TellerScore

Hawaii · Q2 2026 call reports

Safest banks & credit unions in Hawaii

6 banks and 45 credit unions are headquartered in Hawaii, holding $72.7B in deposits. Including out-of-state institutions, there are 334 branch locations in the state. The highest-scoring Hawaii-based bank is Hawaii National Bank (72/100); highest-scoring credit union is Hawaii County Employees Federal Credit Union (93/100). The median score across all of them is 71.

Banks
6
Credit unions
45
Branches
334
Failures since 1934
6latest Oct 13, 2000

6 headquartered here

Hawaii banks ranked by score

InstitutionScoreAssetsCapitalProblem loans
Hawaii National BankBank Honolulu72 out of 100, Strong$871.7M11.0%0.05%
American Savings Bank, National AssociationBank Honolulu71 out of 100, Strong$9.0B9.1%0.19%
First Hawaiian BankBank Honolulu67 out of 100, Moderate$23.6B9.4%0.30%
Central Pacific BankBank Honolulu67 out of 100, Moderate$7.5B9.6%0.30%
Bank of HawaiiBank Honolulu64 out of 100, Moderate$23.8B8.4%0.18%
Finance Factors, Ltd.Bank Honolulu55 out of 100, Moderate$683.7M12.0%2.23%

45 headquartered here

Hawaii credit unions ranked by score

InstitutionScoreAssetsCapitalProblem loans
Hawaii County Employees Federal Credit UnionCredit union Hilo93 out of 100, Very strong$148.0M15.2%0.21%
Glover Federal Credit UnionCredit union Honolulu92 out of 100, Very strong$2.6M34.5%0.00%
Onomea Federal Credit UnionCredit union Papaikou90 out of 100, Very strong$26.0M18.3%0.46%
Hamakua Federal Credit UnionCredit union Pepeekeo90 out of 100, Very strong$23.4M14.5%0.38%
Hawaii Federal Credit UnionCredit union Honolulu89 out of 100, Very strong$104.0M15.2%0.23%
Maui Teachers Federal Credit UnionCredit union Wailuku89 out of 100, Very strong$38.5M16.8%0.00%
Waialua Federal Credit UnionCredit union Waialua88 out of 100, Very strong$47.4M17.8%0.16%
Ewa Federal Credit UnionCredit union Ewa Beach86 out of 100, Very strong$13.1M23.9%0.65%
Helco Federal Credit UnionCredit union Hilo84 out of 100, Strong$46.5M18.8%0.14%
Hawaii Schools Federal Credit UnionCredit union Honolulu83 out of 100, Strong$78.9M13.2%0.18%
Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu83 out of 100, Strong$37.1M18.4%1.02%
Kahului Federal Credit UnionCredit union Kahului82 out of 100, Strong$78.8M13.9%0.13%
University of Hawaii Federal Credit UnionCredit union Honolulu81 out of 100, Strong$975.7M11.4%0.30%
Gather Federal Credit UnionCredit union Lihue81 out of 100, Strong$934.5M12.8%0.99%
Maui Federal Credit UnionCredit union Kahului81 out of 100, Strong$146.2M14.5%1.15%
Wailuku Federal Credit UnionCredit union Kahului79 out of 100, Strong$135.4M12.7%1.18%
McBryde Federal Credit UnionCredit union Eleele79 out of 100, Strong$102.7M26.9%1.70%
Hawaii Law Enforcement Federal Credit UnionCredit union Honolulu78 out of 100, Strong$230.3M13.2%0.50%
Lanai Federal Credit UnionCredit union Lanai City78 out of 100, Strong$38.2M11.9%0.88%
Pearl Hawaii Federal Credit UnionCredit union Waipahu77 out of 100, Strong$545.1M10.2%0.42%
Hawaiian Financial Federal Credit UnionCredit union Honolulu75 out of 100, Strong$1.1B11.7%0.54%
Ko`olau Federal Credit UnionCredit union Kailua75 out of 100, Strong$103.9M9.4%0.05%
CU Hawaii Federal Credit UnionCredit union Hilo74 out of 100, Strong$460.3M11.0%0.33%
Hawaiiusa Federal Credit UnionCredit union Honolulu73 out of 100, Strong$2.7B10.6%0.39%
Hawaii State Federal Credit UnionCredit union Honolulu71 out of 100, Strong$2.9B10.0%1.07%
Big Island Federal Credit UnionCredit union Hilo71 out of 100, Strong$194.5M9.3%0.16%
Garden Island Federal Credit UnionCredit union Lihue71 out of 100, Strong$126.2M13.7%1.35%
Aloha Pacific Federal Credit UnionCredit union Honolulu70 out of 100, Strong$1.5B9.8%0.50%
Honolulu Federal Credit UnionCredit union Honolulu70 out of 100, Strong$423.3M12.8%1.36%
Local Union 1186 Ibew Federal Credit UnionCredit union Honolulu69 out of 100, Moderate$12.8M14.9%1.98%
Maui County Federal Credit UnionCredit union Wailuku68 out of 100, Moderate$487.5M14.0%2.09%
Valley Isle Community Federal Credit UnionCredit union Kahului68 out of 100, Moderate$174.1M9.3%0.44%
Honolulu Fire Department Federal Credit UnionCredit union Honolulu68 out of 100, Moderate$84.5M11.6%0.99%
Molokai Community Federal Credit UnionCredit union Kaunakakai68 out of 100, Moderate$38.3M18.5%4.40%
Plumbers & Fitters Local 675 Federal Credit UnionCredit union Honolulu67 out of 100, Moderate$2.3M20.1%6.55%
Lokahi Federal Credit UnionCredit union Honolulu66 out of 100, Moderate$701.9M9.5%0.39%
Kauai Ohana Federal Credit UnionCredit union Lihue63 out of 100, Moderate$63.3M8.6%0.59%
Signia Federal Credit UnionCredit union Wahiawa63 out of 100, Moderate$34.0M17.2%2.28%
Hawaii Central Federal Credit UnionCredit union Honolulu62 out of 100, Moderate$307.6M10.1%1.43%
Hfs Federal Credit UnionCredit union Hilo61 out of 100, Moderate$1.1B9.3%1.41%
Hotel and Travel Industry Federal Credit UnionCredit union Honolulu61 out of 100, Moderate$40.0M8.9%0.81%
Hawaii Community Federal Credit UnionCredit union Kailua Kona60 out of 100, Moderate$808.3M9.7%1.32%
Hawaii First Federal Credit UnionCredit union Kamuela41 out of 100, Below average$73.4M9.8%3.68%
Kahuku Federal Credit UnionCredit union Kahuku40 out of 100, Below average$7.7M14.0%9.24%
Kauai Federal Credit UnionCredit union Lihue36 out of 100, Low$192.8M8.8%2.71%

Branch networks

Out-of-state institutions with the most Hawaii branches

InstitutionScoreAssetsCapitalProblem loansHI branches
Bank of HopeBank Los Angeles, CA60 out of 100, Moderate$19.0B10.8%0.88%25
Mechanics BankBank Walnut Creek, CA65 out of 100, Moderate$21.2B9.4%0.41%4
Commonwealth Business BankBank Los Angeles, CA64 out of 100, Moderate$2.0B13.9%1.88%2
Navy Federal Credit UnionCredit union Vienna, VA66 out of 100, Moderate$204.4B11.7%1.58%1
First American Trust, FSBBank Santa Ana, CA67 out of 100, Moderate$9.2B7.9%0.00%1
Sunflower Bank, National AssociationBank Dallas, TX51 out of 100, Below average$15.7B10.3%1.63%1
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%1
I.L.W.U. Federal Credit UnionCredit union Long Beach, CA67 out of 100, Moderate$607.5M9.9%0.89%1
First-Citizens Bank & Trust CompanyBank Raleigh, NC58 out of 100, Moderate$236.3B9.7%1.12%1
Pentagon Federal Credit UnionCredit union McLean, VA64 out of 100, Moderate$29.2B10.7%1.07%1
Royal Business BankBank Los Angeles, CA68 out of 100, Moderate$4.3B12.5%0.72%1

12 city pages

Banks by city in Hawaii

33 smaller places (below our 5-institution, 8-branch threshold for a separate page)

These places don't get a separate page; here is what's there.

  • Pearl City: 7 branches of 7 institutions
  • Ewa Beach: 6 branches of 6 institutions
  • Kihei: 6 branches of 6 institutions
  • Wailuku: 6 branches of 6 institutions
  • Wahiawa: 5 branches of 5 institutions
  • Kapaa: 5 branches of 5 institutions
  • Kealakekua: 4 branches of 3 institutions
  • Kamuela: 4 branches of 4 institutions
  • Keaau: 3 branches of 3 institutions
  • Waimea: 3 branches of 3 institutions
  • Waianae: 3 branches of 3 institutions
  • Koloa: 3 branches of 3 institutions
  • Haleiwa: 3 branches of 3 institutions
  • Eleele: 3 branches of 3 institutions
  • Pahoa: 3 branches of 3 institutions
  • Kapaau: 2 branches of 1 institution
  • Honokaa: 2 branches of 2 institutions
  • Kahuku: 2 branches of 2 institutions
  • Kaunakakai: 2 branches of 2 institutions
  • Makawao: 2 branches of 2 institutions
  • Princeville: 2 branches of 2 institutions
  • Paia: 1 branch of 1 institution
  • Lanai City: 1 branch of 1 institution
  • Pepeekeo: 1 branch of 1 institution
  • Fort Shafter: 1 branch of 1 institution
  • Pukalani: 1 branch of 1 institution
  • Laie: 1 branch of 1 institution
  • Waialua: 1 branch of 1 institution
  • Kilauea: 1 branch of 1 institution
  • Waikoloa: 1 branch of 1 institution
  • Hoolehua: 1 branch of 1 institution
  • Hana: 1 branch of 1 institution
  • Pahala: 1 branch of 1 institution

FDIC records

Recent bank failures in Hawaii

Full failed bank list

Mortgage lenders by county in Hawaii