q3 20250.71%
Q4 20250.59%
Q1 20260.31%
Q2 20260.50%
Return on assets
0.93%0.99%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.94%
Q3 20240.96%
Q4 20240.97%
Q1 20251.05%
Q2 20250.93%
Q3 20250.97%
Q4 20251.01%
Q1 20261.04%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$512.3M11.02%0.50%0.94%81.5%
Q1 202674$510.6M10.85%0.31%1.04%79.2%
Q4 202571$494.6M10.93%0.59%1.01%81.7%
Q3 202569$481.4M10.92%0.71%0.97%82.6%
Q2 202568$483.3M10.72%0.82%0.93%79.1%
Q1 202571$477.5M10.64%0.56%1.05%79.6%
Q4 202467$476.3M10.41%0.84%0.97%81.7%
Q3 202466$461.9M10.45%0.90%0.96%83.0%
Q2 202468$454.8M10.45%0.69%0.94%84.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.02%
44th
Problem loans0.50%
64th
Net charge-offs0.32%
55th
Return on assets0.94%
63rd
Loans to deposits81.5%
37th
Uninsured deposits5.3%
57th
Loan-loss reserves0.00%
50th
Texas ratio3.2%
59th

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Carolina Trust Federal Credit UnionCredit union Myrtle Beach, SC64 out of 100, Moderate$422.0M10.0%0.83%vs
Spero Financial Federal Credit UnionCredit union Greenville, SC50 out of 100, Below average$701.5M8.3%0.94%vs
Mtc Federal Credit UnionCredit union Greenville, SC67 out of 100, Moderate$302.6M12.7%0.90%vs
Spc Credit UnionCredit union Hartsville, SC66 out of 100, Moderate$265.8M11.4%1.13%vs
Cpm Federal Credit UnionCredit union North Charlesto, SC46 out of 100, Below average$759.3M8.9%1.92%vs
Carolina Foothills Federal Credit UnionCredit union Spartanburg, SC70 out of 100, Strong$224.3M12.0%1.30%vs

Deposit insurance

Is my money safe at Greenville Federal Credit Union?

Yes. Greenville Federal Credit Union is a federally insured credit union (NCUA charter #19116). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($23.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.02%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Greenville Federal Credit Union lists 5 offices in 2 cities. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
ACCESS17.99%$49$201.0%
VISA Platinum13.49% – 17.99%$0$201.0%
VISA Signature15.49%$0$200.0%

All Greenville Federal Credit Union card terms

Identity & history

Profile

Legal name
Greenville Federal Credit Union
Type
Federal credit union
NCUA charter #
19116
RSSD ID
1000584
Primary regulator
NCUA
Established
1968
Headquarters
1501 Wade Hampton Blvd, Greenville, SC 29609
Employees
107

Quick answers

Greenville Federal Credit Union: common questions

Is Greenville Federal Credit Union NCUA insured?

Yes. Greenville Federal Credit Union is a federally insured credit union (NCUA charter #19116). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greenville Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greenville Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greenville

InstitutionScoreAssetsCapitalProblem loansCompare
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
The Peoples BankBank Iva, SC89 out of 100, Very strong$446.7M12.9%0.00%vs
First Piedmont Federal Savings and Loan Association of GaffneyBank Gaffney, SC84 out of 100, Strong$597.1M29.1%0.73%vs
Curis Financial Credit UnionCredit union Columbia, SC82 out of 100, Strong$84.3M23.5%0.59%vs
Greenville Heritage Federal Credit UnionCredit union Greenville, SC80 out of 100, Strong$181.2M12.5%0.34%vs
CBL State Savings BankBank Greer, SC80 out of 100, Strong$191.3M15.9%0.01%vs