TellerScore

Headquartered in Glenwood, Minnesota, Eagle Bank is a state-chartered bank with $226.9M in total assets and $193.7M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1908.

Based on its Q2 2026 filing, Eagle Bank scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 13th. Its strongest component is earnings (100/100; 2.44%), and its lowest is funding & liquidity (76/100; 69% loans-to-deposits, 29% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion93/100
Tier 1 leverage ratio: 14.35%
Loan quality81/100
Noncurrent loans ÷ total loans: 0.58%
Earnings100/100
Return on assets (annualized): 2.44%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 68.8% · 28.9% uninsured
Problem-loan coverage91/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.44%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (92 → 89), mostly because the loan quality component weakened by 17 points.

TellerScore
838994Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202487
Q4 202488
Q1 202593
Q2 202592
Q3 202593
Q4 202583
Q1 202694
Q2 202689
Tier 1 leverage ratio
5.00%9.85%14.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.77%
Q3 202413.13%
Q4 202413.70%
Q1 202514.14%
Q2 202514.07%
Q3 202514.15%
Q4 202514.23%
Q1 202614.70%
Q2 202614.35%
Noncurrent loans
0.02%0.52%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.06%
Q3 20240.02%
Q4 20240.16%
Q1 20250.08%
Q2 20250.06%
Q3 20250.02%
Q4 20251.01%
Q1 20260.14%
Q2 20260.58%
Return on assets
1.43%1.93%2.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.43%
Q3 20241.58%
Q4 20241.63%
Q1 20252.27%
Q2 20252.02%
Q3 20251.96%
Q4 20251.80%
Q1 20262.25%
Q2 20262.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$226.9M14.35%0.58%2.44%68.8%
Q1 202694$223.1M14.70%0.14%2.25%70.2%
Q4 202583$223.6M14.23%1.01%1.80%74.4%
Q3 202593$220.6M14.15%0.02%1.96%71.1%
Q2 202592$215.9M14.07%0.06%2.02%73.9%
Q1 202593$214.4M14.14%0.08%2.27%69.7%
Q4 202488$217.8M13.70%0.16%1.63%73.6%
Q3 202487$221.4M13.13%0.02%1.58%72.6%
Q2 202485$218.7M12.77%0.06%1.43%68.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.35%
83rd
Total risk-based capital23.62%
92nd
Problem loans0.58%
42nd
Net charge-offs1.06%
2nd
Return on assets2.44%
95th
Net interest margin4.34%
72nd
Efficiency ratio46.4%
89th
Loans to deposits68.8%
71st
Uninsured deposits28.9%
32nd
Loan-loss reserves1.36%
69th
Texas ratio4.4%
38th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
The Wanda State BankBank Wanda, MN71 out of 100, Strong$229.8M12.1%1.12%vs
Security State Bank of MarineBank Marine On St. Croix, MN82 out of 100, Strong$232.5M10.9%0.13%vs
United Farmers State BankBank Adams, MN75 out of 100, Strong$233.8M10.3%0.33%vs
Commerce BankBank Geneva, MN78 out of 100, Strong$220.0M13.9%0.60%vs
Home State BankBank Litchfield, MN83 out of 100, Strong$218.9M11.8%0.08%vs
Lakeview BankBank Lakeville, MN58 out of 100, Moderate$218.3M8.9%1.00%vs

Deposit insurance

Is my money safe at Eagle Bank?

Yes. Eagle Bank is an FDIC-insured institution (FDIC certificate #8824). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.9% of deposits ($56.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.35%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.62% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Eagle Bank lists 4 offices in 4 cities. Most locations:

  • Elbow Lake, MN (1)
  • Glenwood, MN (1)
  • Starbuck, MN (1)
  • Wendell, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Eagle Bank
Former names
Pope County State Bank
Type
State-chartered bank
FDIC certificate #
8824
RSSD ID
1000959
Primary regulator
FDIC
Holding company
Eagle Investment Co Inc
Established
January 4, 1908
Headquarters
2 Franklin St S, Glenwood, MN 56334
Employees
34

Quick answers

Eagle Bank: common questions

Is Eagle Bank FDIC insured?

Yes. Eagle Bank is an FDIC-insured institution (FDIC certificate #8824). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Eagle Bank's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Eagle Bank ever failed?

There is no failure record for FDIC certificate #8824 in the FDIC failed bank list.

How many branches does Eagle Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Glenwood

InstitutionScoreAssetsCapitalProblem loansCompare
Viking Bank, National AssociationBank Alexandria, MN70 out of 100, Strong$330.3M9.2%0.53%vs
Kensington BankBank Kensington, MN69 out of 100, Moderate$446.7M9.9%0.58%vs
Magnifi Financial Credit UnionCredit union Melrose, MN68 out of 100, Moderate$2.8B11.0%0.21%vs
Vantage BankBank Kent, MN68 out of 100, Moderate$85.0M8.5%0.35%vs
Bonanza Valley State BankBank Brooten, MN68 out of 100, Moderate$74.8M9.7%0.06%vs
Mid Minnesota Federal Credit UnionCredit union Baxter, MN67 out of 100, Moderate$858.0M9.3%0.43%vs