TellerScore

Mt. Jezreel Federal Credit Union (NCUA charter #24246) is based in Silver Spring, Maryland. Its Q2 2026 call report shows $191K in total assets and $152K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Mt. Jezreel Federal Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 7th. Its strongest component is capital cushion (100/100; 20.14%), and its lowest is earnings (19/100; -0.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.14%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings19/100
Return on assets (annualized): -0.03%
Funding & liquidity100/100
Loans ÷ shares: 1.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (91 → 84), mostly because the earnings component weakened by 36 points.

TellerScore
738699Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202499
Q4 202475
Q1 202587
Q2 202591
Q3 202596
Q4 202593
Q1 202682
Q2 202684
Net worth ratio
7.00%13.57%20.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.45%
Q3 202414.54%
Q4 202415.31%
Q1 202515.32%
Q2 202515.72%
Q3 202516.31%
Q4 202515.36%
Q1 202618.17%
Q2 202620.14%
Delinquent loans (60+ days)
0.00%3.37%6.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.95%
Q3 20240.00%
Q4 20246.75%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.29%1.97%4.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20244.23%
Q3 20243.31%
Q4 20242.85%
Q1 20250.35%
Q2 20250.88%
Q3 20251.50%
Q4 20251.14%
Q1 2026-0.29%
Q2 2026-0.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$191K20.14%0.00%-0.03%1.1%
Q1 202682$211K18.17%0.00%-0.29%1.4%
Q4 202593$229K15.36%0.00%1.14%2.4%
Q3 202596$232K16.31%0.00%1.50%2.4%
Q2 202591$230K15.72%0.00%0.88%2.5%
Q1 202587$231K15.32%0.00%0.35%3.1%
Q4 202475$230K15.31%6.75%2.85%3.8%
Q3 202499$237K14.54%0.00%3.31%4.0%
Q2 202473$232K14.45%4.95%4.23%5.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.14%
78th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-0.03%
18th
Loans to deposits1.1%
100th
Uninsured deposits0.0%
81st
Loan-loss reserves22.18%
99th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Mt. Jezreel Federal Credit Union?

Yes. Mt. Jezreel Federal Credit Union is a federally insured credit union (NCUA charter #24246). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.14%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mt. Jezreel Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mt. Jezreel Federal Credit Union
Type
Federal credit union
NCUA charter #
24246
RSSD ID
177890
Primary regulator
NCUA
Established
1986
Headquarters
420 University Blvd E, Silver Spring, MD 20901

Quick answers

Mt. Jezreel Federal Credit Union: common questions

Is Mt. Jezreel Federal Credit Union NCUA insured?

Yes. Mt. Jezreel Federal Credit Union is a federally insured credit union (NCUA charter #24246). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt. Jezreel Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt. Jezreel Federal Credit Union have?

1 office as of the latest NCUA data.

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