TellerScore

Mvp Postal and Printing Federal Credit Union (NCUA charter #8001) is based in Gaithersburg, Maryland. Its Q2 2026 call report shows $3.7M in total assets and $3.3M in member shares and deposits and 1 office.

Mvp Postal and Printing Federal Credit Union has a TellerScore of 37 out of 100 (low) based on Q2 2026 data — higher than only 3% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 59th. Funding & liquidity contributes the most (100/100, 32% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -0.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.55%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.90%
Earnings0/100
Return on assets (annualized): -0.99%
Funding & liquidity100/100
Loans ÷ shares: 32.2% · 0.0% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (36 → 37).

TellerScore
355370Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202458
Q4 202456
Q1 202570
Q2 202536
Q3 202535
Q4 202551
Q1 202652
Q2 202637
Net worth ratio
7.00%8.71%10.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.94%
Q3 202410.41%
Q4 202410.41%
Q1 202510.31%
Q2 20259.94%
Q3 20259.35%
Q4 202510.10%
Q1 20269.68%
Q2 20269.55%
Delinquent loans (60+ days)
0.00%2.85%5.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.13%
Q3 20241.31%
Q4 20241.39%
Q1 20250.00%
Q2 20255.71%
Q3 20253.92%
Q4 20251.91%
Q1 20261.34%
Q2 20263.90%
Return on assets
-0.99%-0.50%-0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.18%
Q3 2024-0.08%
Q4 2024-0.17%
Q1 2025-0.02%
Q2 2025-0.89%
Q3 2025-0.97%
Q4 2025-0.12%
Q1 2026-0.78%
Q2 2026-0.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202637$3.7M9.55%3.90%-0.99%32.2%
Q1 202652$3.7M9.68%1.34%-0.78%35.0%
Q4 202551$3.6M10.10%1.91%-0.12%35.7%
Q3 202535$3.7M9.35%3.92%-0.97%38.6%
Q2 202536$3.6M9.94%5.71%-0.89%40.7%
Q1 202570$3.6M10.31%0.00%-0.02%42.9%
Q4 202456$3.6M10.41%1.39%-0.17%45.3%
Q3 202458$3.6M10.41%1.31%-0.08%47.7%
Q2 202457$3.8M9.94%1.13%-0.18%47.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.55%
13th
Problem loans3.90%
9th
Net charge-offs-0.04%
91st
Return on assets-0.99%
7th
Loans to deposits32.2%
87th
Uninsured deposits0.0%
81st
Loan-loss reserves0.58%
78th
Texas ratio11.7%
10th

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
1897 Federal Credit UnionCredit union Salisbury, MD84 out of 100, Strong$3.6M29.5%0.00%vs
Masters, Mates & Pilots (Mm&p) Federal Credit UnionCredit union Linthicum, MD76 out of 100, Strong$4.0M10.3%0.00%vs
Choptank Electric Coop Employ Federal Credit UnionCredit union Denton, MD66 out of 100, Moderate$2.7M30.0%4.46%vs
Korean Catholic Federal Credit UnionCredit union Olney, MD68 out of 100, Moderate$1.7M11.1%0.00%vs
Local 355 Md Federal Credit UnionCredit union Baltimore, MD54 out of 100, Below average$5.8M19.4%7.99%vs
Mt. Jezreel Federal Credit UnionCredit union Silver Spring, MD84 out of 100, Strong$191K20.1%0.00%vs

Deposit insurance

Is my money safe at Mvp Postal and Printing Federal Credit Union?

Yes. Mvp Postal and Printing Federal Credit Union is a federally insured credit union (NCUA charter #8001). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.55%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mvp Postal and Printing Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mvp Postal and Printing Federal Credit Union
Type
Federal credit union
NCUA charter #
8001
RSSD ID
547989
Primary regulator
NCUA
Established
1952
Headquarters
16501 Shady Grove Rd, Gaithersburg, MD 20898

Quick answers

Mvp Postal and Printing Federal Credit Union: common questions

Is Mvp Postal and Printing Federal Credit Union NCUA insured?

Yes. Mvp Postal and Printing Federal Credit Union is a federally insured credit union (NCUA charter #8001). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mvp Postal and Printing Federal Credit Union's TellerScore?

37 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mvp Postal and Printing Federal Credit Union have?

1 office as of the latest NCUA data.