TellerScore

Headquartered in New York, New York, Fidelis Federal Credit Union is a federal credit union with $726K in total assets and $438K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1956.

Fidelis Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 65th. Capital cushion contributes the most (100/100, 39.56%); loan quality contributes the least (61/100, 1.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 39.56%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.17%
Earnings64/100
Return on assets (annualized): 1.11%
Funding & liquidity99/100
Loans ÷ shares: 61.1% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (87 → 83), mostly because the earnings component weakened by 36 points.

TellerScore
678297Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202497
Q4 202488
Q1 202588
Q2 202587
Q3 202590
Q4 202579
Q1 202693
Q2 202683
Net worth ratio
7.00%26.25%45.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202444.16%
Q3 202443.86%
Q4 202445.04%
Q1 202545.10%
Q2 202543.54%
Q3 202545.51%
Q4 202539.57%
Q1 202639.21%
Q2 202639.56%
Delinquent loans (60+ days)
0.19%2.15%4.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.10%
Q3 20240.19%
Q4 20240.67%
Q1 20251.30%
Q2 20251.56%
Q3 20251.21%
Q4 20250.37%
Q1 20260.78%
Q2 20261.17%
Return on assets
-0.19%4.75%9.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.07%
Q3 20241.85%
Q4 20241.36%
Q1 20252.13%
Q2 20259.70%
Q3 20255.66%
Q4 2025-0.19%
Q1 20262.49%
Q2 20261.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$726K39.56%1.17%1.11%61.1%
Q1 202693$726K39.21%0.78%2.49%51.3%
Q4 202579$714K39.57%0.37%-0.19%54.7%
Q3 202590$701K45.51%1.21%5.66%59.0%
Q2 202587$736K43.54%1.56%9.70%50.5%
Q1 202588$639K45.10%1.30%2.13%64.2%
Q4 202488$632K45.04%0.67%1.36%71.7%
Q3 202497$649K43.86%0.19%1.85%56.8%
Q2 202467$636K44.16%4.10%1.07%47.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio39.56%
98th
Problem loans1.17%
35th
Net charge-offs0.00%
77th
Return on assets1.11%
72nd
Loans to deposits61.1%
46th
Uninsured deposits0.0%
81st
Loan-loss reserves0.33%
75th
Texas ratio1.1%
64th

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Deposit insurance

Is my money safe at Fidelis Federal Credit Union?

Yes. Fidelis Federal Credit Union is a federally insured credit union (NCUA charter #11380). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 39.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Fidelis Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fidelis Federal Credit Union
Type
Federal credit union
NCUA charter #
11380
RSSD ID
970185
Primary regulator
NCUA
Established
1956
Headquarters
448 West 152nd St, New York, NY 10031
Employees
1

Quick answers

Fidelis Federal Credit Union: common questions

Is Fidelis Federal Credit Union NCUA insured?

Yes. Fidelis Federal Credit Union is a federally insured credit union (NCUA charter #11380). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fidelis Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fidelis Federal Credit Union have?

1 office as of the latest NCUA data.

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