TellerScore

Headquartered in Sioux Falls, South Dakota, Levo Federal Credit Union is a federal credit union with $516.0M in total assets and $453.5M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1934.

Based on its Q2 2026 filing, Levo Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 31% of 1,341 credit unions with $100 million – $1 billion. Among 33 credit unions headquartered in South Dakota, it ranks 23rd. Its strongest component is funding & liquidity (88/100; 72% loans-to-deposits, 7% uninsured), and its lowest is loan quality (50/100; 1.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Net worth ratio: 11.50%
Loan quality50/100
Loans 60+ days delinquent ÷ total loans: 1.49%
Earnings51/100
Return on assets (annualized): 0.76%
Funding & liquidity88/100
Loans ÷ shares: 72.3% · 7.3% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 64).

TellerScore
616365Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202465
Q4 202465
Q1 202562
Q2 202564
Q3 202562
Q4 202562
Q1 202661
Q2 202664
Net worth ratio
7.00%9.25%11.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.93%
Q3 202411.38%
Q4 202411.39%
Q1 202510.68%
Q2 202511.11%
Q3 202511.30%
Q4 202511.33%
Q1 202611.06%
Q2 202611.50%
Delinquent loans (60+ days)
1.00%1.31%1.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.00%
Q3 20241.22%
Q4 20241.27%
Q1 20251.04%
Q2 20251.19%
Q3 20251.52%
Q4 20251.63%
Q1 20261.57%
Q2 20261.49%
Return on assets
0.34%0.58%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.58%
Q3 20240.64%
Q4 20240.66%
Q1 20250.34%
Q2 20250.73%
Q3 20250.77%
Q4 20250.82%
Q1 20260.66%
Q2 20260.76%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$516.0M11.50%1.49%0.76%72.3%
Q1 202661$526.6M11.06%1.57%0.66%70.3%
Q4 202562$507.9M11.33%1.63%0.82%74.0%
Q3 202562$497.8M11.30%1.52%0.77%74.9%
Q2 202564$496.7M11.11%1.19%0.73%74.6%
Q1 202562$504.0M10.68%1.04%0.34%71.7%
Q4 202465$470.6M11.39%1.27%0.66%70.7%
Q3 202465$463.0M11.38%1.22%0.64%70.1%
Q2 202465$474.4M10.93%1.00%0.58%70.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.50%
51st
Problem loans1.49%
14th
Net charge-offs0.96%
11th
Return on assets0.76%
52nd
Loans to deposits72.3%
57th
Uninsured deposits7.3%
36th
Loan-loss reserves0.00%
50th
Texas ratio9.5%
15th

Similar-size credit unions in South Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Voyage Federal Credit UnionCredit union Sioux Falls, SD66 out of 100, Moderate$285.3M10.0%0.83%vs
Dakotaland Federal Credit UnionCredit union Huron, SD76 out of 100, Strong$751.6M10.9%0.57%vs
Highmark Federal Credit UnionCredit union Rapid City, SD46 out of 100, Below average$257.8M7.7%1.43%vs
Service First Federal Credit UnionCredit union Sioux Falls, SD65 out of 100, Moderate$209.7M9.3%0.94%vs
Bluestone Federal Credit UnionCredit union Sioux Falls, SD68 out of 100, Moderate$205.6M9.6%0.50%vs
Northern Hills Federal Credit UnionCredit union Sturgis, SD66 out of 100, Moderate$204.9M9.6%0.29%vs

Deposit insurance

Is my money safe at Levo Federal Credit Union?

Yes. Levo Federal Credit Union is a federally insured credit union (NCUA charter #60). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.3% of shares and deposits ($33.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.50%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Levo Federal Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Levo Federal Credit Union reported 665 home-loan applications under HMDA (LEI 549300REHZOIYMHDPI61): 564 originated ($101,880,000 total), 48 denied, and 50 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Levo Federal Credit Union
Type
Federal credit union
NCUA charter #
60
RSSD ID
64776
Primary regulator
NCUA
Established
1934
Headquarters
PO Box 5735, Sioux Falls, SD 57117
Employees
131

Quick answers

Levo Federal Credit Union: common questions

Is Levo Federal Credit Union NCUA insured?

Yes. Levo Federal Credit Union is a federally insured credit union (NCUA charter #60). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Levo Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Levo Federal Credit Union have?

3 offices as of the latest NCUA data.