TellerScore

Weyco Community Credit Union is a federally insured state-chartered credit union headquartered in Plymouth, North Carolina, in business for about 67 years. At the end of Q2 2026 it reported $115.5M in total assets and $103.6M in member shares and deposits, with 3 offices across 2 states.

Weyco Community Credit Union has a TellerScore of 49 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 1,341 credit unions with $100 million – $1 billion. Among 57 credit unions headquartered in North Carolina, it ranks 51st. Funding & liquidity contributes the most (92/100, 68% loans-to-deposits, 7% uninsured); loan quality contributes the least (26/100, 2.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.94%
Loan quality26/100
Loans 60+ days delinquent ÷ total loans: 2.21%
Earnings33/100
Return on assets (annualized): 0.31%
Funding & liquidity92/100
Loans ÷ shares: 67.9% · 7.5% uninsured
Problem-loan coverage73/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 13.59%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (51 → 49), mostly because the funding & liquidity component weakened by 8 points.

TellerScore
424752Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202447
Q3 202450
Q4 202451
Q1 202550
Q2 202551
Q3 202552
Q4 202542
Q1 202648
Q2 202649
Net worth ratio
7.00%8.78%10.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.56%
Q3 202410.53%
Q4 202410.15%
Q1 20259.97%
Q2 202510.10%
Q3 202510.15%
Q4 202510.17%
Q1 20269.92%
Q2 20269.94%
Delinquent loans (60+ days)
2.11%2.65%3.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.73%
Q3 20242.43%
Q4 20242.18%
Q1 20252.20%
Q2 20252.18%
Q3 20252.11%
Q4 20253.20%
Q1 20262.28%
Q2 20262.21%
Return on assets
0.19%0.28%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.36%
Q4 20240.19%
Q1 20250.26%
Q2 20250.33%
Q3 20250.34%
Q4 20250.21%
Q1 20260.24%
Q2 20260.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202649$115.5M9.94%2.21%0.31%67.9%
Q1 202648$114.6M9.92%2.28%0.24%65.8%
Q4 202542$111.1M10.17%3.20%0.21%66.2%
Q3 202552$111.8M10.15%2.11%0.34%63.7%
Q2 202551$111.3M10.10%2.18%0.33%60.7%
Q1 202550$111.7M9.97%2.20%0.26%58.9%
Q4 202451$109.1M10.15%2.18%0.19%59.9%
Q3 202450$105.8M10.53%2.43%0.36%61.2%
Q2 202447$104.1M10.56%2.73%0.26%61.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.94%
27th
Problem loans2.21%
5th
Net charge-offs0.66%
23rd
Return on assets0.31%
19th
Loans to deposits67.9%
65th
Uninsured deposits7.5%
34th
Loan-loss reserves0.00%
50th
Texas ratio13.6%
6th

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Nova Credit UnionCredit union Charlotte, NC79 out of 100, Strong$120.7M17.6%0.56%vs
American Partners Federal Credit UnionCredit union Reidsville, NC69 out of 100, Moderate$107.7M10.6%0.30%vs
North Carolina Community Federal Credit UnionCredit union Goldsboro, NC80 out of 100, Strong$107.1M10.9%0.13%vs
Bragg Mutual Federal Credit UnionCredit union Fayetteville, NC54 out of 100, Below average$131.1M8.3%0.85%vs
R T P Federal Credit UnionCredit union Rtp, NC58 out of 100, Moderate$142.2M8.1%0.85%vs
Duke University Federal Credit UnionCredit union Durham, NC64 out of 100, Moderate$203.2M10.7%1.71%vs

Deposit insurance

Is my money safe at Weyco Community Credit Union?

Yes. Weyco Community Credit Union is a federally insured credit union (NCUA charter #66324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($7.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Weyco Community Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Weyco Community Credit Union reported 47 home-loan applications under HMDA (LEI 5493007ATUOSGE6PR745): 38 originated ($9,490,000 total), 9 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Weyco Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66324
RSSD ID
161899
Primary regulator
State + NCUA
Established
1959
Headquarters
Po Box 69, Plymouth, NC 27962
Employees
23

Quick answers

Weyco Community Credit Union: common questions

Is Weyco Community Credit Union NCUA insured?

Yes. Weyco Community Credit Union is a federally insured credit union (NCUA charter #66324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Weyco Community Credit Union's TellerScore?

49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Weyco Community Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Plymouth

InstitutionScoreAssetsCapitalProblem loansCompare
First BankBank Southern Pines, NC74 out of 100, Strong$13.0B11.5%0.49%vs
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%vs
Atlantic Union BankBank Richmond City, VA73 out of 100, Strong$38.0B11.4%0.50%vs
Southern Bank and Trust CompanyBank Mount Olive, NC70 out of 100, Strong$5.3B9.6%0.12%vs
Self-Help Credit UnionCredit union Durham, NC64 out of 100, Moderate$2.2B24.5%1.97%vs
First National Bank of PennsylvaniaBank Greenville, PA64 out of 100, Moderate$50.8B9.4%0.38%vs