TellerScore

Headquartered in Du Bois, Pennsylvania, Priority First Federal Credit Union is a federal credit union with $187.3M in total assets and $163.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1969.

Based on its Q2 2026 filing, Priority First Federal Credit Union scores 77/100, which we describe as strong. That is higher than 71% of 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 120th. Its strongest component is problem-loan coverage (91/100; 4.6%), and its lowest is capital cushion (71/100; 12.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Net worth ratio: 12.12%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.81%
Earnings80/100
Return on assets (annualized): 1.50%
Funding & liquidity83/100
Loans ÷ shares: 77.6% · 2.7% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.55%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (80 → 77), mostly because the earnings component weakened by 9 points.

TellerScore
778083Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202481
Q4 202482
Q1 202582
Q2 202580
Q3 202583
Q4 202582
Q1 202680
Q2 202677
Net worth ratio
7.00%9.71%12.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.17%
Q3 202411.59%
Q4 202411.78%
Q1 202511.83%
Q2 202512.07%
Q3 202512.36%
Q4 202512.43%
Q1 202612.25%
Q2 202612.12%
Delinquent loans (60+ days)
0.35%0.58%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.59%
Q3 20240.75%
Q4 20240.68%
Q1 20250.35%
Q2 20250.68%
Q3 20250.55%
Q4 20250.71%
Q1 20260.56%
Q2 20260.81%
Return on assets
1.50%1.80%2.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.10%
Q3 20242.11%
Q4 20241.92%
Q1 20251.67%
Q2 20251.73%
Q3 20251.83%
Q4 20251.80%
Q1 20261.52%
Q2 20261.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$187.3M12.12%0.81%1.50%77.6%
Q1 202680$179.4M12.25%0.56%1.52%76.3%
Q4 202582$171.3M12.43%0.71%1.80%72.5%
Q3 202583$165.9M12.36%0.55%1.83%76.2%
Q2 202580$162.5M12.07%0.68%1.73%77.0%
Q1 202582$159.6M11.83%0.35%1.67%74.3%
Q4 202482$154.6M11.78%0.68%1.92%69.8%
Q3 202481$152.3M11.59%0.75%2.11%71.2%
Q2 202481$150.6M11.17%0.59%2.10%72.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.12%
59th
Problem loans0.81%
41st
Net charge-offs0.16%
76th
Return on assets1.50%
89th
Loans to deposits77.6%
46th
Uninsured deposits2.7%
86th
Loan-loss reserves0.00%
50th
Texas ratio4.6%
45th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Omega Federal Credit UnionCredit union Wexford, PA64 out of 100, Moderate$186.9M11.0%0.99%vs
Discovery Federal Credit UnionCredit union Wyomissing, PA72 out of 100, Strong$193.2M11.5%0.48%vs
Ufcw Community Federal Credit UnionCredit union Wyoming, PA86 out of 100, Very strong$181.4M15.3%1.18%vs
Mon Valley Community Federal Credit UnionCredit union Allenport, PA77 out of 100, Strong$193.4M32.8%2.76%vs
P & G Mehoopany Employees Federal Credit UnionCredit union Tunkhannock, PA95 out of 100, Very strong$195.3M14.8%0.14%vs
Arize Federal Credit UnionCredit union State College, PA40 out of 100, Below average$175.9M7.8%2.12%vs

Deposit insurance

Is my money safe at Priority First Federal Credit Union?

Yes. Priority First Federal Credit Union is a federally insured credit union (NCUA charter #19655). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.7% of shares and deposits ($4.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Priority First Federal Credit Union lists 1 office in 1 city. Most locations:

  • Brookville, PA (1)

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Visa Platinum Card8.90% – 15.40%$0—1.0%

All Priority First Federal Credit Union card terms

Identity & history

Profile

Legal name
Priority First Federal Credit Union
Type
Federal credit union
NCUA charter #
19655
RSSD ID
846682
Primary regulator
NCUA
Established
1969
Headquarters
364 Midway Dr, Du Bois, PA 15801
Employees
45

Quick answers

Priority First Federal Credit Union: common questions

Is Priority First Federal Credit Union NCUA insured?

Yes. Priority First Federal Credit Union is a federally insured credit union (NCUA charter #19655). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Priority First Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Priority First Federal Credit Union have?

1 office as of the latest NCUA data.