TellerScore

Headquartered in Columbus, Mississippi, Triangle Federal Credit Union is a federal credit union with $129.0M in total assets and $115.6M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1959.

Based on its Q2 2026 filing, Triangle Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 41% of 1,341 credit unions with $100 million – $1 billion. Among 55 credit unions headquartered in Mississippi, it ranks 36th. Its strongest component is funding & liquidity (100/100; 56% loans-to-deposits, 3% uninsured), and its lowest is earnings (47/100; 0.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 11.00%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.16%
Earnings47/100
Return on assets (annualized): 0.68%
Funding & liquidity100/100
Loans ÷ shares: 56.3% · 3.2% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (76 → 67), mostly because the earnings component weakened by 25 points.

TellerScore
667481Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202472
Q1 202581
Q2 202576
Q3 202572
Q4 202568
Q1 202666
Q2 202667
Net worth ratio
7.00%9.32%11.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.06%
Q3 202410.99%
Q4 202411.12%
Q1 202511.23%
Q2 202511.25%
Q3 202511.64%
Q4 202511.64%
Q1 202611.25%
Q2 202611.00%
Delinquent loans (60+ days)
0.43%1.07%1.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.43%
Q4 20240.84%
Q1 20250.79%
Q2 20250.71%
Q3 20251.06%
Q4 20251.51%
Q1 20261.71%
Q2 20261.16%
Return on assets
0.68%1.46%2.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.38%
Q3 20241.24%
Q4 20241.00%
Q1 20252.23%
Q2 20251.31%
Q3 20251.19%
Q4 20251.13%
Q1 20261.18%
Q2 20260.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$129.0M11.00%1.16%0.68%56.3%
Q1 202666$125.6M11.25%1.71%1.18%58.5%
Q4 202568$118.1M11.64%1.51%1.13%63.3%
Q3 202572$115.8M11.64%1.06%1.19%66.3%
Q2 202576$117.4M11.25%0.71%1.31%64.6%
Q1 202581$116.6M11.23%0.79%2.23%62.7%
Q4 202472$111.9M11.12%0.84%1.00%62.9%
Q3 202478$113.0M10.99%0.43%1.24%62.0%
Q2 202479$109.6M11.06%0.47%1.38%59.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.00%
44th
Problem loans1.16%
23rd
Net charge-offs1.72%
2nd
Return on assets0.68%
45th
Loans to deposits56.3%
83rd
Uninsured deposits3.2%
80th
Loan-loss reserves0.00%
50th
Texas ratio5.7%
33rd

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Gulf Coast Community Federal Credit UnionCredit union Gulfport, MS73 out of 100, Strong$125.5M17.7%1.22%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Centuryfirst Federal Credit UnionCredit union Hattiesburg, MS66 out of 100, Moderate$144.9M13.9%1.80%vs
Rivertrust Federal Credit UnionCredit union Pearl, MS84 out of 100, Strong$167.8M19.3%0.60%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Statewide Federal Credit UnionCredit union Flowood, MS68 out of 100, Moderate$211.4M9.5%0.59%vs

Deposit insurance

Is my money safe at Triangle Federal Credit Union?

Yes. Triangle Federal Credit Union is a federally insured credit union (NCUA charter #13334). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($3.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Triangle Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Triangle Federal Credit Union
Type
Federal credit union
NCUA charter #
13334
RSSD ID
900584
Primary regulator
NCUA
Established
1959
Headquarters
P. O. Box 8300, Columbus, MS 39705
Employees
40

Quick answers

Triangle Federal Credit Union: common questions

Is Triangle Federal Credit Union NCUA insured?

Yes. Triangle Federal Credit Union is a federally insured credit union (NCUA charter #13334). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Triangle Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Triangle Federal Credit Union have?

3 offices as of the latest NCUA data.