TellerScore

Forbright Bank (FDIC certificate #57614) is based in Potomac, Maryland. Its Q2 2026 call report shows $8.5B in total assets and $7.3B in deposits and 4 offices.

Forbright Bank has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 897 banks with $1 billion – $10 billion. Among 27 banks headquartered in Maryland, it ranks 19th. Problem-loan coverage contributes the most (83/100, 8.5%); earnings contributes the least (45/100, 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Tier 1 leverage ratio: 11.24%
Loan quality52/100
Noncurrent loans ÷ total loans: 1.45%
Earnings45/100
Return on assets (annualized): 0.62%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 82.6% · 14.0% uninsured
Problem-loan coverage83/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (63 → 61), mostly because the earnings component weakened by 9 points.

TellerScore
546270Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202455
Q4 202464
Q1 202556
Q2 202563
Q3 202570
Q4 202565
Q1 202658
Q2 202661
Tier 1 leverage ratio
5.00%8.81%12.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.61%
Q3 202411.41%
Q4 202411.92%
Q1 202511.93%
Q2 202511.99%
Q3 202510.16%
Q4 202510.40%
Q1 202610.19%
Q2 202611.24%
Noncurrent loans
0.61%2.11%3.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20243.61%
Q3 20242.51%
Q4 20241.44%
Q1 20252.23%
Q2 20251.64%
Q3 20250.61%
Q4 20251.31%
Q1 20261.48%
Q2 20261.45%
Return on assets
0.62%0.98%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.84%
Q3 20240.80%
Q4 20240.78%
Q1 20250.67%
Q2 20250.86%
Q3 20251.18%
Q4 20251.35%
Q1 20260.70%
Q2 20260.62%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$8.5B11.24%1.45%0.62%82.6%
Q1 202658$8.3B10.19%1.48%0.70%80.6%
Q4 202565$7.9B10.40%1.31%1.35%82.3%
Q3 202570$7.7B10.16%0.61%1.18%82.0%
Q2 202563$7.4B11.99%1.64%0.86%80.0%
Q1 202556$7.3B11.93%2.23%0.67%76.5%
Q4 202464$7.2B11.92%1.44%0.78%76.0%
Q3 202455$7.2B11.41%2.51%0.80%66.3%
Q2 202454$7.0B12.61%3.61%0.84%68.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.24%
65th
Total risk-based capital0.00%
13th
Problem loans1.45%
17th
Net charge-offs0.23%
17th
Return on assets0.62%
11th
Net interest margin3.21%
22nd
Efficiency ratio72.4%
17th
Loans to deposits82.6%
62nd
Uninsured deposits14.0%
92nd
Loan-loss reserves0.90%
20th
Texas ratio8.5%
21st

Similar-size banks in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
EagleBankBank Bethesda, MD54 out of 100, Below average$9.6B11.5%2.05%vs
Shore United Bank, National AssociationBank Easton, MD61 out of 100, Moderate$6.1B10.0%1.32%vs
CFG BankBank Lutherville, MD51 out of 100, Below average$6.1B11.3%3.86%vs
Capital Bank, National AssociationBank Rockville, MD46 out of 100, Below average$3.8B9.0%2.05%vs
First United Bank & TrustBank Oakland, MD75 out of 100, Strong$2.1B11.6%0.31%vs
Rosedale BankBank Nottingham, MD78 out of 100, Strong$1.4B18.6%0.52%vs

Deposit insurance

Is my money safe at Forbright Bank?

Yes. Forbright Bank is an FDIC-insured institution (FDIC certificate #57614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.0% of deposits ($1.0B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Forbright Bank lists 3 offices in 3 cities. Most locations:

  • Chevy Chase, MD (1)
  • North Bethesda, MD (1)
  • Potomac, MD (1)

All branch addresses and map

Identity & history

Profile

Legal name
Forbright Bank
Former names
Congressional Bank
Type
State-chartered bank
FDIC certificate #
57614
RSSD ID
3187630
Primary regulator
FDIC
Holding company
Forbright Inc
Established
October 17, 2003
Headquarters
7963 Tuckerman Ln, Potomac, MD 20854
Employees
548

Quick answers

Forbright Bank: common questions

Is Forbright Bank FDIC insured?

Yes. Forbright Bank is an FDIC-insured institution (FDIC certificate #57614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Forbright Bank's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Forbright Bank ever failed?

There is no failure record for FDIC certificate #57614 in the FDIC failed bank list.

How many branches does Forbright Bank have?

4 offices as of the latest FDIC data.

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