TellerScore

Great Nations Bank (FDIC certificate #58680) is based in Norman, Oklahoma. Its Q2 2026 call report shows $113.8M in total assets and $100.5M in deposits and 3 offices.

Great Nations Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 86th. Problem-loan coverage contributes the most (99/100, 0.7%); earnings contributes the least (48/100, 0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Tier 1 leverage ratio: 10.27%
Loan quality97/100
Noncurrent loans ÷ total loans: 0.10%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity72/100
Loans ÷ deposits and uninsured-deposit share: 88.7% · 12.3% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (68 → 70), mostly because the capital cushion component improved by 12 points.

TellerScore
596672Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202459
Q4 202460
Q1 202567
Q2 202568
Q3 202571
Q4 202572
Q1 202670
Q2 202670
Tier 1 leverage ratio
5.00%7.64%10.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.13%
Q3 20249.67%
Q4 20249.13%
Q1 20259.19%
Q2 20259.06%
Q3 20259.32%
Q4 20259.65%
Q1 202610.10%
Q2 202610.27%
Noncurrent loans
0.00%0.40%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.81%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.10%
Return on assets
-0.10%0.42%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.33%
Q3 20240.42%
Q4 2024-0.10%
Q1 20250.62%
Q2 20250.76%
Q3 20250.94%
Q4 20250.94%
Q1 20260.60%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$113.8M10.27%0.10%0.70%88.7%
Q1 202670$114.0M10.10%0.00%0.60%87.9%
Q4 202572$114.4M9.65%0.00%0.94%85.8%
Q3 202571$118.1M9.32%0.00%0.94%83.5%
Q2 202568$118.2M9.06%0.00%0.76%88.6%
Q1 202567$115.2M9.19%0.00%0.62%90.7%
Q4 202460$108.6M9.13%0.00%-0.10%93.8%
Q3 202459$107.1M9.67%0.81%0.42%90.3%
Q2 202465$106.7M10.13%0.00%0.33%85.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.27%
37th
Total risk-based capital0.00%
24th
Problem loans0.10%
74th
Net charge-offs0.00%
68th
Return on assets0.70%
19th
Net interest margin3.92%
49th
Efficiency ratio79.2%
14th
Loans to deposits88.7%
29th
Uninsured deposits12.3%
89th
Loan-loss reserves1.15%
44th
Texas ratio0.7%
73rd

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Monument BankBank Poteau, OK76 out of 100, Strong$112.8M9.9%0.27%vs
The State Bank of WynnewoodBank Wynnewood, OK97 out of 100, Very strong$111.4M15.6%0.00%vs
First BankBank Erick, OK93 out of 100, Very strong$118.0M14.2%0.27%vs
The Farmers and Merchants National Bank of FairviewBank Fairview, OK66 out of 100, Moderate$118.7M12.2%1.67%vs
Community BankBank Bristow, OK71 out of 100, Strong$119.1M10.1%0.86%vs
CorebankBank Waynoka, OK83 out of 100, Strong$122.1M11.8%0.00%vs

Deposit insurance

Is my money safe at Great Nations Bank?

Yes. Great Nations Bank is an FDIC-insured institution (FDIC certificate #58680). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.3% of deposits ($12.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.27%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Great Nations Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Great Nations Bank
Type
State-chartered bank
FDIC certificate #
58680
RSSD ID
3599804
Primary regulator
FDIC
Established
September 28, 2009
Headquarters
2200 Alameda St, Norman, OK 73071
Employees
18

Quick answers

Great Nations Bank: common questions

Is Great Nations Bank FDIC insured?

Yes. Great Nations Bank is an FDIC-insured institution (FDIC certificate #58680). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Great Nations Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Great Nations Bank ever failed?

There is no failure record for FDIC certificate #58680 in the FDIC failed bank list.

How many branches does Great Nations Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Norman

InstitutionScoreAssetsCapitalProblem loansCompare
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Sooner State BankBank Tuttle, OK86 out of 100, Very strong$354.6M12.8%0.33%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK85 out of 100, Very strong$213.5M16.3%0.20%vs
Liberty National BankBank Lawton, OK84 out of 100, Strong$1.3B10.3%0.02%vs
Tinker Federal Credit UnionCredit union Oklahoma City, OK83 out of 100, Strong$6.1B14.7%0.63%vs