TellerScore

Fairview Savings and Loan Association is a savings bank headquartered in Fairview, Oklahoma, in business for about 125 years. At the end of Q2 2026 it reported $65.1M in total assets and $51.4M in deposits, with 1 office.

Fairview Savings and Loan Association has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 8th. Capital cushion contributes the most (100/100, 20.76%); funding & liquidity contributes the least (76/100, 85% loans-to-deposits, 13% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.76%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings79/100
Return on assets (annualized): 1.48%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 84.6% · 12.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 92).

TellerScore
879092Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202490
Q4 202488
Q1 202590
Q2 202591
Q3 202590
Q4 202587
Q1 202691
Q2 202692
Tier 1 leverage ratio
5.00%13.96%22.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202422.49%
Q3 202422.92%
Q4 202422.15%
Q1 202521.58%
Q2 202521.65%
Q3 202522.11%
Q4 202521.53%
Q1 202621.43%
Q2 202620.76%
Noncurrent loans
0.00%0.06%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.01%
Q1 20250.00%
Q2 20250.00%
Q3 20250.12%
Q4 20250.11%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.18%1.41%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.65%
Q3 20241.63%
Q4 20241.18%
Q1 20251.36%
Q2 20251.53%
Q3 20251.56%
Q4 20251.20%
Q1 20261.46%
Q2 20261.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$65.1M20.76%0.00%1.48%84.6%
Q1 202691$63.5M21.43%0.00%1.46%88.2%
Q4 202587$60.8M21.53%0.11%1.20%95.2%
Q3 202590$58.5M22.11%0.12%1.56%97.3%
Q2 202591$58.3M21.65%0.00%1.53%97.7%
Q1 202590$58.9M21.58%0.00%1.36%92.6%
Q4 202488$56.0M22.15%0.01%1.18%99.7%
Q3 202490$54.5M22.92%0.00%1.63%106.1%
Q2 202490$54.0M22.49%0.00%1.65%107.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.76%
87th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
34th
Return on assets1.48%
73rd
Net interest margin4.12%
61st
Efficiency ratio56.0%
81st
Loans to deposits84.6%
22nd
Uninsured deposits12.7%
63rd
Loan-loss reserves0.61%
10th
Texas ratio0.0%
85th

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Latimer State BankBank Wilburton, OK90 out of 100, Very strong$65.5M25.0%0.83%vs
Oklahoma State BankBank Buffalo, OK69 out of 100, Moderate$66.7M10.4%1.47%vs
First Bank of ThomasBank Thomas, OK64 out of 100, Moderate$63.2M12.6%2.29%vs
Community Bank of OklahomaBank Verden, OK63 out of 100, Moderate$67.3M12.1%1.83%vs
Peoples Bank and Trust CompanyBank Ryan, OK39 out of 100, Low$61.9M14.4%10.85%vs
Washita Valley BankBank Fort Cobb, OK52 out of 100, Below average$68.8M12.3%8.23%vs

Deposit insurance

Is my money safe at Fairview Savings and Loan Association?

Yes. Fairview Savings and Loan Association is an FDIC-insured institution (FDIC certificate #28652). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.7% of deposits ($6.5M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Fairview Savings and Loan Association lists 1 office in 1 city. Most locations:

  • Fairview, OK (1)

All branch addresses and map

Identity & history

Profile

Legal name
Fairview Savings and Loan Association
Type
Savings bank
FDIC certificate #
28652
RSSD ID
618777
Primary regulator
OCC
Established
January 1, 1901
Headquarters
301 N Main St, Fairview, OK 73737
Employees
10

Quick answers

Fairview Savings and Loan Association: common questions

Is Fairview Savings and Loan Association FDIC insured?

Yes. Fairview Savings and Loan Association is an FDIC-insured institution (FDIC certificate #28652). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Fairview Savings and Loan Association's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Fairview Savings and Loan Association ever failed?

There is no failure record for FDIC certificate #28652 in the FDIC failed bank list.

How many branches does Fairview Savings and Loan Association have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Fairview

InstitutionScoreAssetsCapitalProblem loansCompare
Cowboy BankBank Kremlin, OK84 out of 100, Strong$350.3M12.7%0.49%vs
Community State Bank of CantonBank Canton, OK83 out of 100, Strong$73.0M12.9%0.34%vs
Cleo State BankBank Cleo Springs, OK80 out of 100, Strong$122.5M16.4%2.12%vs
Wisdom Heritage BankBank Alva, OK78 out of 100, Strong$601.3M14.2%1.28%vs
F&M BankBank Edmond, OK71 out of 100, Strong$915.3M10.0%0.36%vs
High Plains BankBank Okeene, OK71 out of 100, Strong$330.2M10.8%0.97%vs