Headquartered in Linthicum, Maryland, Masters, Mates & Pilots (Mm&p) Federal Credit Union is a federal credit union with $4.0M in total assets and $3.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1958.
Masters, Mates & Pilots (Mm&p) Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 22nd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (50/100, 0.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 76).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 79 |
| Q4 2024 | 79 |
| Q1 2025 | 75 |
| Q2 2025 | 77 |
| Q3 2025 | 80 |
| Q4 2025 | 83 |
| Q1 2026 | 80 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.63% |
| Q3 2024 | 8.75% |
| Q4 2024 | 8.86% |
| Q1 2025 | 8.90% |
| Q2 2025 | 10.09% |
| Q3 2025 | 11.12% |
| Q4 2025 | 11.12% |
| Q1 2026 | 11.14% |
| Q2 2026 | 10.28% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.54% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.60% |
| Q3 2024 | 1.66% |
| Q4 2024 | 1.62% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.49% |
| Q3 2025 | 1.55% |
| Q4 2025 | 1.43% |
| Q1 2026 | 1.04% |
| Q2 2026 | 0.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $4.0M | 10.28% | 0.00% | 0.74% | 38.6% |
| Q1 2026 | 80 | $3.8M | 11.14% | 0.05% | 1.04% | 39.7% |
| Q4 2025 | 83 | $3.6M | 11.12% | 0.05% | 1.43% | 41.8% |
| Q3 2025 | 80 | $3.4M | 11.12% | 0.54% | 1.55% | 45.7% |
| Q2 2025 | 77 | $3.7M | 10.09% | 0.52% | 1.49% | 47.5% |
| Q1 2025 | 75 | $4.2M | 8.90% | 0.00% | 1.21% | 40.8% |
| Q4 2024 | 79 | $4.0M | 8.86% | 0.00% | 1.62% | 45.3% |
| Q3 2024 | 79 | $4.0M | 8.75% | 0.00% | 1.66% | 45.4% |
| Q2 2024 | 78 | $3.8M | 8.63% | 0.00% | 1.60% | 48.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mvp Postal and Printing Federal Credit UnionCredit union Gaithersburg, MD | 37 out of 100, Low | $3.7M | 9.6% | 3.90% | vs |
| 1897 Federal Credit UnionCredit union Salisbury, MD | 84 out of 100, Strong | $3.6M | 29.5% | 0.00% | vs |
| Choptank Electric Coop Employ Federal Credit UnionCredit union Denton, MD | 66 out of 100, Moderate | $2.7M | 30.0% | 4.46% | vs |
| Local 355 Md Federal Credit UnionCredit union Baltimore, MD | 54 out of 100, Below average | $5.8M | 19.4% | 7.99% | vs |
| Korean Catholic Federal Credit UnionCredit union Olney, MD | 68 out of 100, Moderate | $1.7M | 11.1% | 0.00% | vs |
| Mt. Jezreel Federal Credit UnionCredit union Silver Spring, MD | 84 out of 100, Strong | $191K | 20.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Masters, Mates & Pilots (Mm&p) Federal Credit Union?
Yes. Masters, Mates & Pilots (Mm&p) Federal Credit Union is a federally insured credit union (NCUA charter #12440). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.7% of shares and deposits ($26K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.28%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Masters, Mates & Pilots (Mm&p) Federal Credit Union lists 1 office in 1 city. Most locations:
- Linthicum, MD (1)
Identity & history
Profile
- Legal name
- Masters, Mates & Pilots (Mm&p) Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12440
- RSSD ID
- 429085
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- 700 Maritime Blvd, Linthicum, MD 21090
- Employees
- 1
Quick answers
Masters, Mates & Pilots (Mm&p) Federal Credit Union: common questions
Is Masters, Mates & Pilots (Mm&p) Federal Credit Union NCUA insured?
Yes. Masters, Mates & Pilots (Mm&p) Federal Credit Union is a federally insured credit union (NCUA charter #12440). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Masters, Mates & Pilots (Mm&p) Federal Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Masters, Mates & Pilots (Mm&p) Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Linthicum
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mt Gilead Federal Credit UnionCredit union Washington, DC | 93 out of 100, Very strong | $78K | 17.5% | 0.00% | vs |
| Mt. Jezreel Federal Credit UnionCredit union Silver Spring, MD | 84 out of 100, Strong | $191K | 20.1% | 0.00% | vs |
| Library of Congress Federal Credit UnionCredit union Washington, DC | 84 out of 100, Strong | $338.2M | 16.6% | 0.53% | vs |
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |