TellerScore

First National Bank Alaska is a national bank headquartered in Anchorage, Alaska, in business for about 104 years. At the end of Q2 2026 it reported $5.1B in total assets and $3.7B in deposits, with 27 offices.

First National Bank Alaska has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 897 banks with $1 billion – $10 billion. Among 5 banks headquartered in Alaska, it ranks 2nd. Problem-loan coverage contributes the most (95/100, 2.5%); funding & liquidity contributes the least (58/100, 76% loans-to-deposits, 39% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Tier 1 leverage ratio: 11.95%
Loan quality84/100
Noncurrent loans ÷ total loans: 0.47%
Earnings86/100
Return on assets (annualized): 1.65%
Funding & liquidity58/100
Loans ÷ deposits and uninsured-deposit share: 76.2% · 39.0% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).

TellerScore
727578Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202472
Q4 202473
Q1 202578
Q2 202577
Q3 202577
Q4 202575
Q1 202678
Q2 202677
Tier 1 leverage ratio
5.00%8.48%11.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.12%
Q3 202410.39%
Q4 202410.54%
Q1 202511.72%
Q2 202511.95%
Q3 202511.70%
Q4 202511.27%
Q1 202611.90%
Q2 202611.95%
Noncurrent loans
0.16%0.31%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.20%
Q3 20240.17%
Q4 20240.17%
Q1 20250.16%
Q2 20250.38%
Q3 20250.42%
Q4 20250.39%
Q1 20260.43%
Q2 20260.47%
Return on assets
1.09%1.38%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.09%
Q3 20241.16%
Q4 20241.26%
Q1 20251.43%
Q2 20251.46%
Q3 20251.53%
Q4 20251.54%
Q1 20261.66%
Q2 20261.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$5.1B11.95%0.47%1.65%76.2%
Q1 202678$5.1B11.90%0.43%1.66%75.3%
Q4 202575$5.1B11.27%0.39%1.54%72.2%
Q3 202577$5.2B11.70%0.42%1.53%67.6%
Q2 202577$4.9B11.95%0.38%1.46%71.9%
Q1 202578$4.9B11.72%0.16%1.43%72.4%
Q4 202473$5.0B10.54%0.17%1.26%66.8%
Q3 202472$5.6B10.39%0.17%1.16%65.3%
Q2 202474$5.1B11.12%0.20%1.09%64.4%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.95%
76th
Total risk-based capital19.25%
91st
Problem loans0.47%
54th
Net charge-offs0.02%
60th
Return on assets1.65%
77th
Net interest margin4.02%
69th
Efficiency ratio49.6%
77th
Loans to deposits76.2%
75th
Uninsured deposits39.0%
29th
Loan-loss reserves0.79%
15th
Texas ratio2.5%
63rd

Similar-size banks in Alaska

InstitutionScoreAssetsCapitalProblem loansCompare
Northrim BankBank Anchorage, AK69 out of 100, Moderate$3.4B10.3%0.89%vs

Deposit insurance

Is my money safe at First National Bank Alaska?

Yes. First National Bank Alaska is an FDIC-insured institution (FDIC certificate #16130). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 39.0% of deposits ($1.4B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.95%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.25% (benchmark: 10%).

Check how much of your own balance is covered

27 locations

Branches

First National Bank Alaska lists 27 offices in 19 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, First National Bank Alaska reported 365 home-loan applications under HMDA (LEI 25490089V5DJHFQMOA03): 203 originated ($100,315,000 total), 36 denied, and 122 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
First National Bank Alaska
Former names
The First National Bank of Anchorage
Type
National bank
FDIC certificate #
16130
RSSD ID
114260
Primary regulator
OCC
Established
January 30, 1922
Headquarters
360 K St, Anchorage, AK 99501
Employees
631

Quick answers

First National Bank Alaska: common questions

Is First National Bank Alaska FDIC insured?

Yes. First National Bank Alaska is an FDIC-insured institution (FDIC certificate #16130). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank Alaska's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank Alaska ever failed?

There is no failure record for FDIC certificate #16130 in the FDIC failed bank list.

How many branches does First National Bank Alaska have?

27 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Anchorage

InstitutionScoreAssetsCapitalProblem loansCompare
Alaska Air Group Federal Credit UnionCredit union Seatac, WA89 out of 100, Very strong$135.9M14.6%0.30%vs
Credit Union 1Credit union Anchorage, AK78 out of 100, Strong$1.7B15.5%1.01%vs
Northern Skies Federal Credit UnionCredit union Anchorage, AK73 out of 100, Strong$231.7M13.3%1.07%vs
Alaska Dist Engineers Federal Credit UnionCredit union Jber, AK71 out of 100, Strong$12.5M9.3%0.27%vs
Nuvision Federal Credit UnionCredit union Huntington Beac, CA70 out of 100, Strong$4.0B12.0%0.62%vs
Northrim BankBank Anchorage, AK69 out of 100, Moderate$3.4B10.3%0.89%vs