TellerScore

Church of the Master Federal Credit Union (NCUA charter #5127) is based in New York, New York. Its Q2 2026 call report shows $899K in total assets and $350K in member shares and deposits and 1 office.

Church of the Master Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 111th. Capital cushion contributes the most (100/100, 60.90%); loan quality contributes the least (0/100, 15.95%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 60.90%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 15.95%
Earnings100/100
Return on assets (annualized): 3.31%
Funding & liquidity100/100
Loans ÷ shares: 51.5% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (80 → 74), mostly because the loan quality component weakened by 83 points.

TellerScore
7286100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 2024100
Q4 2024100
Q1 2025100
Q2 202580
Q3 202573
Q4 202581
Q1 202672
Q2 202674
Net worth ratio
7.00%33.95%60.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202424.30%
Q3 202427.12%
Q4 202426.88%
Q1 202549.51%
Q2 202549.14%
Q3 202552.15%
Q4 202551.86%
Q1 202652.44%
Q2 202660.90%
Delinquent loans (60+ days)
0.00%13.37%26.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.52%
Q3 202526.75%
Q4 20252.32%
Q1 20267.00%
Q2 202615.95%
Return on assets
-0.01%61.94%123.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.04%
Q3 20244.28%
Q4 20242.28%
Q1 2025123.89%
Q2 2025-0.01%
Q3 202543.73%
Q4 202534.80%
Q1 20261.71%
Q2 20263.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$899K60.90%15.95%3.31%51.5%
Q1 202672$1.0M52.44%7.00%1.71%35.1%
Q4 202581$997K51.86%2.32%34.80%35.3%
Q3 202573$987K52.15%26.75%43.73%34.2%
Q2 202580$946K49.14%0.52%-0.01%40.2%
Q1 2025100$945K49.51%0.00%123.89%33.1%
Q4 2024100$652K26.88%0.00%2.28%25.2%
Q3 2024100$651K27.12%0.00%4.28%25.1%
Q2 202484$650K24.30%0.00%0.04%20.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio60.90%
100th
Problem loans15.95%
1st
Net charge-offs0.00%
77th
Return on assets3.31%
99th
Loans to deposits51.5%
61st
Uninsured deposits0.0%
81st
Loan-loss reserves0.55%
78th
Texas ratio5.2%
28th

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Deposit insurance

Is my money safe at Church of the Master Federal Credit Union?

Yes. Church of the Master Federal Credit Union is a federally insured credit union (NCUA charter #5127). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 60.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Church of the Master Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Church of the Master Federal Credit Union
Type
Federal credit union
NCUA charter #
5127
RSSD ID
900070
Primary regulator
NCUA
Established
1944
Headquarters
81 Morningside Ave, New York, NY 10027

Quick answers

Church of the Master Federal Credit Union: common questions

Is Church of the Master Federal Credit Union NCUA insured?

Yes. Church of the Master Federal Credit Union is a federally insured credit union (NCUA charter #5127). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Church of the Master Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Church of the Master Federal Credit Union have?

1 office as of the latest NCUA data.

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