TellerScore

Headquartered in Bethesda, Maryland, EagleBank is a state-chartered bank (fed member) with $9.6B in total assets and $8.2B in deposits as of Q2 2026. It operates 14 offices across 3 states. Its charter dates back to 1998.

Based on its Q2 2026 filing, EagleBank scores 54/100, which we describe as below average. That is higher than only 12% of 897 banks with $1 billion – $10 billion. Among 27 banks headquartered in Maryland, it ranks 24th. Its strongest component is problem-loan coverage (79/100; 10.7%), and its lowest is loan quality (32/100; 2.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Tier 1 leverage ratio: 11.49%
Loan quality32/100
Noncurrent loans ÷ total loans: 2.05%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity66/100
Loans ÷ deposits and uninsured-deposit share: 79.9% · 27.7% uninsured
Problem-loan coverage79/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 10.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 20 points (34 → 54), mostly because the earnings component improved by 41 points.

TellerScore
344454Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202448
Q3 202445
Q4 202438
Q1 202544
Q2 202534
Q3 202534
Q4 202535
Q1 202647
Q2 202654
Tier 1 leverage ratio
5.00%8.24%11.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.59%
Q3 202410.81%
Q4 202410.82%
Q1 202511.24%
Q2 202510.78%
Q3 202510.57%
Q4 20259.92%
Q1 202610.87%
Q2 202611.49%
Noncurrent loans
1.23%2.23%3.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.23%
Q3 20241.69%
Q4 20242.63%
Q1 20252.52%
Q2 20253.21%
Q3 20253.23%
Q4 20252.68%
Q1 20262.63%
Q2 20262.05%
Return on assets
-1.59%-0.46%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.44%
Q3 2024-0.72%
Q4 2024-0.36%
Q1 20250.13%
Q2 2025-1.18%
Q3 2025-1.59%
Q4 2025-1.20%
Q1 20260.66%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$9.6B11.49%2.05%0.52%79.9%
Q1 202647$9.9B10.87%2.63%0.66%79.6%
Q4 202535$10.4B9.92%2.68%-1.20%78.9%
Q3 202534$10.8B10.57%3.23%-1.59%76.9%
Q2 202534$10.6B10.78%3.21%-1.18%82.9%
Q1 202544$11.3B11.24%2.52%0.13%84.3%
Q4 202438$11.1B10.82%2.63%-0.36%85.4%
Q3 202445$11.2B10.81%1.69%-0.72%91.7%
Q2 202448$11.2B10.59%1.23%-1.44%95.1%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.49%
70th
Total risk-based capital16.20%
77th
Problem loans2.05%
8th
Net charge-offs2.11%
2nd
Return on assets0.52%
9th
Net interest margin2.81%
10th
Efficiency ratio58.9%
51st
Loans to deposits79.9%
68th
Uninsured deposits27.7%
59th
Loan-loss reserves1.82%
94th
Texas ratio10.7%
15th

Similar-size banks in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Forbright BankBank Potomac, MD61 out of 100, Moderate$8.5B11.2%1.45%vs
Shore United Bank, National AssociationBank Easton, MD61 out of 100, Moderate$6.1B10.0%1.32%vs
CFG BankBank Lutherville, MD51 out of 100, Below average$6.1B11.3%3.86%vs
Capital Bank, National AssociationBank Rockville, MD46 out of 100, Below average$3.8B9.0%2.05%vs
First United Bank & TrustBank Oakland, MD75 out of 100, Strong$2.1B11.6%0.31%vs
Rosedale BankBank Nottingham, MD78 out of 100, Strong$1.4B18.6%0.52%vs

Deposit insurance

Is my money safe at EagleBank?

Yes. EagleBank is an FDIC-insured institution (FDIC certificate #34742). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.7% of deposits ($2.3B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.20% (benchmark: 10%).

Check how much of your own balance is covered

14 locations

Branches

EagleBank lists 13 offices in 9 cities across 3 states. Most locations:

All branch addresses and map

CFPB complaint database

Consumer complaints

Over the last three years, the CFPB forwarded 15 consumer complaints about EAGLE BANCORP, INC. to the company (2 in the last 12 months). 100.0% received a timely response. That is 1.8 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

HMDA 2025

Mortgage lending

In 2025, EagleBank reported 3 home-loan applications under HMDA (LEI WVM1F03F86RQLLTEVE84): 3 originated ($57,215,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
EagleBank
Type
State-chartered bank (Fed member)
FDIC certificate #
34742
RSSD ID
2652092
Primary regulator
FED
Holding company
Eagle Bcorp Inc
Established
July 20, 1998
Headquarters
7500 Old Georgetown Rd, Bethesda, MD 20814
Employees
497

Quick answers

EagleBank: common questions

Is EagleBank FDIC insured?

Yes. EagleBank is an FDIC-insured institution (FDIC certificate #34742). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is EagleBank's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has EagleBank ever failed?

There is no failure record for FDIC certificate #34742 in the FDIC failed bank list.

How many branches does EagleBank have?

14 offices as of the latest FDIC data, in 3 states.

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