TellerScore

The New Haven Police and Municipal Federal Credit Union (NCUA charter #10729) is based in New Haven, Connecticut. Its Q2 2026 call report shows $5.4M in total assets and $4.1M in member shares and deposits.

The New Haven Police and Municipal Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 27th. Capital cushion contributes the most (100/100, 24.23%); earnings contributes the least (0/100, -2.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.23%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.68%
Earnings0/100
Return on assets (annualized): -2.63%
Funding & liquidity100/100
Loans ÷ shares: 42.1% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 20 points (54 → 74), mostly because the loan quality component improved by 77 points.

TellerScore
537189Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202489
Q4 202467
Q1 202556
Q2 202554
Q3 202553
Q4 202554
Q1 202674
Q2 202674
Net worth ratio
7.00%16.88%26.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.64%
Q3 202426.32%
Q4 202426.43%
Q1 202526.09%
Q2 202526.77%
Q3 202526.62%
Q4 202525.38%
Q1 202624.13%
Q2 202624.23%
Delinquent loans (60+ days)
0.54%3.98%7.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.06%
Q3 20240.54%
Q4 20243.52%
Q1 20252.79%
Q2 20255.74%
Q3 20257.42%
Q4 20253.48%
Q1 20260.69%
Q2 20260.68%
Return on assets
-3.60%-1.19%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.17%
Q3 20241.21%
Q4 20241.04%
Q1 2025-2.44%
Q2 2025-1.00%
Q3 2025-0.63%
Q4 2025-2.83%
Q1 2026-3.60%
Q2 2026-2.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$5.4M24.23%0.68%-2.63%42.1%
Q1 202674$5.6M24.13%0.69%-3.60%41.0%
Q4 202554$5.5M25.38%3.48%-2.83%46.7%
Q3 202553$5.7M26.62%7.42%-0.63%49.5%
Q2 202554$5.7M26.77%5.74%-1.00%45.2%
Q1 202556$5.8M26.09%2.79%-2.44%42.5%
Q4 202467$5.8M26.43%3.52%1.04%41.9%
Q3 202489$5.8M26.32%0.54%1.21%38.7%
Q2 202484$5.7M26.64%1.06%1.17%39.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.23%
87th
Problem loans0.68%
51st
Net charge-offs31.77%
0th
Return on assets-2.63%
3rd
Loans to deposits42.1%
75th
Uninsured deposits0.0%
81st
Loan-loss reserves0.70%
80th
Texas ratio0.9%
67th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Regional Water Authority Employees Credit UnionCredit union New Haven, CT77 out of 100, Strong$5.7M12.6%0.00%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Science Park Federal Credit UnionCredit union New Haven, CT54 out of 100, Below average$3.7M20.7%3.08%vs
Bridgeport Post Office Federal Credit UnionCredit union Bridgeport, CT55 out of 100, Moderate$3.4M29.9%3.21%vs
Trumbull Credit UnionCredit union Trumbull, CT77 out of 100, Strong$3.1M13.7%0.51%vs
Greater Waterbury Healthcare Federal Credit UnionCredit union Waterbury, CT64 out of 100, Moderate$9.3M27.2%5.72%vs

Deposit insurance

Is my money safe at The New Haven Police and Municipal Federal Credit Union?

Yes. The New Haven Police and Municipal Federal Credit Union is a federally insured credit union (NCUA charter #10729). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
The New Haven Police and Municipal Federal Credit Union
Type
Federal credit union
NCUA charter #
10729
RSSD ID
864789
Primary regulator
NCUA
Established
1956
Headquarters
1 Union Ave, New Haven, CT 06519
Employees
4

Quick answers

The New Haven Police and Municipal Federal Credit Union: common questions

Is The New Haven Police and Municipal Federal Credit Union NCUA insured?

Yes. The New Haven Police and Municipal Federal Credit Union is a federally insured credit union (NCUA charter #10729). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is The New Haven Police and Municipal Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.