Headquartered in Denver, Colorado, ANB Bank is a state-chartered bank (fed member) with $2.9B in total assets and $2.6B in deposits as of Q2 2026. It operates 32 offices across 2 states. Its charter dates back to 1964.
Based on its Q2 2026 filing, ANB Bank scores 64/100, which we describe as moderate. That is higher than only 33% of 897 banks with $1 billion – $10 billion. Among 63 banks headquartered in Colorado, it ranks 47th. Its strongest component is problem-loan coverage (93/100; 3.4%), and its lowest is capital cushion (45/100; 9.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the capital cushion component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 63 |
| Q4 2024 | 61 |
| Q1 2025 | 62 |
| Q2 2025 | 61 |
| Q3 2025 | 62 |
| Q4 2025 | 51 |
| Q1 2026 | 60 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.08% |
| Q3 2024 | 9.25% |
| Q4 2024 | 8.36% |
| Q1 2025 | 8.71% |
| Q2 2025 | 8.33% |
| Q3 2025 | 8.65% |
| Q4 2025 | 8.89% |
| Q1 2026 | 8.99% |
| Q2 2026 | 9.52% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.05% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.08% |
| Q4 2025 | 1.39% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.37% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.60% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.81% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $2.9B | 9.52% | 0.37% | 0.86% | 68.6% |
| Q1 2026 | 60 | $3.0B | 8.99% | 0.43% | 0.67% | 65.7% |
| Q4 2025 | 51 | $3.0B | 8.89% | 1.39% | 0.81% | 67.9% |
| Q3 2025 | 62 | $2.9B | 8.65% | 0.08% | 0.70% | 71.2% |
| Q2 2025 | 61 | $3.0B | 8.33% | 0.06% | 0.65% | 73.4% |
| Q1 2025 | 62 | $2.9B | 8.71% | 0.05% | 0.60% | 73.8% |
| Q4 2024 | 61 | $3.0B | 8.36% | 0.07% | 0.58% | 73.6% |
| Q3 2024 | 63 | $3.0B | 9.25% | 0.03% | 0.56% | 74.6% |
| Q2 2024 | 62 | $3.0B | 9.08% | 0.14% | 0.55% | 76.7% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Western Trust BankBank Denver, CO | 58 out of 100, Moderate | $3.2B | 9.2% | 0.60% | vs |
| Colorado Federal Savings BankBank Greenwood Village, CO | 63 out of 100, Moderate | $2.3B | 10.5% | 0.50% | vs |
| Solera National BankBank Lakewood, CO | 63 out of 100, Moderate | $1.6B | 8.6% | 1.45% | vs |
| Fortis BankBank Denver, CO | 58 out of 100, Moderate | $1.4B | 9.0% | 0.49% | vs |
| Alpine BankBank Glenwood Springs, CO | 73 out of 100, Strong | $6.7B | 11.0% | 0.31% | vs |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | vs |
Deposit insurance
Is my money safe at ANB Bank?
Yes. ANB Bank is an FDIC-insured institution (FDIC certificate #19220). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.3% of deposits ($1.2B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.52%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.43% (benchmark: 10%).
32 locations
Branches
ANB Bank lists 29 offices in 23 cities across 2 states. Most locations:
- Colorado Springs, CO (4)
- Grand Junction, CO (3)
- Denver, CO (2)
- Aspen, CO (1)
- Avon, CO (1)
- Basalt, CO (1)
- Boulder, CO (1)
- Buffalo, WY (1)
- Carbondale, CO (1)
- Casper, WY (1)
- Castle Rock, CO (1)
- Cheyenne, WY (1)
HMDA 2025
Mortgage lending
In 2025, ANB Bank reported 672 home-loan applications under HMDA (LEI 549300UHQ3UXVA4AGM53): 444 originated ($182,970,000 total), 102 denied, and 101 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- ANB Bank
- Former names
- The Western National Bank of Colorado Springs; Western National Bank of Colorado; Western National Bank; American National Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 19220
- RSSD ID
- 828651
- Primary regulator
- FED
- Holding company
- Sturm Financial Group Inc
- Established
- September 1, 1964
- Headquarters
- 3033 E 1st Ave, Denver, CO 80206
- Website
- anbbank.com
- Employees
- 499
Quick answers
ANB Bank: common questions
Is ANB Bank FDIC insured?
Yes. ANB Bank is an FDIC-insured institution (FDIC certificate #19220). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is ANB Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has ANB Bank ever failed?
There is no failure record for FDIC certificate #19220 in the FDIC failed bank list.
How many branches does ANB Bank have?
32 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Denver
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| AMG National Trust BankBank Boulder, CO | 94 out of 100, Very strong | $722.9M | 15.4% | 0.04% | vs |
| Star Tech Federal Credit UnionCredit union Greenwood Villa, CO | 91 out of 100, Very strong | $11.1M | 22.2% | 0.38% | vs |
| Denver Fire Department Federal Credit UnionCredit union Denver, CO | 89 out of 100, Very strong | $213.5M | 14.2% | 0.09% | vs |
| 5Star BankBank Colorado Springs, CO | 87 out of 100, Very strong | $378.2M | 17.2% | 0.16% | vs |
| Transact Bank, National AssociationBank Denver, CO | 86 out of 100, Very strong | $6.5M | 16.3% | 0.00% | vs |
| Affidian Federal Credit UnionCredit union Denver, CO | 85 out of 100, Very strong | $360.1M | 18.9% | 0.85% | vs |