TellerScore

Bank of Maysville (FDIC certificate #9315) is based in Maysville, Kentucky. Its Q2 2026 call report shows $164.0M in total assets and $133.7M in deposits and 3 offices.

Based on its Q2 2026 filing, Bank of Maysville scores 93/100, which we describe as very strong. That is higher than 98% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 3rd. Its strongest component is capital cushion (100/100; 16.94%), and its lowest is earnings (78/100; 1.45%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.94%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.12%
Earnings78/100
Return on assets (annualized): 1.45%
Funding & liquidity90/100
Loans ÷ deposits and uninsured-deposit share: 64.5% · 20.6% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.36%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (91 → 93), mostly because the earnings component improved by 11 points.

TellerScore
909293Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202490
Q3 202491
Q4 202491
Q1 202592
Q2 202591
Q3 202591
Q4 202591
Q1 202692
Q2 202693
Tier 1 leverage ratio
5.00%11.04%17.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202415.52%
Q3 202415.97%
Q4 202416.07%
Q1 202515.92%
Q2 202515.94%
Q3 202516.33%
Q4 202516.74%
Q1 202617.09%
Q2 202616.94%
Noncurrent loans
0.00%0.08%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.08%
Q3 20250.08%
Q4 20250.16%
Q1 20260.16%
Q2 20260.12%
Return on assets
0.88%1.17%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.88%
Q3 20240.97%
Q4 20241.04%
Q1 20251.08%
Q2 20251.17%
Q3 20251.21%
Q4 20251.25%
Q1 20261.37%
Q2 20261.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$164.0M16.94%0.12%1.45%64.5%
Q1 202692$163.9M17.09%0.16%1.37%65.2%
Q4 202591$160.2M16.74%0.16%1.25%68.2%
Q3 202591$162.2M16.33%0.08%1.21%65.6%
Q2 202591$167.4M15.94%0.08%1.17%63.3%
Q1 202592$166.2M15.92%0.00%1.08%61.8%
Q4 202491$156.3M16.07%0.00%1.04%65.8%
Q3 202491$155.9M15.97%0.00%0.97%62.8%
Q2 202490$156.7M15.52%0.00%0.88%58.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.94%
93rd
Total risk-based capital31.08%
96th
Problem loans0.12%
72nd
Net charge-offs0.01%
50th
Return on assets1.45%
63rd
Net interest margin3.85%
45th
Efficiency ratio56.3%
69th
Loans to deposits64.5%
77th
Uninsured deposits20.6%
63rd
Loan-loss reserves0.85%
14th
Texas ratio0.4%
80th

Similar-size banks in Kentucky

InstitutionScoreAssetsCapitalProblem loansCompare
Auburn Banking CompanyBank Auburn, KY65 out of 100, Moderate$164.3M8.3%0.65%vs
The Salyersville National BankBank Salyersville, KY89 out of 100, Very strong$163.5M14.2%0.00%vs
The Farmers National Bank of LebanonBank Lebanon, KY77 out of 100, Strong$163.0M10.7%0.00%vs
Commonwealth Community Bank, Inc.Bank Hartford, KY83 out of 100, Strong$157.7M14.7%0.24%vs
Citizens Bank and Trust of Lebanon, Inc.Bank Lebanon, KY75 out of 100, Strong$173.0M11.3%0.18%vs
Pbk Bank, Inc.Bank Stanford, KY94 out of 100, Very strong$175.6M15.2%0.46%vs

Deposit insurance

Is my money safe at Bank of Maysville?

Yes. Bank of Maysville is an FDIC-insured institution (FDIC certificate #9315). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.6% of deposits ($27.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 31.08% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Bank of Maysville lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Maysville
Type
State-chartered bank
FDIC certificate #
9315
RSSD ID
782016
Primary regulator
FDIC
Holding company
First Bank of Kentucky Corp
Established
June 26, 1835
Headquarters
20 W 2nd St, Maysville, KY 41056
Employees
26

Quick answers

Bank of Maysville: common questions

Is Bank of Maysville FDIC insured?

Yes. Bank of Maysville is an FDIC-insured institution (FDIC certificate #9315). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Maysville's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Maysville ever failed?

There is no failure record for FDIC certificate #9315 in the FDIC failed bank list.

How many branches does Bank of Maysville have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Maysville

InstitutionScoreAssetsCapitalProblem loansCompare
Security Bank and Trust Co.Bank Maysville, KY83 out of 100, Strong$71.8M15.7%1.86%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs
RiverHills BankBank Milford, OH73 out of 100, Strong$340.8M10.7%0.12%vs
Southern Hills Community BankBank Leesburg, OH71 out of 100, Strong$209.6M13.8%1.58%vs
First State BankBank Winchester, OH70 out of 100, Strong$1.2B10.5%0.86%vs
The National Bank of Adams County of West UnionBank West Union, OH68 out of 100, Moderate$114.7M10.8%2.10%vs