TellerScore

Headquartered in Tonawanda, New York, Becco Buffalo Federal Credit Union is a federal credit union with $990K in total assets and $742K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.

Based on its Q2 2026 filing, Becco Buffalo Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 42nd. Its strongest component is capital cushion (100/100; 24.63%), and its lowest is loan quality (74/100; 0.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.63%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.78%
Earnings79/100
Return on assets (annualized): 1.49%
Funding & liquidity86/100
Loans ÷ shares: 74.0% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (89 → 87), mostly because the earnings component weakened by 21 points.

TellerScore
718089Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202485
Q4 202486
Q1 202587
Q2 202589
Q3 202589
Q4 202587
Q1 202671
Q2 202687
Net worth ratio
7.00%15.81%24.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.50%
Q3 202419.35%
Q4 202419.62%
Q1 202520.03%
Q2 202520.27%
Q3 202520.85%
Q4 202521.83%
Q1 202624.53%
Q2 202624.63%
Delinquent loans (60+ days)
0.00%0.44%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.89%
Q3 20250.64%
Q4 20250.67%
Q1 20260.70%
Q2 20260.78%
Return on assets
-5.22%-1.59%2.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.04%
Q3 20240.53%
Q4 20240.66%
Q1 20250.79%
Q2 20252.04%
Q3 20251.65%
Q4 20251.45%
Q1 2026-5.22%
Q2 20261.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$990K24.63%0.78%1.49%74.0%
Q1 202671$990K24.53%0.70%-5.22%82.5%
Q4 202587$1.1M21.83%0.67%1.45%76.5%
Q3 202589$1.1M20.85%0.64%1.65%76.1%
Q2 202589$1.1M20.27%0.89%2.04%77.4%
Q1 202587$1.1M20.03%0.00%0.79%84.3%
Q4 202486$1.1M19.62%0.00%0.66%82.2%
Q3 202485$1.1M19.35%0.00%0.53%83.5%
Q2 202483$1.2M18.50%0.00%0.04%72.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.63%
88th
Problem loans0.78%
47th
Net charge-offs0.00%
77th
Return on assets1.49%
84th
Loans to deposits74.0%
27th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

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Deposit insurance

Is my money safe at Becco Buffalo Federal Credit Union?

Yes. Becco Buffalo Federal Credit Union is a federally insured credit union (NCUA charter #10225). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Becco Buffalo Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Becco Buffalo Federal Credit Union
Type
Federal credit union
NCUA charter #
10225
RSSD ID
844781
Primary regulator
NCUA
Established
1955
Headquarters
Evonik, 35 Sawyer Ave, Tonawanda, NY 14150
Employees
3

Quick answers

Becco Buffalo Federal Credit Union: common questions

Is Becco Buffalo Federal Credit Union NCUA insured?

Yes. Becco Buffalo Federal Credit Union is a federally insured credit union (NCUA charter #10225). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Becco Buffalo Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Becco Buffalo Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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