TellerScore

Headquartered in White Plains, New York, White Plains P O Employees Federal Credit Union is a federal credit union with $851K in total assets and $631K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.

White Plains P O Employees Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 75th. Capital cushion contributes the most (100/100, 25.10%); earnings contributes the least (0/100, -1.32%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.10%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -1.32%
Funding & liquidity100/100
Loans ÷ shares: 19.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 80).

TellerScore
798081Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202480
Q3 202480
Q4 202480
Q1 202580
Q2 202580
Q3 202580
Q4 202580
Q1 202680
Q2 202680
Net worth ratio
7.00%17.34%27.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202425.50%
Q3 202427.04%
Q4 202427.30%
Q1 202527.37%
Q2 202527.68%
Q3 202526.79%
Q4 202525.72%
Q1 202624.72%
Q2 202625.10%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-2.17%-1.61%-1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-1.15%
Q3 2024-1.28%
Q4 2024-1.87%
Q1 2025-1.19%
Q2 2025-1.05%
Q3 2025-1.26%
Q4 2025-2.17%
Q1 2026-1.60%
Q2 2026-1.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$851K25.10%0.00%-1.32%19.6%
Q1 202680$873K24.72%0.00%-1.60%7.7%
Q4 202580$853K25.72%0.00%-2.17%9.2%
Q3 202580$853K26.79%0.00%-1.26%8.4%
Q2 202580$839K27.68%0.00%-1.05%8.2%
Q1 202580$860K27.37%0.00%-1.19%9.4%
Q4 202480$871K27.30%0.00%-1.87%9.1%
Q3 202480$907K27.04%0.00%-1.28%10.7%
Q2 202480$892K25.50%0.00%-1.15%11.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.10%
89th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-1.32%
6th
Loans to deposits19.6%
95th
Uninsured deposits0.0%
81st
Loan-loss reserves8.10%
98th
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Church of the Master Federal Credit UnionCredit union New York, NY74 out of 100, Strong$899K60.9%15.95%vs
Stratton Air National Guard Federal Credit UnionCredit union Scotia, NY94 out of 100, Very strong$920K39.3%0.00%vs
Fidelis Federal Credit UnionCredit union New York, NY83 out of 100, Strong$726K39.6%1.17%vs
Becco Buffalo Federal Credit UnionCredit union Tonawanda, NY87 out of 100, Very strong$990K24.6%0.78%vs
Sts Peter & Paul Federal Credit UnionCredit union Brooklyn, NY84 out of 100, Strong$707K42.1%—vs
Abyssinian Baptist Church Federal Credit UnionCredit union New York City, NY80 out of 100, Strong$1.0M8.6%0.00%vs

Deposit insurance

Is my money safe at White Plains P O Employees Federal Credit Union?

Yes. White Plains P O Employees Federal Credit Union is a federally insured credit union (NCUA charter #3110). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

White Plains P O Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
White Plains P O Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
3110
RSSD ID
511971
Primary regulator
NCUA
Established
1939
Headquarters
100 Fisher Ave, PO Box 2, White Plains, NY 10602
Employees
1

Quick answers

White Plains P O Employees Federal Credit Union: common questions

Is White Plains P O Employees Federal Credit Union NCUA insured?

Yes. White Plains P O Employees Federal Credit Union is a federally insured credit union (NCUA charter #3110). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is White Plains P O Employees Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does White Plains P O Employees Federal Credit Union have?

1 office as of the latest NCUA data.