Louisiana · HMDA 2025
Mortgage lenders in Vernon Parish, LA
120 lenders reported 1,315 home-loan applications in Vernon Parish in 2025. 593 closed as loans ($128.8M), 261 were denied — a 27.9% denial rate on decided applications, close to the Louisiana rate of 27.8%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,315
- Loans originated
- 593
- Purchase / refinance
- 359 / 186
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vernon Parish
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 116 | 8.8% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 107 | 8.1% | — |
| 3 | Mortgage Research Center, LLC | 94 | 7.1% | — |
| 4 | BARKSDALE | 77 | 5.9% | — |
| 5 | Merchants & Farmers Bank & Trust Company 70 out of 100, Strong | 73 | 5.6% | 16.0% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 66 | 5.0% | 32.9% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 56 | 4.3% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 54 | 4.1% | — |
| 9 | Rocket Mortgage, LLC | 52 | 4.0% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 52 | 4.0% | — |
| 11 | NEWREZ LLC | 32 | 2.4% | — |
| 12 | Fairway Independent Mortgage Corporation | 31 | 2.4% | — |
| 13 | Sabine State Bank and Trust Company | 27 | 2.1% | — |
| 14 | PLANET HOME LENDING, LLC | 27 | 2.1% | — |
| 15 | GUILD MORTGAGE COMPANY | 24 | 1.8% | — |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 1.8% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 1.7% | — |
| 18 | First National Bank in DeRidder | 22 | 1.7% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 14 | 1.1% | — |
| 21 | The Evangeline Bank & Trust Company 77 out of 100, Strong | 13 | 1.0% | 3.5% |
| 22 | NEW DAY FINANCIAL, LLC | 13 | 1.0% | — |
| 23 | Loandepot.Com, LLC | 12 | 0.9% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.9% | — |
| 25 | LoanUnited.com, LLC | 12 | 0.9% | — |
| 26 | USAA Federal Savings Bank 64 out of 100, Moderate | 12 | 0.9% | 37.2% |
| 27 | EUSTIS MORTGAGE CORPORATION | 11 | 0.8% | — |
| 28 | TAMMAC HOLDINGS CORPORATION | 10 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 10 | 0.8% | — |
| 30 | Broker Solutions, Inc. | 9 | 0.7% | — |
| 31 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 9 | 0.7% | — |
| 32 | Equity Prime Mortgage LLC | 9 | 0.7% | — |
| 33 | UNION HOME MORTGAGE CORP. | 8 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.5% | — |
| 35 | UNITED BUILT HOMES, L.L.C. | 7 | 0.5% | — |
| 36 | The Federal Savings Bank 51 out of 100, Below average | 6 | 0.5% | 19.1% |
| 37 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 0.5% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 6 | 0.5% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.5% | 74.7% |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.4% | 14.1% |
Top 40 of 120 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Louisiana
- East Baton Rouge Parish 14,990 apps
- St. Tammany Parish 11,806 apps
- Jefferson Parish 11,110 apps
- Orleans Parish 10,656 apps
- Lafayette Parish 10,071 apps
- Caddo Parish 7,498 apps
- Livingston Parish 6,817 apps
- Calcasieu Parish 6,085 apps
- Ascension Parish 5,694 apps
- Tangipahoa Parish 5,691 apps
- Bossier Parish 5,380 apps
- Ouachita Parish 5,074 apps