TellerScore

First National Bank of Gillette is a national bank headquartered in Gillette, Wyoming, in business for about 63 years. At the end of Q2 2026 it reported $651.9M in total assets and $570.0M in deposits, with 3 offices.

First National Bank of Gillette has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,650 banks with $100 million – $1 billion. Among 24 banks headquartered in Wyoming, it ranks 2nd. Capital cushion contributes the most (99/100, 14.93%); funding & liquidity contributes the least (75/100, 28% loans-to-deposits, 38% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Tier 1 leverage ratio: 14.93%
Loan quality76/100
Noncurrent loans ÷ total loans: 0.72%
Earnings83/100
Return on assets (annualized): 1.59%
Funding & liquidity75/100
Loans ÷ deposits and uninsured-deposit share: 28.3% · 37.6% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (81 → 86), mostly because the earnings component improved by 20 points.

TellerScore
788286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202486
Q4 202478
Q1 202581
Q2 202581
Q3 202584
Q4 202583
Q1 202685
Q2 202686
Tier 1 leverage ratio
5.00%9.97%14.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.76%
Q3 202414.08%
Q4 202414.06%
Q1 202514.47%
Q2 202514.78%
Q3 202514.86%
Q4 202514.47%
Q1 202614.79%
Q2 202614.93%
Noncurrent loans
0.04%0.51%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.04%
Q3 20240.05%
Q4 20240.97%
Q1 20250.96%
Q2 20250.92%
Q3 20250.75%
Q4 20250.83%
Q1 20260.88%
Q2 20260.72%
Return on assets
0.98%1.28%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20241.01%
Q4 20241.07%
Q1 20251.27%
Q2 20251.07%
Q3 20251.24%
Q4 20251.35%
Q1 20261.54%
Q2 20261.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$651.9M14.93%0.72%1.59%28.3%
Q1 202685$626.2M14.79%0.88%1.54%28.1%
Q4 202583$625.9M14.47%0.83%1.35%27.7%
Q3 202584$610.4M14.86%0.75%1.24%29.7%
Q2 202581$588.9M14.78%0.92%1.07%30.8%
Q1 202581$598.7M14.47%0.96%1.27%29.4%
Q4 202478$592.6M14.06%0.97%1.07%29.7%
Q3 202486$579.0M14.08%0.05%1.01%27.8%
Q2 202485$572.0M13.76%0.04%0.98%27.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.93%
86th
Total risk-based capital0.00%
24th
Problem loans0.72%
37th
Net charge-offs-0.03%
94th
Return on assets1.59%
70th
Net interest margin3.02%
11th
Efficiency ratio52.0%
79th
Loans to deposits28.3%
99th
Uninsured deposits37.6%
13th
Loan-loss reserves1.63%
85th
Texas ratio1.4%
64th

Similar-size banks in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
First Federal Bank & TrustBank Sheridan, WY40 out of 100, Below average$621.1M11.1%3.29%vs
Jonah Bank of WyomingBank Casper, WY76 out of 100, Strong$562.8M9.6%0.00%vs
Platte Valley BankBank Torrington, WY73 out of 100, Strong$809.2M9.7%0.40%vs
Security State BankBank Basin, WY71 out of 100, Strong$449.1M10.4%0.22%vs
Bank of Star ValleyBank Afton, WY85 out of 100, Very strong$420.0M10.8%0.09%vs
Big Horn Federal Savings BankBank Greybull, WY74 out of 100, Strong$399.8M11.3%0.70%vs

Deposit insurance

Is my money safe at First National Bank of Gillette?

Yes. First National Bank of Gillette is an FDIC-insured institution (FDIC certificate #18880). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.6% of deposits ($214.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

First National Bank of Gillette lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First National Bank of Gillette
Type
National bank
FDIC certificate #
18880
RSSD ID
890050
Primary regulator
OCC
Holding company
First Nb Gillette Holding Co
Established
September 10, 1963
Headquarters
319 S Gillette Ave, Gillette, WY 82716
Employees
64

Quick answers

First National Bank of Gillette: common questions

Is First National Bank of Gillette FDIC insured?

Yes. First National Bank of Gillette is an FDIC-insured institution (FDIC certificate #18880). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank of Gillette's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank of Gillette ever failed?

There is no failure record for FDIC certificate #18880 in the FDIC failed bank list.

How many branches does First National Bank of Gillette have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Gillette

InstitutionScoreAssetsCapitalProblem loansCompare
Pinnacle Bank - WyomingBank Cody, WY77 out of 100, Strong$1.3B10.7%0.26%vs
Security State BankBank Basin, WY71 out of 100, Strong$449.1M10.4%0.22%vs
Buffalo Federal BankBank Buffalo, WY70 out of 100, Strong$202.6M10.4%0.67%vs
ANB BankBank Denver, CO64 out of 100, Moderate$2.9B9.5%0.37%vs
First Interstate BankBank Billings, MT62 out of 100, Moderate$25.8B9.4%1.12%vs
First Northern Bank of WyomingBank Buffalo, WY61 out of 100, Moderate$982.6M7.9%0.54%vs