TellerScore

Clackamas County Bank (FDIC certificate #9486) is based in Sandy, Oregon. Its Q2 2026 call report shows $266.4M in total assets and $230.1M in deposits and 4 offices.

Clackamas County Bank has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 2,650 banks with $100 million – $1 billion. Among 13 banks headquartered in Oregon, it ranks 1st. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (56/100, 0.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Tier 1 leverage ratio: 12.80%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings56/100
Return on assets (annualized): 0.90%
Funding & liquidity93/100
Loans ÷ deposits and uninsured-deposit share: 67.3% · 13.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (82 → 84), mostly because the capital cushion component improved by 4 points.

TellerScore
778184Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202477
Q4 202478
Q1 202582
Q2 202582
Q3 202584
Q4 202584
Q1 202684
Q2 202684
Tier 1 leverage ratio
5.00%8.98%12.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202411.30%
Q3 202411.41%
Q4 202411.90%
Q1 202512.50%
Q2 202512.36%
Q3 202512.68%
Q4 202512.61%
Q1 202612.96%
Q2 202612.80%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.52%0.74%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.57%
Q3 20240.59%
Q4 20240.52%
Q1 20250.72%
Q2 20250.88%
Q3 20250.95%
Q4 20250.97%
Q1 20260.85%
Q2 20260.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$266.4M12.80%0.00%0.90%67.3%
Q1 202684$263.5M12.96%0.00%0.85%64.6%
Q4 202584$264.0M12.61%0.00%0.97%64.1%
Q3 202584$270.8M12.68%0.00%0.95%62.8%
Q2 202582$266.6M12.36%0.00%0.88%65.2%
Q1 202582$278.7M12.50%0.00%0.72%64.6%
Q4 202478$269.5M11.90%0.00%0.52%66.3%
Q3 202477$290.4M11.41%0.00%0.59%65.5%
Q2 202477$299.1M11.30%0.00%0.57%65.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.80%
73rd
Total risk-based capital24.63%
93rd
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.90%
28th
Net interest margin3.76%
40th
Efficiency ratio77.3%
17th
Loans to deposits67.3%
74th
Uninsured deposits13.1%
87th
Loan-loss reserves0.99%
25th
Texas ratio0.0%
95th

Similar-size banks in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Oregon Coast BankBank Newport, OR52 out of 100, Below average$446.3M10.4%2.65%vs
Willamette Valley BankBank Salem, OR81 out of 100, Strong$465.4M17.0%0.22%vs
Evergreen Federal BankBank Grants Pass, OR75 out of 100, Strong$621.6M13.2%0.63%vs
First Federal Savings and Loan Association of McMinnvilleBank Mcminnville, OR76 out of 100, Strong$678.7M11.9%0.04%vs
Pioneer Trust Bank, National AssociationBank Salem, OR81 out of 100, Strong$712.5M15.3%1.32%vs
People's Bank of CommerceBank Medford, OR78 out of 100, Strong$776.7M15.3%0.90%vs

Deposit insurance

Is my money safe at Clackamas County Bank?

Yes. Clackamas County Bank is an FDIC-insured institution (FDIC certificate #9486). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.1% of deposits ($30.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.80%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.63% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Clackamas County Bank lists 4 offices in 4 cities. Most locations:

  • Boring, OR (1)
  • Gresham, OR (1)
  • Sandy, OR (1)
  • Welches, OR (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Clackamas County Bank reported 15 home-loan applications under HMDA (LEI 254900U7WUFP33SSQ460): 13 originated ($15,005,000 total), 1 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Clackamas County Bank
Type
State-chartered bank
FDIC certificate #
9486
RSSD ID
641579
Primary regulator
FDIC
Holding company
Ccb Financial Corp
Established
January 31, 1911
Headquarters
38975 Proctor Blvd, Sandy, OR 97055
Employees
46

Quick answers

Clackamas County Bank: common questions

Is Clackamas County Bank FDIC insured?

Yes. Clackamas County Bank is an FDIC-insured institution (FDIC certificate #9486). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Clackamas County Bank's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Clackamas County Bank ever failed?

There is no failure record for FDIC certificate #9486 in the FDIC failed bank list.

How many branches does Clackamas County Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Sandy

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
Cascade Federal Credit UnionCredit union Kent, WA88 out of 100, Very strong$392.6M13.3%0.79%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs
Onpoint Community Credit UnionCredit union Portland, OR83 out of 100, Strong$9.5B15.0%0.98%vs