TellerScore

Headquartered in Brookhaven, Mississippi, Bank of Brookhaven is a state-chartered bank with $262.2M in total assets and $229.5M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2000.

Based on its Q2 2026 filing, Bank of Brookhaven scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 11th. Its strongest component is problem-loan coverage (100/100; 0.1%), and its lowest is funding & liquidity (64/100; 64% loans-to-deposits, 44% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.64%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity64/100
Loans ÷ deposits and uninsured-deposit share: 63.9% · 44.2% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (80 → 78), mostly because the funding & liquidity component weakened by 5 points.

TellerScore
788082Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202479
Q4 202478
Q1 202580
Q2 202580
Q3 202582
Q4 202578
Q1 202679
Q2 202678
Tier 1 leverage ratio
5.00%8.60%12.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.75%
Q3 202412.00%
Q4 202411.81%
Q1 202511.51%
Q2 202511.63%
Q3 202512.20%
Q4 202511.95%
Q1 202611.64%
Q2 202611.64%
Noncurrent loans
0.00%0.02%0.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.03%
Q4 20240.01%
Q1 20250.01%
Q2 20250.00%
Q3 20250.01%
Q4 20250.03%
Q1 20260.02%
Q2 20260.02%
Return on assets
0.98%1.19%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.16%
Q3 20241.16%
Q4 20240.98%
Q1 20251.41%
Q2 20251.38%
Q3 20251.38%
Q4 20251.04%
Q1 20261.32%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$262.2M11.64%0.02%1.28%63.9%
Q1 202679$266.5M11.64%0.02%1.32%61.7%
Q4 202578$240.7M11.95%0.03%1.04%65.9%
Q3 202582$242.9M12.20%0.01%1.38%63.3%
Q2 202580$247.0M11.63%0.00%1.38%61.7%
Q1 202580$256.0M11.51%0.01%1.41%59.0%
Q4 202478$233.4M11.81%0.01%0.98%64.4%
Q3 202479$231.8M12.00%0.03%1.16%65.5%
Q2 202479$233.0M11.75%0.00%1.16%63.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.64%
60th
Total risk-based capital18.83%
83rd
Problem loans0.02%
83rd
Net charge-offs0.00%
55th
Return on assets1.28%
52nd
Net interest margin3.81%
43rd
Efficiency ratio61.5%
53rd
Loans to deposits63.9%
78th
Uninsured deposits44.2%
7th
Loan-loss reserves0.89%
16th
Texas ratio0.1%
85th

Similar-size banks in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Grand Bank for Savings, FSBBank Hattiesburg, MS64 out of 100, Moderate$280.4M11.0%0.78%vs
Unity Bank of MississippiBank Holly Springs, MS61 out of 100, Moderate$281.8M11.0%0.80%vs
FNB Picayune BankBank Picayune, MS86 out of 100, Very strong$282.3M15.4%1.26%vs
The Commercial BankBank De Kalb, MS72 out of 100, Strong$295.5M10.6%0.25%vs
The Bank of ForestBank Forest, MS68 out of 100, Moderate$296.3M10.9%1.30%vs
Bank of WigginsBank Wiggins, MS65 out of 100, Moderate$228.1M12.9%1.75%vs

Deposit insurance

Is my money safe at Bank of Brookhaven?

Yes. Bank of Brookhaven is an FDIC-insured institution (FDIC certificate #35439). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.2% of deposits ($101.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.64%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.83% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Brookhaven lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Brookhaven
Type
State-chartered bank
FDIC certificate #
35439
RSSD ID
2877831
Primary regulator
FDIC
Holding company
Haven Capital Corp
Established
January 31, 2000
Headquarters
411 Brookway Blvd, Brookhaven, MS 39601
Employees
30

Quick answers

Bank of Brookhaven: common questions

Is Bank of Brookhaven FDIC insured?

Yes. Bank of Brookhaven is an FDIC-insured institution (FDIC certificate #35439). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Brookhaven's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Brookhaven ever failed?

There is no failure record for FDIC certificate #35439 in the FDIC failed bank list.

How many branches does Bank of Brookhaven have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Brookhaven

InstitutionScoreAssetsCapitalProblem loansCompare
Copiah BankBank Hazlehurst, MS78 out of 100, Strong$332.2M11.8%0.19%vs
United Mississippi BankBank Natchez, MS75 out of 100, Strong$560.7M11.0%0.19%vs
First BankBank Mccomb, MS74 out of 100, Strong$562.9M13.0%1.11%vs
Pike National BankBank Mccomb, MS72 out of 100, Strong$408.8M11.7%0.59%vs
BankPlusBank Belzoni, MS71 out of 100, Strong$8.4B10.8%0.64%vs
Bank of FranklinBank Meadville, MS70 out of 100, Strong$302.3M9.9%0.27%vs