Headquartered in Charleston, West Virginia, Local No. 317 I.A.F.F. Credit Union is a federally insured state-chartered credit union with $10.1M in total assets and $9.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.
Local No. 317 I.A.F.F. Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 50th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (28/100, 0.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 65).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 67 |
| Q4 2024 | 65 |
| Q1 2025 | 82 |
| Q2 2025 | 64 |
| Q3 2025 | 76 |
| Q4 2025 | 66 |
| Q1 2026 | 80 |
| Q2 2026 | 65 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.84% |
| Q3 2024 | 9.66% |
| Q4 2024 | 8.62% |
| Q1 2025 | 9.34% |
| Q2 2025 | 8.49% |
| Q3 2025 | 9.32% |
| Q4 2025 | 8.50% |
| Q1 2026 | 9.62% |
| Q2 2026 | 8.60% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.14% |
| Q3 2024 | 1.09% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 1.38% |
| Q4 2024 | 0.16% |
| Q1 2025 | 3.81% |
| Q2 2025 | 0.12% |
| Q3 2025 | 1.29% |
| Q4 2025 | 0.30% |
| Q1 2026 | 3.75% |
| Q2 2026 | 0.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $10.1M | 8.60% | 0.00% | 0.21% | 70.5% |
| Q1 2026 | 80 | $10.1M | 9.62% | 0.22% | 3.75% | 70.7% |
| Q4 2025 | 66 | $10.3M | 8.50% | 0.00% | 0.30% | 68.1% |
| Q3 2025 | 76 | $10.1M | 9.32% | 0.00% | 1.29% | 71.5% |
| Q2 2025 | 64 | $10.0M | 8.49% | 0.00% | 0.12% | 69.4% |
| Q1 2025 | 82 | $10.1M | 9.34% | 0.00% | 3.81% | 67.3% |
| Q4 2024 | 65 | $9.8M | 8.62% | 0.00% | 0.16% | 68.8% |
| Q3 2024 | 67 | $9.6M | 9.66% | 1.09% | 1.38% | 69.5% |
| Q2 2024 | 55 | $9.5M | 8.84% | 1.14% | 0.19% | 66.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Marion County School Employees Federal Credit UnionCredit union Fairmont, WV | 89 out of 100, Very strong | $9.9M | 20.7% | 0.53% | vs |
| Cha-Tel Federal Credit UnionCredit union Charleston, WV | 86 out of 100, Very strong | $11.5M | 13.6% | 0.04% | vs |
| Pace Federal Credit UnionCredit union Huntington, WV | 86 out of 100, Very strong | $8.7M | 12.9% | 0.00% | vs |
| Fayette Federal Credit UnionCredit union Mount Hope, WV | 89 out of 100, Very strong | $8.5M | 24.0% | 0.00% | vs |
| Alderson Fci Federal Credit UnionCredit union Alderson, WV | 63 out of 100, Moderate | $8.5M | 25.3% | 10.82% | vs |
| Willow Island Federal Credit UnionCredit union Saint Marys, WV | 54 out of 100, Below average | $12.0M | 7.9% | 0.72% | vs |
Deposit insurance
Is my money safe at Local No. 317 I.A.F.F. Credit Union?
Yes. Local No. 317 I.A.F.F. Credit Union is a federally insured credit union (NCUA charter #68113). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.60%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Local No. 317 I.A.F.F. Credit Union lists 1 office in 1 city. Most locations:
- Charleston, WV (1)
Identity & history
Profile
- Legal name
- Local No. 317 I.A.F.F. Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68113
- RSSD ID
- 1225202
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- PO Box 3736, Charleston, WV 25337
- Employees
- 3
Quick answers
Local No. 317 I.A.F.F. Credit Union: common questions
Is Local No. 317 I.A.F.F. Credit Union NCUA insured?
Yes. Local No. 317 I.A.F.F. Credit Union is a federally insured credit union (NCUA charter #68113). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Local No. 317 I.A.F.F. Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Local No. 317 I.A.F.F. Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Charleston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Putnam School Employees Federal Credit UnionCredit union Eleanor, WV | 99 out of 100, Very strong | $14.1M | 21.0% | 0.14% | vs |
| Wv National Guard Federal Credit UnionCredit union Charleston, WV | 98 out of 100, Very strong | $51.6M | 14.8% | 0.00% | vs |
| Camc Federal Credit UnionCredit union Charleston, WV | 98 out of 100, Very strong | $80.3M | 28.3% | 0.01% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Charleston Federal Credit UnionCredit union Charleston, WV | 88 out of 100, Very strong | $15.5M | 14.8% | 0.75% | vs |
| West Virginia Federal Credit UnionCredit union South Charlesto, WV | 88 out of 100, Very strong | $141.6M | 18.5% | 0.74% | vs |