The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (62 → 64), mostly because the capital cushion component improved by 5 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Pennsylvania

Yes. First National Bank of Pennsylvania is an FDIC-insured institution (FDIC certificate #7888). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 40.2% of deposits ($15.7B) are above the $250,000 FDIC insurance limit, close to the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.43%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.62% (benchmark: 10%).

Check how much of your own balance is covered

First National Bank of Pennsylvania lists 349 offices in 244 cities across 8 states. Most locations:

• Pittsburgh, PA (26)
• Charlotte, NC (6)
• Baltimore, MD (5)
• Erie, PA (5)
• Harrisburg, PA (5)
• State College, PA (5)
• Cleveland, OH (4)
• Durham, NC (4)
• Greensboro, NC (4)
• Greensburg, PA (4)
• Johnstown, PA (4)
• Lancaster, PA (4)

All branch addresses and map

Over the last three years, the CFPB forwarded 321 consumer complaints about FIRST NATIONAL BANK OF PENNSYLVANIA to the company (109 in the last 12 months). 99.7% received a timely response. That is 8.2 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, First National Bank of Pennsylvania reported 22,930 home-loan applications under HMDA (LEI N8T7HW55LK5D2ORCKP39): 15,800 originated ($4,744,900,000 total), 5,756 denied, and 1,262 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First National Bank of Pennsylvania

Former names

The First National Bank of Greenville; First National Bank of Mercer County; First National Bank of Mercer County, Greenville, Pa.

Type

National bank

FDIC certificate #

7888

RSSD ID

379920

Primary regulator

OCC

Holding company

F N B Corp

Established

February 4, 1864

Headquarters

166 Main St, Greenville, PA 16125

Website

www.fnb-online.com

Employees

4,173