TellerScore

Fort Dix Federal Credit Union (NCUA charter #15513) is based in Joint Base MDL, New Jersey. Its Q2 2026 call report shows $7.3M in total assets and $6.4M in member shares and deposits and 1 office.

Fort Dix Federal Credit Union has a TellerScore of 46 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 117th. Funding & liquidity contributes the most (100/100, 27% loans-to-deposits, 4% uninsured); loan quality contributes the least (0/100, 4.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.73%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.54%
Earnings31/100
Return on assets (annualized): 0.29%
Funding & liquidity100/100
Loans ÷ shares: 26.6% · 3.5% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (58 → 46), mostly because the loan quality component weakened by 37 points.

TellerScore
466073Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202473
Q4 202463
Q1 202554
Q2 202558
Q3 202554
Q4 202546
Q1 202647
Q2 202646
Net worth ratio
7.00%9.26%11.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.51%
Q3 202411.31%
Q4 202410.89%
Q1 202510.80%
Q2 202511.00%
Q3 202510.58%
Q4 202510.54%
Q1 202610.68%
Q2 202610.73%
Delinquent loans (60+ days)
0.19%3.20%6.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.61%
Q3 20240.19%
Q4 20241.25%
Q1 20252.11%
Q2 20251.88%
Q3 20252.29%
Q4 20254.96%
Q1 20266.22%
Q2 20264.54%
Return on assets
0.13%0.27%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.22%
Q3 20240.23%
Q4 20240.25%
Q1 20250.13%
Q2 20250.37%
Q3 20250.42%
Q4 20250.38%
Q1 20260.41%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202646$7.3M10.73%4.54%0.29%26.6%
Q1 202647$7.3M10.68%6.22%0.41%25.9%
Q4 202546$7.3M10.54%4.96%0.38%25.8%
Q3 202554$7.3M10.58%2.29%0.42%27.2%
Q2 202558$6.9M11.00%1.88%0.37%31.0%
Q1 202554$6.9M10.80%2.11%0.13%29.0%
Q4 202463$6.8M10.89%1.25%0.25%30.2%
Q3 202473$6.5M11.31%0.19%0.23%31.6%
Q2 202470$6.4M11.51%0.61%0.22%33.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.73%
22nd
Problem loans4.54%
7th
Net charge-offs0.01%
68th
Return on assets0.29%
31st
Loans to deposits26.6%
92nd
Uninsured deposits3.5%
32nd
Loan-loss reserves0.91%
82nd
Texas ratio9.8%
14th

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InstitutionScoreAssetsCapitalProblem loansCompare
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Public Service H C Employees Federal Credit UnionCredit union Brick, NJ74 out of 100, Strong$7.1M39.5%1.89%vs
Ocnac #1 Federal Credit UnionCredit union Jersey City, NJ68 out of 100, Moderate$7.1M12.4%2.02%vs
Passaic Police Federal Credit UnionCredit union Passaic, NJ78 out of 100, Strong$7.4M15.4%2.51%vs
I.L.A. Local 1235 Federal Credit UnionCredit union Springfield, NJ73 out of 100, Strong$7.5M12.0%0.21%vs

Deposit insurance

Is my money safe at Fort Dix Federal Credit Union?

Yes. Fort Dix Federal Credit Union is a federally insured credit union (NCUA charter #15513). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($226K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.73%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Fort Dix Federal Credit Union lists 1 office in 1 city. Most locations:

  • Ft Dix, NJ (1)

All branch addresses and map

Identity & history

Profile

Legal name
Fort Dix Federal Credit Union
Type
Federal credit union
NCUA charter #
15513
RSSD ID
290089
Primary regulator
NCUA
Established
1963
Headquarters
5408 Delaware Ave, Joint Base MDL, NJ 08640
Employees
3

Quick answers

Fort Dix Federal Credit Union: common questions

Is Fort Dix Federal Credit Union NCUA insured?

Yes. Fort Dix Federal Credit Union is a federally insured credit union (NCUA charter #15513). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fort Dix Federal Credit Union's TellerScore?

46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fort Dix Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Joint Base MDL

InstitutionScoreAssetsCapitalProblem loansCompare
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ93 out of 100, Very strong$63.9M19.6%0.31%vs
Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ91 out of 100, Very strong$52.3M14.4%0.48%vs
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Trenton NJ Firemen Federal Credit UnionCredit union Trenton, NJ85 out of 100, Very strong$4.4M18.2%0.52%vs