Great Rivers Bank is a state-chartered bank headquartered in Barry, Illinois, in business for about 125 years. At the end of Q2 2026 it reported $194.6M in total assets and $167.9M in deposits, with 4 offices across 2 states.
Based on its Q2 2026 filing, Great Rivers Bank scores 81/100, which we describe as strong. That is higher than 80% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 63rd. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is capital cushion (62/100; 11.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 78 |
| Q4 2024 | 76 |
| Q1 2025 | 79 |
| Q2 2025 | 78 |
| Q3 2025 | 77 |
| Q4 2025 | 73 |
| Q1 2026 | 80 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.73% |
| Q3 2024 | 11.57% |
| Q4 2024 | 11.11% |
| Q1 2025 | 11.19% |
| Q2 2025 | 11.15% |
| Q3 2025 | 11.03% |
| Q4 2025 | 10.59% |
| Q1 2026 | 10.88% |
| Q2 2026 | 11.20% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.11% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.10% |
| Q1 2025 | 1.42% |
| Q2 2025 | 1.48% |
| Q3 2025 | 1.48% |
| Q4 2025 | 1.18% |
| Q1 2026 | 1.83% |
| Q2 2026 | 1.83% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $194.6M | 11.20% | 0.11% | 1.83% | 95.1% |
| Q1 2026 | 80 | $196.2M | 10.88% | 0.14% | 1.83% | 89.5% |
| Q4 2025 | 73 | $193.3M | 10.59% | 0.10% | 1.18% | 99.8% |
| Q3 2025 | 77 | $190.8M | 11.03% | 0.02% | 1.48% | 102.0% |
| Q2 2025 | 78 | $187.3M | 11.15% | 0.06% | 1.48% | 99.5% |
| Q1 2025 | 79 | $182.9M | 11.19% | 0.03% | 1.42% | 95.4% |
| Q4 2024 | 76 | $178.6M | 11.11% | 0.03% | 1.10% | 95.7% |
| Q3 2024 | 78 | $172.4M | 11.57% | 0.03% | 1.34% | 100.8% |
| Q2 2024 | 79 | $166.7M | 11.73% | 0.04% | 1.26% | 96.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Bank of ElmhurstBank Elmhurst, IL | 72 out of 100, Strong | $194.5M | 9.9% | 0.02% | vs |
| Central Federal Savings and Loan AssociationBank Cicero, IL | 61 out of 100, Moderate | $194.6M | 10.3% | 0.65% | vs |
| Liberty BankBank Liberty, IL | 86 out of 100, Very strong | $193.9M | 12.2% | 0.14% | vs |
| Frederick Community Bank, TheBank Paxton, IL | 84 out of 100, Strong | $196.1M | 10.4% | 0.00% | vs |
| First Federal Savings Bank of Champaign UrbanaBank Champaign, IL | 90 out of 100, Very strong | $192.5M | 12.7% | 0.09% | vs |
| Vermilion Valley BankBank Piper City, IL | 96 out of 100, Very strong | $198.2M | 16.7% | 0.03% | vs |
Deposit insurance
Is my money safe at Great Rivers Bank?
Yes. Great Rivers Bank is an FDIC-insured institution (FDIC certificate #3762). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.9% of deposits ($28.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.47% (benchmark: 10%).
4 locations
Branches
Great Rivers Bank lists 4 offices in 4 cities across 2 states. Most locations:
- Barry, IL (1)
- Hannibal, MO (1)
- Liberty, IL (1)
- Pittsfield, IL (1)
Identity & history
Profile
- Legal name
- Great Rivers Bank
- Former names
- The First National Bank of Barry
- Type
- State-chartered bank
- FDIC certificate #
- 3762
- RSSD ID
- 857941
- Primary regulator
- FDIC
- Holding company
- Fnb Barry Bcorp Inc
- Established
- January 1, 1901
- Headquarters
- 694 Bainbridge St, Barry, IL 62312
- Website
- www.greatriversbank.bank
- Employees
- 34
Quick answers
Great Rivers Bank: common questions
Is Great Rivers Bank FDIC insured?
Yes. Great Rivers Bank is an FDIC-insured institution (FDIC certificate #3762). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Great Rivers Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Great Rivers Bank ever failed?
There is no failure record for FDIC certificate #3762 in the FDIC failed bank list.
How many branches does Great Rivers Bank have?
4 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Barry
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Town & Country Bank MidwestBank Quincy, IL | 92 out of 100, Very strong | $279.3M | 14.9% | 0.15% | vs |
| Members "first" Community Credit UnionCredit union Quincy, IL | 92 out of 100, Very strong | $111.6M | 25.4% | 0.03% | vs |
| Bank of KampsvilleBank Kampsville, IL | 91 out of 100, Very strong | $134.1M | 17.4% | 0.01% | vs |
| Farmers State BankBank Pittsfield, IL | 88 out of 100, Very strong | $339.8M | 15.0% | 0.23% | vs |
| Liberty BankBank Liberty, IL | 86 out of 100, Very strong | $193.9M | 12.2% | 0.14% | vs |
| United Community Credit UnionCredit union Quincy, IL | 84 out of 100, Strong | $134.1M | 15.4% | 0.40% | vs |