TellerScore

Bryant Bank (FDIC certificate #57997) is based in Tuscaloosa, Alabama. Its Q2 2026 call report shows $2.9B in total assets and $2.3B in deposits and 19 offices.

Bryant Bank has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 897 banks with $1 billion – $10 billion. Among 93 banks headquartered in Alabama, it ranks 48th. Loan quality contributes the most (98/100, 0.07%); capital cushion contributes the least (45/100, 9.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Tier 1 leverage ratio: 9.53%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.07%
Earnings84/100
Return on assets (annualized): 1.59%
Funding & liquidity53/100
Loans ÷ deposits and uninsured-deposit share: 56.5% · 57.6% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 72).

TellerScore
727577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202477
Q4 202476
Q1 202572
Q2 202573
Q3 202573
Q4 202573
Q1 202672
Q2 202672
Tier 1 leverage ratio
5.00%7.55%10.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.97%
Q3 202410.10%
Q4 20249.91%
Q1 20259.68%
Q2 20259.84%
Q3 20259.81%
Q4 20259.77%
Q1 20269.76%
Q2 20269.53%
Noncurrent loans
0.07%0.10%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.07%
Q3 20240.10%
Q4 20240.09%
Q1 20250.13%
Q2 20250.07%
Q3 20250.08%
Q4 20250.07%
Q1 20260.08%
Q2 20260.07%
Return on assets
1.50%1.74%1.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.98%
Q3 20241.99%
Q4 20241.94%
Q1 20251.59%
Q2 20251.67%
Q3 20251.71%
Q4 20251.69%
Q1 20261.50%
Q2 20261.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$2.9B9.53%0.07%1.59%56.5%
Q1 202672$2.9B9.76%0.08%1.50%57.1%
Q4 202573$2.9B9.77%0.07%1.69%58.1%
Q3 202573$2.7B9.81%0.08%1.71%62.1%
Q2 202573$2.7B9.84%0.07%1.67%63.4%
Q1 202572$2.7B9.68%0.13%1.59%62.7%
Q4 202476$2.7B9.91%0.09%1.94%59.0%
Q3 202477$2.4B10.10%0.10%1.99%66.0%
Q2 202477$2.5B9.97%0.07%1.98%62.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.53%
23rd
Total risk-based capital19.93%
92nd
Problem loans0.07%
90th
Net charge-offs-0.01%
95th
Return on assets1.59%
73rd
Net interest margin3.49%
36th
Efficiency ratio54.2%
64th
Loans to deposits56.5%
94th
Uninsured deposits57.6%
5th
Loan-loss reserves1.04%
36th
Texas ratio2.3%
65th

Similar-size banks in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Bank IndependentBank Sheffield, AL65 out of 100, Moderate$2.9B9.8%0.22%vs
CB&S Bank, Inc.Bank Russellville, AL59 out of 100, Moderate$3.1B10.4%1.15%vs
Oakworth Capital BankBank Birmingham, AL58 out of 100, Moderate$2.1B9.6%0.68%vs
River Bank & TrustBank Prattville, AL66 out of 100, Moderate$4.0B9.2%0.48%vs
Troy Bank & Trust CompanyBank Troy, AL67 out of 100, Moderate$1.6B12.8%1.35%vs
United BankBank Atmore, AL74 out of 100, Strong$1.5B15.8%1.35%vs

Deposit insurance

Is my money safe at Bryant Bank?

Yes. Bryant Bank is an FDIC-insured institution (FDIC certificate #57997). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 57.6% of deposits ($1.3B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.53%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.93% (benchmark: 10%).

Check how much of your own balance is covered

19 locations

Branches

Bryant Bank lists 19 offices in 12 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Bryant Bank reported 620 home-loan applications under HMDA (LEI 54930069UB3VEGAQ9661): 508 originated ($170,080,000 total), 43 denied, and 60 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Bryant Bank
Type
State-chartered bank
FDIC certificate #
57997
RSSD ID
3356191
Primary regulator
FDIC
Established
June 10, 2005
Headquarters
1550 Mcfarland Blvd N, Tuscaloosa, AL 35406
Employees
293

Quick answers

Bryant Bank: common questions

Is Bryant Bank FDIC insured?

Yes. Bryant Bank is an FDIC-insured institution (FDIC certificate #57997). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bryant Bank's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bryant Bank ever failed?

There is no failure record for FDIC certificate #57997 in the FDIC failed bank list.

How many branches does Bryant Bank have?

19 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Tuscaloosa

InstitutionScoreAssetsCapitalProblem loansCompare
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
First State Bank of the South, Inc.Bank Sulligent, AL89 out of 100, Very strong$130.7M16.4%0.24%vs
City Credit UnionCredit union Tuscaloosa, AL86 out of 100, Very strong$21.3M24.0%0.79%vs
Tuscaloosa V a Federal Credit UnionCredit union Tuscaloosa, AL84 out of 100, Strong$51.9M13.1%0.24%vs
Southern Energy Credit UnionCredit union Birmingham, AL84 out of 100, Strong$3.6B14.6%0.23%vs
Robertson Banking CompanyBank Demopolis, AL83 out of 100, Strong$462.7M11.3%0.13%vs