FWBank is a state-chartered bank headquartered in Chicago, Illinois. At the end of Q2 2026 it reported $206.7M in total assets and $176.1M in deposits, with 1 office.
FWBank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 116th. Problem-loan coverage contributes the most (99/100, 0.6%); earnings contributes the least (46/100, 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (67 → 75), mostly because the loan quality component improved by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 64 |
| Q4 2024 | 63 |
| Q1 2025 | 60 |
| Q2 2025 | 67 |
| Q3 2025 | 70 |
| Q4 2025 | 82 |
| Q1 2026 | 77 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.51% |
| Q3 2024 | 13.67% |
| Q4 2024 | 13.11% |
| Q1 2025 | 13.12% |
| Q2 2025 | 12.99% |
| Q3 2025 | 13.21% |
| Q4 2025 | 13.36% |
| Q1 2026 | 12.87% |
| Q2 2026 | 12.51% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.31% |
| Q3 2024 | 1.61% |
| Q4 2024 | 1.52% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.41% |
| Q3 2025 | 1.39% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.12% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.28% |
| Q3 2024 | 0.84% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.39% |
| Q2 2025 | 1.12% |
| Q3 2025 | 1.46% |
| Q4 2025 | 2.27% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $206.7M | 12.51% | 0.12% | 0.64% | 76.0% |
| Q1 2026 | 77 | $202.3M | 12.87% | 0.02% | 0.67% | 72.6% |
| Q4 2025 | 82 | $191.7M | 13.36% | 0.77% | 2.27% | 79.4% |
| Q3 2025 | 70 | $191.0M | 13.21% | 1.39% | 1.46% | 83.0% |
| Q2 2025 | 67 | $194.2M | 12.99% | 1.41% | 1.12% | 76.8% |
| Q1 2025 | 60 | $181.6M | 13.12% | 1.46% | 0.39% | 80.0% |
| Q4 2024 | 63 | $171.8M | 13.11% | 1.52% | 0.81% | 83.9% |
| Q3 2024 | 64 | $169.9M | 13.67% | 1.61% | 0.84% | 84.7% |
| Q2 2024 | 51 | $161.2M | 14.51% | 2.31% | -0.28% | 86.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spring Valley City BankBank Spring Valley, IL | 84 out of 100, Strong | $207.0M | 13.9% | 0.18% | vs |
| Murphy-Wall State Bank and Trust CompanyBank Pinckneyville, IL | 60 out of 100, Moderate | $206.1M | 11.0% | 1.67% | vs |
| First FSB of MascoutahBank Mascoutah, IL | 52 out of 100, Below average | $207.3M | 10.5% | 2.12% | vs |
| Peru Federal Savings BankBank Peru, IL | 87 out of 100, Very strong | $208.5M | 16.4% | 0.28% | vs |
| Scott State BankBank Bethany, IL | 86 out of 100, Very strong | $203.5M | 13.7% | 0.24% | vs |
| The Farmers State Bank and Trust CompanyBank Jacksonville, IL | 66 out of 100, Moderate | $210.1M | 13.8% | 2.22% | vs |
Deposit insurance
Is my money safe at FWBank?
Yes. FWBank is an FDIC-insured institution (FDIC certificate #59195). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.6% of deposits ($64.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.51%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
FWBank lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- FWBank
- Type
- State-chartered bank
- FDIC certificate #
- 59195
- RSSD ID
- 5435988
- Primary regulator
- FDIC
- Holding company
- Fwb Financial Inc
- Established
- July 12, 2021
- Headquarters
- 29 N Wacker Dr, Chicago, IL 60606
- Website
- www.firstwomens.bank
- Employees
- 47
Quick answers
FWBank: common questions
Is FWBank FDIC insured?
Yes. FWBank is an FDIC-insured institution (FDIC certificate #59195). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is FWBank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has FWBank ever failed?
There is no failure record for FDIC certificate #59195 in the FDIC failed bank list.
How many branches does FWBank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |