TellerScore

Big Horn Federal Savings Bank is a savings bank headquartered in Greybull, Wyoming, in business for about 91 years. At the end of Q2 2026 it reported $399.8M in total assets and $338.4M in deposits, with 6 offices.

Big Horn Federal Savings Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 24 banks headquartered in Wyoming, it ranks 13th. Funding & liquidity contributes the most (96/100, 53% loans-to-deposits, 19% uninsured); earnings contributes the least (58/100, 0.95%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Tier 1 leverage ratio: 11.32%
Loan quality77/100
Noncurrent loans ÷ total loans: 0.70%
Earnings58/100
Return on assets (annualized): 0.95%
Funding & liquidity96/100
Loans ÷ deposits and uninsured-deposit share: 53.4% · 19.0% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (76 → 74), mostly because the loan quality component weakened by 14 points.

TellerScore
697376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202471
Q4 202474
Q1 202576
Q2 202576
Q3 202569
Q4 202576
Q1 202675
Q2 202674
Tier 1 leverage ratio
5.00%8.16%11.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.76%
Q3 202410.54%
Q4 202410.54%
Q1 202510.76%
Q2 202510.87%
Q3 202510.70%
Q4 202510.79%
Q1 202610.93%
Q2 202611.32%
Noncurrent loans
0.24%0.59%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.29%
Q3 20240.48%
Q4 20240.31%
Q1 20250.25%
Q2 20250.27%
Q3 20250.94%
Q4 20250.24%
Q1 20260.26%
Q2 20260.70%
Return on assets
0.71%0.84%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.71%
Q4 20240.84%
Q1 20250.92%
Q2 20250.86%
Q3 20250.86%
Q4 20250.98%
Q1 20260.79%
Q2 20260.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$399.8M11.32%0.70%0.95%53.4%
Q1 202675$402.1M10.93%0.26%0.79%51.9%
Q4 202576$392.2M10.79%0.24%0.98%53.2%
Q3 202569$393.5M10.70%0.94%0.86%51.0%
Q2 202576$380.3M10.87%0.27%0.86%50.9%
Q1 202576$375.5M10.76%0.25%0.92%49.4%
Q4 202474$366.6M10.54%0.31%0.84%49.7%
Q3 202471$371.1M10.54%0.48%0.71%47.8%
Q2 202474$352.9M10.76%0.29%0.74%47.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.32%
55th
Total risk-based capital23.63%
92nd
Problem loans0.70%
37th
Net charge-offs0.05%
29th
Return on assets0.95%
31st
Net interest margin3.19%
16th
Efficiency ratio66.4%
38th
Loans to deposits53.4%
89th
Uninsured deposits19.0%
68th
Loan-loss reserves1.28%
59th
Texas ratio2.7%
50th

Similar-size banks in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
RSNB BankBank Rock Springs, WY59 out of 100, Moderate$381.0M11.8%2.37%vs
Bank of Star ValleyBank Afton, WY85 out of 100, Very strong$420.0M10.8%0.09%vs
Security State BankBank Basin, WY71 out of 100, Strong$449.1M10.4%0.22%vs
Rnb State BankBank Rawlins, WY65 out of 100, Moderate$296.2M8.6%0.09%vs
Sundance State BankBank Sundance, WY80 out of 100, Strong$290.9M11.9%0.56%vs
Wyoming Community BankBank Riverton, WY75 out of 100, Strong$262.4M9.5%0.31%vs

Deposit insurance

Is my money safe at Big Horn Federal Savings Bank?

Yes. Big Horn Federal Savings Bank is an FDIC-insured institution (FDIC certificate #29637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.0% of deposits ($64.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.63% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Big Horn Federal Savings Bank lists 6 offices in 6 cities. Most locations:

  • Cody, WY (1)
  • Greybull, WY (1)
  • Lovell, WY (1)
  • Powell, WY (1)
  • Thermopolis, WY (1)
  • Worland, WY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Big Horn Federal Savings Bank
Former names
Big Horn Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
29637
RSSD ID
521970
Primary regulator
OCC
Established
January 1, 1935
Headquarters
33 N 6th St, Greybull, WY 82426
Employees
59

Quick answers

Big Horn Federal Savings Bank: common questions

Is Big Horn Federal Savings Bank FDIC insured?

Yes. Big Horn Federal Savings Bank is an FDIC-insured institution (FDIC certificate #29637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Big Horn Federal Savings Bank's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Big Horn Federal Savings Bank ever failed?

There is no failure record for FDIC certificate #29637 in the FDIC failed bank list.

How many branches does Big Horn Federal Savings Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Greybull

InstitutionScoreAssetsCapitalProblem loansCompare
Pathfinder Federal Credit UnionCredit union Casper, WY76 out of 100, Strong$68.6M11.6%0.64%vs
Security State BankBank Basin, WY71 out of 100, Strong$449.1M10.4%0.22%vs
Bank of Bridger, National AssociationBank Bridger, MT70 out of 100, Strong$802.7M10.1%0.47%vs