Weyco Community Credit Union is a federally insured state-chartered credit union headquartered in Plymouth, North Carolina, in business for about 67 years. At the end of Q2 2026 it reported $115.5M in total assets and $103.6M in member shares and deposits, with 3 offices across 2 states.
Weyco Community Credit Union has a TellerScore of 49 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 1,341 credit unions with $100 million – $1 billion. Among 57 credit unions headquartered in North Carolina, it ranks 51st. Funding & liquidity contributes the most (92/100, 68% loans-to-deposits, 7% uninsured); loan quality contributes the least (26/100, 2.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (51 → 49), mostly because the funding & liquidity component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 47 |
| Q3 2024 | 50 |
| Q4 2024 | 51 |
| Q1 2025 | 50 |
| Q2 2025 | 51 |
| Q3 2025 | 52 |
| Q4 2025 | 42 |
| Q1 2026 | 48 |
| Q2 2026 | 49 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.56% |
| Q3 2024 | 10.53% |
| Q4 2024 | 10.15% |
| Q1 2025 | 9.97% |
| Q2 2025 | 10.10% |
| Q3 2025 | 10.15% |
| Q4 2025 | 10.17% |
| Q1 2026 | 9.92% |
| Q2 2026 | 9.94% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.73% |
| Q3 2024 | 2.43% |
| Q4 2024 | 2.18% |
| Q1 2025 | 2.20% |
| Q2 2025 | 2.18% |
| Q3 2025 | 2.11% |
| Q4 2025 | 3.20% |
| Q1 2026 | 2.28% |
| Q2 2026 | 2.21% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.26% |
| Q2 2025 | 0.33% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 49 | $115.5M | 9.94% | 2.21% | 0.31% | 67.9% |
| Q1 2026 | 48 | $114.6M | 9.92% | 2.28% | 0.24% | 65.8% |
| Q4 2025 | 42 | $111.1M | 10.17% | 3.20% | 0.21% | 66.2% |
| Q3 2025 | 52 | $111.8M | 10.15% | 2.11% | 0.34% | 63.7% |
| Q2 2025 | 51 | $111.3M | 10.10% | 2.18% | 0.33% | 60.7% |
| Q1 2025 | 50 | $111.7M | 9.97% | 2.20% | 0.26% | 58.9% |
| Q4 2024 | 51 | $109.1M | 10.15% | 2.18% | 0.19% | 59.9% |
| Q3 2024 | 50 | $105.8M | 10.53% | 2.43% | 0.36% | 61.2% |
| Q2 2024 | 47 | $104.1M | 10.56% | 2.73% | 0.26% | 61.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nova Credit UnionCredit union Charlotte, NC | 79 out of 100, Strong | $120.7M | 17.6% | 0.56% | vs |
| American Partners Federal Credit UnionCredit union Reidsville, NC | 69 out of 100, Moderate | $107.7M | 10.6% | 0.30% | vs |
| North Carolina Community Federal Credit UnionCredit union Goldsboro, NC | 80 out of 100, Strong | $107.1M | 10.9% | 0.13% | vs |
| Bragg Mutual Federal Credit UnionCredit union Fayetteville, NC | 54 out of 100, Below average | $131.1M | 8.3% | 0.85% | vs |
| R T P Federal Credit UnionCredit union Rtp, NC | 58 out of 100, Moderate | $142.2M | 8.1% | 0.85% | vs |
| Duke University Federal Credit UnionCredit union Durham, NC | 64 out of 100, Moderate | $203.2M | 10.7% | 1.71% | vs |
Deposit insurance
Is my money safe at Weyco Community Credit Union?
Yes. Weyco Community Credit Union is a federally insured credit union (NCUA charter #66324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.5% of shares and deposits ($7.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Weyco Community Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Fairhope, AL (1)
- Plymouth, NC (1)
- Vanceboro, NC (1)
HMDA 2025
Mortgage lending
In 2025, Weyco Community Credit Union reported 47 home-loan applications under HMDA (LEI 5493007ATUOSGE6PR745): 38 originated ($9,490,000 total), 9 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Weyco Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66324
- RSSD ID
- 161899
- Primary regulator
- State + NCUA
- Established
- 1959
- Headquarters
- Po Box 69, Plymouth, NC 27962
- Employees
- 23
Quick answers
Weyco Community Credit Union: common questions
Is Weyco Community Credit Union NCUA insured?
Yes. Weyco Community Credit Union is a federally insured credit union (NCUA charter #66324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Weyco Community Credit Union's TellerScore?
49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Weyco Community Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Plymouth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First BankBank Southern Pines, NC | 74 out of 100, Strong | $13.0B | 11.5% | 0.49% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| Atlantic Union BankBank Richmond City, VA | 73 out of 100, Strong | $38.0B | 11.4% | 0.50% | vs |
| Southern Bank and Trust CompanyBank Mount Olive, NC | 70 out of 100, Strong | $5.3B | 9.6% | 0.12% | vs |
| Self-Help Credit UnionCredit union Durham, NC | 64 out of 100, Moderate | $2.2B | 24.5% | 1.97% | vs |
| First National Bank of PennsylvaniaBank Greenville, PA | 64 out of 100, Moderate | $50.8B | 9.4% | 0.38% | vs |